Aleya Khan- Mortgages by AK

03/24/2025

02/04/2025

Mortgage Tips for First-Time Buyers 🏡✨

1️⃣ Know Your Budget – Before house hunting, calculate what you can afford, including mortgage payments, taxes, and maintenance costs.

2️⃣ Check Your Credit Score – A good score helps you qualify for better interest rates. Improve it by paying bills on time and reducing debt.

3️⃣ Save for a Down Payment – The bigger your down payment, the lower your mortgage. Aim for at least 5-20% of the home price.

4️⃣ Get Pre-Approved – This gives you a clear budget and makes you a stronger buyer in the market.

5️⃣ Understand Mortgage Types – Fixed vs. variable rates, open vs. closed mortgages—know what works best for you.

6️⃣ Factor in Extra Costs – Budget for closing costs (1.5%-4% of the home price), home inspections, moving expenses, and future maintenance.

7️⃣ Avoid Major Purchases Before Closing – Don’t take on new debt (like a car loan or furniture financing) before securing your mortgage.

8️⃣ Look at First-Time Buyer Programs – Some programs offer incentives, lower rates, or down payment assistance—take advantage of them!

9️⃣ Don’t Rush – Take your time to research the market, compare rates, and ensure you’re making the right decision.

🔟 Work with a Mortgage Professional – A trusted mortgage agent can help you find the best deal and guide you through the process smoothly.

Ready to get started? Let’s turn your dream home into a reality! 🏡💫

02/04/2025

As your dedicated mortgage agent, I bring confidence, expertise, and a touch of finesse to securing the best financing solutions for you. Whether you’re a first-time homebuyer, upgrading to your dream home, or investing in real estate, I navigate the complexities of the mortgage world with precision and strategy. My goal is to make the process seamless, stress-free, and tailored to your unique financial needs. With sharp negotiation skills and a commitment to excellence, I ensure you get the best rates and terms—because you deserve nothing less than the perfect home and a smooth journey to ownership.

02/04/2025

“Fluent in finance, fierce in negotiations—let me secure the keys to your dream home with style and confidence. ✨🏡

”

05/12/2024

I am deeply grateful and humbled by the nomination from Jey Jeyakanthan and Landed for Success. It is an honor to be recognized by such a respected and esteemed organization. I am proud to be a part of the Landed for Success community and I look forward to continuing to contribute to its success.

02/23/2024

01/29/2024

Seize the keys to your future! 🚪🔑 Our expert team is here to guide you through the mortgage maze. Your dream home awaits – let’s get you there! 🌟 🇨🇦