Depinder Ahuja - E-Brokers Financial Inc.

Depinder Ahuja - E-Brokers Financial Inc. Independent insurance broker serving the GTA area for Life, Critical Illness, and Disability, contra Registered Education Saving Plans with FREE Gov.

I am an independent financial services broker, contracted with all leading Life Insurance Companies, and reputable Financial Institutions offering Registered Education Saving Plans, and other financial products. Grant up to $9,200 per child! For best deals on Mortgage, Life, and Critical Illness Insurance, please call Depinder Ahuja at 416-670-7372 or email at [email protected]

07/08/2017

About Critical Illness Insurance:
Critical illness insurance is a form of health insurance that provides a lump-sum payment should you become seriously ill. This benefit can replace your income while you recover, provide for travel or care expenses, and prevent financial hardship when dealing with a health crisis.
Although the types of illnesses covered differ from company to company, typical covered conditions may include:
cancer
heart attack
stroke
blindness
Alzheimer’s
multiple sclerosis
organ transplants
kidney failure
paralysis
We work with all major Canadian providers to offer you the best rates on Critical Illness Insurance. I work with the whole market to find you a plan that matches your budget and unique circumstances.
no-obligation quote for Critical Illness Insurance.
We search life insurance so you don't have to!
Call me @ 416-670-7372

12/02/2016

WHY YOU MAY NEED LIFE INSURANCE
The main reason many middle class families want life insurance is the need to provide a substantial lump sum to replace lost income if a parent or breadwinner dies.
Young families are often carrying large mortgages and are meeting the expenses of growing children. This is why it's important for them to choose a life insurance product that provides the desired death benefits at a much lower current cost, which is term life.
By the time many adults reach their fifties, their children are usually grown, their mortgage will typically be substantially paid down so they now have a good deal of home equity, and they will have accumulated other retirement savings. As such, the need for a substantial death benefit from a life insurance policy is much less important in later life.
So for many young couples, it makes sense to focus the bulk of their life insurance on term life which is more cost-effective at that time of their life when life insurance is the most important.Please call me & discuss your situation to customize your Insurance plan.@416-670-7372.

08/31/2016

See Why Traditional Life Insurance is a Superior Choice
Bank Mortgage Insurance
• Declining coverage amount based on mortgage balance
• No discounts on premiums for healthy people
• The older you are the higher the premiums
• Pooled policy – No control
• Policy is owned by bank
• Non transferable
• Premiums not guaranteed
• Void if mortgage in default
• Lapses if property is sold
• Not guaranteed at renewal
• Most bank plans expire at age 70 or earlier
Traditional Life Insurance
• Coverage amount stays the same for the duration of the term
• Discounts on your premium if you are healthy
• Get the best rates based on your own health
• You are in complete control
• Policy is owned by you
• Fully transferable
• Premiums fully guaranteed
• Insured even if mortgage is in default
• Your insurance is portable
• Automatically renewable to age 75
• Fully convertible to permanent coverage
What You Need to Know About Bank Mortgage Insurance
In Denial – Bank Mortgage Insurance Exposed courtesy of CBC Marketplace
Just say “No” to the bank offered insurance and call me at 416-670-7372 I have access to all types of life insurance products designed to protect your mortgage at the lowest rates.

08/31/2016

Mortgage Insurance or Personal Life Insurance? Here's why Personal Life Insurance is the better option
Your home is the largest and most important financial commitment you will make. Insuring your home in case of the loss of a primary earner may be your top priority. We can help ensure that your home is protected with the insurance that suits your needs.
Below is a comparison chart outlining the differences between Mortgage Life Insurance, offered through your mortgage lender vs. Personal Life Insurance, offered through a Licensed Life Insurance
The bank is the owner of the policy and you have no control over it
• Lender is the beneficiary
• The group policy can be terminated by the insurer at any time
• Your insurance ends with the mortgage
• Premiums can change if the group experiences change
• Insurance terminates if you change lenders, you must re-qualify all over again
• Cannot be more than the amount of the mortgage
• Coverage decreases with your mortgage
UNDERWRITTEN AT TIME OF CLAIM
YOUR Own POLICY
• Beneficiary of your choice which can be changed anytime
• Your coverage is guaranteed
• Your policy is guaranteed renewable and convertible
• Premiums are Guaranteed
• The insurance remains if you change lenders, change the mortgage, or buy another home
• Can also include other needs outside of the mortgage i.e., income replacement, kid’s education, final expenses etc.
• Coverage stays the same regardless of mortgage
UNDERWRITTEN AT TIME OF APPLICATION
Call me @416-670-7372 for more details.I can help

08/31/2016

A one-stop solution for all YOUR Life & living Benefits Insurance needs!
With ten years of experience in the financial industry, I am well aware of the fact that different people have different needs. Hence, in an effort to serve you better, I bring you the Choice, Convenience & Counsel and provide customized solutions to get YOU the Right Insurance Coverage.
My Professional, Honest, Unbiased Expert advice will surely be of great help in finding you the Right Insurance that offers true value for your money.
You’ll get the services of an Experienced Professional. For you, this means access to the dedicated services of a professional who is committed to finding Financial products and services that suit your needs.
I use all this experience and knowledge for my clients' benefit. So, contact me at your convenience @ 416-670-7372

08/02/2016

Mortgage Insurance or Personal Life Insurance? Here's why Personal Life Insurance is the better option
Your home is the largest and most important financial commitment you will make. Insuring your home in case of the loss of a primary earner may be your top priority. We can help ensure that your home is protected with the insurance that suits your needs.
Below is a comparison chart outlining the differences between Mortgage Life Insurance, offered through your mortgage lender vs. Personal Life Insurance, offered through a Licensed Life Insurance
The bank is the owner of the policy and you have no control over it
• Lender is the beneficiary
• The group policy can be terminated by the insurer at any time
• Your insurance ends with the mortgage
• Premiums can change if the group experiences change
• Insurance terminates if you change lenders, you must re-qualify all over again
• Cannot be more than the amount of the mortgage
• Coverage decreases with your mortgage
UNDERWRITTEN AT TIME OF CLAIM
YOUR Own POLICY
• Beneficiary of your choice which can be changed anytime
• Your coverage is guaranteed
• Your policy is guaranteed renewable and convertible
• Premiums are Guaranteed
• The insurance remains if you change lenders, change the mortgage, or buy another home
• Can also include other needs outside of the mortgage i.e., income replacement, kid’s education, final expenses etc.
• Coverage stays the same regardless of mortgage
UNDERWRITTEN AT TIME OF APPLICATION
Call me @416-670-7372 for more details.

06/17/2016

See Why Traditional Life Insurance is a Superior Choice
Bank Mortgage Insurance
• Declining coverage amount based on mortgage balance
• No discounts on premiums for healthy people
• The older you are the higher the premiums
• Pooled policy – No control
• Policy is owned by bank
• Non transferable
• Premiums not guaranteed
• Void if mortgage in default
• Lapses if property is sold
• Not guaranteed at renewal
• Most bank plans expire at age 70 or earlier
Traditional Life Insurance
• Coverage amount stays the same for the duration of the term
• Discounts on your premium if you are healthy
• Get the best rates based on your own health
• You are in complete control
• Policy is owned by you
• Fully transferable
• Premiums fully guaranteed
• Insured even if mortgage is in default
• Your insurance is portable
• Automatically renewable to age 75
• Fully convertible to permanent coverage
What You Need to Know About Bank Mortgage Insurance
In Denial – Bank Mortgage Insurance Exposed courtesy of CBC Marketplace
Just say “No” to the bank offered insurance and call me at 416-670-7372 I have access to all types of life insurance products designed to protect your mortgage at the lowest rates.

Address

Mississauga, ON
L5S1R5

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 6pm
Sunday 9am - 6pm

Telephone

+14166707372

Website

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