Faster Mortgages

09/08/2021

Some very insightful stats from the market in 2020! Canadians love Florida! Keep in mind, these figures are during a travel ban, also keep in mind these prices have, and continue to increase

01/22/2021

Top Industries/Equipment

-Transport (Trucks and trailers)

-Construction equipment

-Medical (Dental is a big one)

-Industrial (Production) equipment such as CNC machines

-Agriculture – machinery, storage structures, grain bins

-Computer – Hardware & Software

-Office Equipment such as copiers and printers

-Automotive – if it is not for personal use

-Landscaping (including golf course equipment and golf carts)



Best Guidelines to Qualify for a Lease

-Company/Business that has been in business over 3 years

-Generating revenue and making a profit

-Good credit

-Asset purchases under $200,000



We can look at all files, but the above qualifiers get the highest ratio of approvals

01/20/2021

If you have been preapproved for a pre-construction property that means that you have also been preapproved for a mortgage. Some people have the notion that mortgage pre-approval guarantees financing. Unfortunately, that’s not the case. Mortgage pre-approval is for a period of a maximum of 120 days, after which the terms and conditions need re-negotiation.

3-4 months before closing, all new income documents, credit check, verification, etc. are required to be presented to the lender for approval. And at this point you are not required to go with the lender who originally pre-approved you. Please consider that a buyer’s situation could change from the time of preapproval to closing.

This is where I come in. As a mortgage Strategist I unbiasedly shop for the best product and interest rate available for you. Even if your situation has changed I can still help you. All I do is put you in a position to win. Fill out the contact form on my website so we can discuss your options link in the bio!

01/17/2021

Historically low interest rates make it an ideal time to buy, but inventory is scarce to say the least. If you want to hold on to your property, now is the best time to refinance your mortgage. You will want take advantage of the low interest rates now because the current interest rates are not going to stay like this for long.

Message me to walk you through refinancing your property! Here are some reasons why refinancing now is a good move.

* To obtain a lower interest rate
* To shorten the term of their mortgage
* To convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa
* To increase property’s value by doing renovations
* To tap into home equity to raise funds to deal with a financial emergency, finance a large purchase, or consolidate debt

01/16/2021

You’re able to use up to 55% of your homes value without selling your home. Contact us today get qualified.
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01/01/2021

Happy New Year!

12/21/2020

Some tips to stay healthy because without taking care of our mind, body, spirit what good is the work we do?

12/04/2020

For the first time in history Canadians have the opportunity at a sub 1% interest rate!!! HSBC has announced this rate drop, who will follow next? Now is the time to take advantage of these incredible rates! Contact me to help you choose the best
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12/04/2020

24 Hour Approval, quick and easy loans for homeowners! No legals, no refinancing!! Great for debt consolidation, bridge loans, investments, home renovations, Covid support, etc!

12/04/2020

Attention All Realtors!

We can help your clients get into home ownership and investing through our investment groups!

Here is a quick synopsis of what we are doing to help people become investors in multi unit properties as a joint venture. We are only looking at triplexes and up, and prefer for an investor to have $20,000 or more to invest with. We are purchasing multi units out of town under a holding company.

I facilitate the entire deal with an attorney, including securing the property for the group. We prefer a 3 year hold, but there is some room for a shorter timeline. The simplest form is a turn key buy and hold, however I have an 8 year background in the home improvement industry and I am able to oversee renovation projects for flips and or rehabs to rent. I take on the responsibility of vetting the tenants, hiring a PM, managing the financial statements for the Holding Company, etc.

Each investor is typically making double their down payment pay upon selling, and always cash flowing to some degree on a monthly basis. How much cash flow and how much capital made is dependent on the specific property, how many we have in that round of investments, and how much each person is contributing.

Please let me know if you come across anyone who is interested, it's the easiest way for someone to get their foot in the door and avoid their savings account succumbing to inflation. The plan is for the investors to be equipped financially and mentally at the end of the term to purchase independently if they choose to.

Please fill out our contact form to discuss how we can help you.

11/25/2020

11/20/2020

You can become a real estate investor
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