Jimmy Hansra Mortgage Team

Jimmy Hansra Mortgage Team A mortgage is more than the lowest rate. A mortgage is like a relationship, it stays with you for most of your life.

You need to make sure it works the way you want it to work. Send me a message and let's talk about how I can help.

This one’s to make sure that if the house burns down or a tree falls on your home, you and the bank will not be left out...
11/30/2020

This one’s to make sure that if the house burns down or a tree falls on your home, you and the bank will not be left out of pocket. This insurance is part of the closing terms of a mortgage and is a necessity here in Canada.

Missing a payment can be detrimental to your mortgage terms and obtaining finances in the future. At all costs do not mi...
11/29/2020

Missing a payment can be detrimental to your mortgage terms and obtaining finances in the future. At all costs do not miss a payment!

Cash Back.. two of our favourite words after FREE BACON of course! When car dealerships talk about cash back offers, it’...
11/28/2020

Cash Back.. two of our favourite words after FREE BACON of course! When car dealerships talk about cash back offers, it’s quite a different form of finance than the usual cash back you get in your local grocery store. Hopefully this gives you a bit of an advantage next time you're picking up a new car and talking with a car salesperson.

Leasing and financing may sound like similar options but when you get down to the fine print there’s a big difference. H...
11/27/2020

Leasing and financing may sound like similar options but when you get down to the fine print there’s a big difference. Here’s a graphic to help explain this common misconception. Leave us a comment below if you have any stories regarding your own car payments.

11/26/2020

This is one of our favorite little bits of knowledge about car payments. If you were given the option of making a payment every month, or a smaller payment every two weeks which would you choose? Check out the animation above to learn how bi weekly payments, if right for you, will help you pay off your car faster compared to monthly payments. And don't forget to download your free copy of the financial workbook off our website!

If your purchase price on a home is $850,000 do you know what your minimum down payment has to be? What about if the hou...
11/25/2020

If your purchase price on a home is $850,000 do you know what your minimum down payment has to be? What about if the house was $1,050,000 then what would your minimum payment be? It’s important to know these things before you shop so you have realistic expectations on what you can afford.

How are you planning on purchasing that new car you've been looking at? Do you understand all your options and how every...
11/24/2020

How are you planning on purchasing that new car you've been looking at? Do you understand all your options and how everything works? It’s recommended to do some of your own research and educate yourself before walking into a car dealership. To help budget and save for the future we have created a financial workbook and made it available on our website for free so make sure to check it out!

11/23/2020

There are many hidden factors of owning a car, the animation above will shine a light on some of those costs but it's not all doom and gloom...Treat your car like an investment, not a toy. With good planning, your car can still be worth a considerable amount of money in the future.

Banks are known to capitalize on familiarity, knowing that their rate may be slightly higher, but you’ll stick with them...
11/22/2020

Banks are known to capitalize on familiarity, knowing that their rate may be slightly higher, but you’ll stick with them for convenience. Using a Mortgage broker allows you to shop around for the deal that works for you without having to pay any additional fees.

Do you know the difference between a fixed rate mortgage and a variable rate mortgage? Swipe to find out! And if you’re ...
11/21/2020

Do you know the difference between a fixed rate mortgage and a variable rate mortgage? Swipe to find out! And if you’re not sure which option is best for you, send us a message, we’d be happy to help! And be sure to check out the FREE workbook available on my website for Financial Literacy Month!

Mortgage default insurance protects lenders in the event a borrower defaults on their mortgage. It does not protect the ...
11/20/2020

Mortgage default insurance protects lenders in the event a borrower defaults on their mortgage. It does not protect the borrower or a guarantor. If a borrower defaults, the insurer may oversee all legal proceedings and payment enforcement.

Tick tock, tick tock… If your mortgage is up for renewal you might be able to find a different rate that works better fo...
11/19/2020

Tick tock, tick tock… If your mortgage is up for renewal you might be able to find a different rate that works better for you. With historically low rates you could be saving thousands of dollars by changing lenders or bank. Speak to a CENTUM mortgage broker today... It’s free and they are more than happy to help.

Tip of the day: You can ask a mortgage broker to hold interest rates for you for up to 120 days!
If you’re up for renewal soon, it’s time to take action!

Address

#8-5484 Tomken Road
Mississauga, ON
L4W2Z6

Telephone

+19052385626

Website

Alerts

Be the first to know and let us send you an email when Jimmy Hansra Mortgage Team posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jimmy Hansra Mortgage Team:

Shortcuts

Share

Category