Taxevity Insurance

Taxevity Insurance There's no premium for peace of mind. We help you with your personal life and health insurance. Our team includes an actuary and a CFP.

Our team includes an actuary who developed products.

For incorporated business owners and professionals, protecting your wealth shouldn't require you to lock your company in...
09/01/2026

For incorporated business owners and professionals, protecting your wealth shouldn't require you to lock your company into an unbreakable loan contract.

Too many owners avoid the tax-sheltered benefits of leveraged corporate life insurance because they fear being trapped in a permanent loan if their business needs change.

This balance-sheet friction is entirely avoidable. By integrating a structured exit strategy into an Immediate Financing Arrangement (IFA), you can scale your tax-sheltered growth while retaining the contract flexibility to cleanly pay off the debt from the investments made with the loan proceeds or a future business sale.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow. Test your structural feasibility here: taxevity.com/feasibility

For incorporated business owners and professionals, relying strictly on standardized accounts like RRSPs and TFSAs sever...
08/25/2026

For incorporated business owners and professionals, relying strictly on standardized accounts like RRSPs and TFSAs severely limits your tax-sheltering capacity.

Relocating your corporate surplus into conventional corporate life insurance provides custom, scalable tax protection, but permanently locks up the premiums. Halting decades of compounding growth to fund a defensive asset creates an unnecessary balance-sheet compromise.

By integrating an Immediate Financing Arrangement (IFA) into your corporate planning, you can scale your tax-sheltered capacity to match your corporate wealth while immediately borrowing the premiums back to keep your capital compounding.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow. Test your structural feasibility here: taxevity.com/feasibility

Choosing between supporting their favourite charities and preserving business assets today creates an unnecessary compro...
08/18/2026

Choosing between supporting their favourite charities and preserving business assets today creates an unnecessary compromise for incorporated business owners and professionals.

Funding a bequest through conventional life insurance secures your future legacy, but permanently locks up capital, halting decades of compounding growth. The long-term opportunity cost of trapping these premiums inside a policy remains a severe and entirely avoidable drain for your business and family.

By integrating an Immediate Financing Arrangement (IFA) into your planning, you can fund a major charitable gift using future tax liabilities instead of family capital, while immediately borrowing the premiums back to keep your business growing.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow. Test your structural feasibility here: taxevity.com/feasibility

Active business partnerships face a severe risk: an underfunded buy-sell agreement.If a partner passes away, the legal r...
08/11/2026

Active business partnerships face a severe risk: an underfunded buy-sell agreement.

If a partner passes away, the legal requirement to buy out their shares can easily paralyse your company if funded through active cash reserves or heavy bank debt. Conventional life insurance policies fund the buyout but permanently lock up the capital your business could use to grow today.

This balance-sheet friction is entirely avoidable. By integrating an Immediate Financing Arrangement (IFA) into your corporate buy-sell architecture, you can secure the required buyout liquidity while immediately borrowing the premiums back to keep your capital compounding.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow. Test your structural feasibility here: taxevity.com/feasibility

Many incorporated business owners and professionals face an unnecessary compromise when planning their legacy: choosing ...
08/04/2026

Many incorporated business owners and professionals face an unnecessary compromise when planning their legacy: choosing between the growth of their business and the harmony of their family.

Leaving an operating business to one child while trying to fairly compensate others can easily paralyze a company if funded through active corporate cash. Traditional life insurance solves the asset division but permanently locks up capital you could invest elsewhere.

This balance-sheet friction is entirely avoidable. By integrating an Immediate Financing Arrangement (IFA) into your succession plan, you can establish an unencumbered estate equalization asset while immediately borrowing the premiums back to keep your capital compounding.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow. Test your structural feasibility here: taxevity.com/feasibility

07/28/2026

Many incorporated business owners and professionals accept an unnecessary financial penalty when funding life insurance to secure their families' future.

By paying premiums personally, you are forced to extract corporate capital as taxable dividends, triggering a punitive tax liability before the asset is even funded. This extraction trap means your business must generate up to double the premium amount in gross revenue, permanently draining your active working capital and halting lifetime compounding.

This severe balance-sheet erosion can be entirely resolved through proper corporate architecture. Structuring the permanent life policy inside your corporation allows you to fund premiums directly with lower-taxed retained earnings, preserving cash flow to keep your business growing.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow. Test your structural feasibility here: taxevity.com/feasibility

Many incorporated business owners and professionals accept an unnecessary compromise: choosing between tax-sheltered leg...
07/21/2026

Many incorporated business owners and professionals accept an unnecessary compromise: choosing between tax-sheltered legacy planning and immediate business liquidity.

By leaving surplus capital in taxable corporate accounts, you expose your balance sheet to severe tax erosion. Alternatively, funding a conventional estate bond permanently traps the tax-sheltered capital inside the life insurance policy.

This structural compromise can be avoided through advanced corporate architecture. An Immediate Financing Arrangement (IFA) allows you to fund the required estate protection while immediately borrowing the capital back to keep it actively growing.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow. Test your structural feasibility here: taxevity.com/feasibility

Are you planning to use your corporation to supplement your retirement income?While a Corporate Insured Retirement Plan ...
07/14/2026

Are you planning to use your corporation to supplement your retirement income?

While a Corporate Insured Retirement Plan (CIRP) can be a tax-effective wealth extraction strategy, the conventional approach demands a severe compromise.

Funding the policy during your peak earning years drains your active investment portfolio. You sacrifice decades of market compounding to secure a future benefit. This is an unnecessary opportunity cost.

By upgrading your architecture with an Immediate Financing Arrangement (IFA), you can secure your future retirement asset while maintaining your present-day liquidity.

Swipe through our structural breakdown below to see how this architecture preserves your cash flow.

Test your structural feasibility here: taxevity.com/feasibility

Did you know that building passive wealth inside your corporation could be compromising your active tax rate?In Canada, ...
07/07/2026

Did you know that building passive wealth inside your corporation could be compromising your active tax rate?

In Canada, earning over $50,000 in passive investment income triggers a strict penalty that grinds down your Small Business Deduction.

This means your active business revenue can face tax rates that more than double, turning your hard-earned portfolio into a structural liability.

Fortunately, incorporated business owners and professionals can legally shield their corporate surplus from this trap.

By structuring your wealth within a permanent life insurance policy, the internal compounding growth is legally excluded from the $50,000 threshold.

To optimize this asset, an Immediate Financing Arrangement (IFA) allows you to backbolt the policy with a commercial loan, restoring liquidity for continuous business deployment.

Swipe through our structural breakdown below to see how this architecture preserves your capital. Test your structural feasibility here: https://taxevity.com/feasibility

Many incorporated business owners fall into a structural trap when reviewing their corporate balance sheets: they compar...
06/30/2026

Many incorporated business owners fall into a structural trap when reviewing their corporate balance sheets: they compare their active investment returns to the wrong benchmark.

You cannot compare the pre-tax return of an active equity portfolio directly against the yield of a tax-exempt permanent life insurance policy. This ignores the severe double taxation your corporate investments will face when they are eventually transferred to your family.

To evaluate your financial architecture accurately, one metric matters: the final after-tax dollars delivered to your heirs.

Swipe through our structural breakdown below to see how we accurately benchmark corporate assets, and test your structural feasibility here: taxevity.com/feasibility

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Toronto Airport Corporate Centre, 2425, Matheson Boulevard E Suite 800
Mississauga, ON
L4W5K4

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