Stefan McMillan Mortgage Alliance Ltd M17002019

11/23/2023

“Morning Money Conversations” with Stef and Drew
Join us for “Morning Money Conversations” with Stef and Drew where we chat about things, money and lifestyle. Mark your calendars for our upcoming webinar with Stef and Drew on December 6, 2003, from 10:15 am to 11:00 am on ZOOM.

Learn more about money and lifestyle with us, as we explore and share with you alternative financial products that could assist you on your wealth creation and asset protection journey.

Moderated by Raymond McMillan, Mortgage Coach and Real Estate Investor with over 25 years’ experience. Join us to gain invaluable knowledge that will help you navigate your financial road map.

Register at Eventbrite by clicking the link below.

Let us learn and grow together!

https://www.eventbrite.ca/.../morning-money-conversations...

10/13/2021

https://moneywise.ca/mortgages/homebuying/with-lumber-still-pricey-heres-how-to-chop-the-cost-of-a-home-remodel

A few adjustments can prevent you from overspending.

12/03/2020

WHAT ARE THE DIFFERENT SOURCES OF DOWN PAYMENT?

As a first-time or young home buyer, one of the biggest challenges to getting into the housing market is
access to the required funds for the down payment. Lenders will require the borrower to have at least some funds to purchase their home.

Here are some of the sources of acceptable down payment:
1. Savings – this can take the form of cash in bank or other investments such as stocks, bonds or mutual funds.

2. Retirement Funds – there are programs that allow first-time home buyers to access their retirement funds to purchase an owner-occupied home.

3. Financial Gift – usually from a parent, grandparents or a relative, financial gifts can be used towards your down payment.

4. Government Grant – there are many grants available from the different levels of government to assist with the first home purchase.

5. Borrowed Funds – yes, an option also. If you do qualify and can afford the loan payments along
with the cost of home ownership, you may be in a position to borrower the required funds for
your down payment.

Visit www.TheMcMillanGroupInc.com to learn more about buying or investing in real estate.

We are a team of mortgage professionals who have partnered to bring top notch mortgage consultation, advice and service to our clients and anyone who is interested in creating generational wealth through owing residential and/or commercial real estate. Combined, we are able to offer decades of mortg...

12/02/2020

https://www.mortgagealliance.com/en/StefanMcmillan/apply-online/

Check out my website a one stop shop where you can check how much mortgage you can be approved for or to complete a full or short mortgage application will go directly to my mortgage software Mortgage BOSS.

11/30/2020

Looking to jump start your mortgage profession in 2021 after a challenging 2020? Then, join a team of mortgage professionals who can help you do just that. Be coached and mentored by a top producing mortgage professional with more than 25 years in the financial services and mortgage industry and work under a team leader who was recently awarded “The Rising Star 2020” by the Canadian Mortgage Professionals publication along with numerous other awards.Learn how to plan for success, become a top producing mortgage professional, partner with lenders and create a presence for yourself in specific niche markets.
To start your journey to success call 905-813-4354 or [email protected]

11/11/2020

https://www.veterans.gc.ca/eng/remembrance/those-who-served/black-canadians-in-uniform/history

Lest We Forget !

Remember Canada’s Veterans

11/04/2020

COMMERCIAL DEAL OF THE MONTH
Our deal of the month in October was the financing of a stand-alone commercial property in London, Ontario. A client purchased a property to expand his grocery store and better serve his customer base. He wanted financing of between 75 to 80 percent of the appraised value, as he needed funds to totally renovate before moving in.
The property (not the one pictured here) needed significant work done to bring it to an acceptable standard prior to the move in date. We secured 80% financing by an additional collateral charge against their principal residence at 7.99% with a 3.00% lender fee. When we received the appraisal and saw the condition of the property, we were convinced the lender was going to walk away or reduce the advance. Neither happened, and the deal closed as smoothly as we could have wished for.
We specialize in non-traditional mortgage financing for those unique and hard to place mortgages. Contact us at 1-886-883-0885 to learn how we do it.

11/04/2020

It was an honor to be presented among the under 30 years old Shining Stars Recognition 2020.

The mission is evolving with the mortgage industry and through services to my clients . 🏡