Wealth MGMT

10/07/2020

WHAT ARE DISRUPTORS?

Some of the largest companies in the world are disruptors that introduced new business models and changed established industries to create entirely new ones. Examples are Amazon, Facebook, Netflix, and Uber.

Disruptors are companies that have the potential to change or entirely displace existing companies and industries. These can entail innovative technologies or operations that are more efficient or make obsolete the old way of doing business—cloud computing, mobile payments, and autonomous driving to name a few.

While disruptors can be found across many areas of the economy, Fidelity has identified 5 key areas of disruption—automation, communications, finance, medicine, and technology.

Disruptive investments may also carry some unique characteristics to evaluate. For example, in some cases disruptors may exhibit higher than average levels of volatility, as investors may have differing opinions on the near-term prospects for these industry-changing companies.

10/02/2020

5 STEPS TO CREATE AN ESTATE PLAN

Establish A Power Of Attorney:

A power of attorney is a legal document that grants another person the ability to make financial or medical decisions for you in the event that you become incapacitated Such decisions may include liquidating investments to pay for medical bills, managing your insurance, and, in the case of a medical power of attorney, making sure you get the medical care and interventions that you want.

Create A Living Will:

Your estate plan certainly provides for the opportunity to do more than disperse your financial assets; it also provides guidance for your loved ones regarding your preferences for end-of-life medical intervention, in case you can’t communicate for yourself.

Make A List Will & Testament:

Your will is a crucial component of your estate plan. This important document serves 2 distinct purposes. First, it outlines who will receive your assets after your death. If you have minor children, it also designates who will be their guardian. Without a will, a judge likely will make both of these determinations. "You probably have a distinct idea of who you want to inherit your assets or raise your children," Arnett says. "But if you don't record your preferences in a will, a judge may make a decision that's far from what you intended."

Consider Creating A Trust:

There's a common misconception that trusts are only for the very wealthy. However, trusts can play an important role in many estate plans. They give you more control as to how assets are distributed and allow you to keep the details of your assets out of the public eye after you die. In addition, trusts also can:
Reduce the taxes owed by your estate and heirs
Protect your assets from creditors and lawsuits
Put conditions on how and when your assets are distributed

Update Your Estate Plan Regularly:

Creating an estate plan is a great accomplishment. But it’s not a plan that should sit around gathering dust. Indeed, you'll likely need to update your plan regularly so that it continues to reflect your wishes and needs, which may change along with your family and finances.

Source: https://sendy.advisoranalyst.com/l/vtaYeBHJ892CtsbKuhg4MB9Q/MLEK3WI4kYeYOiyeeoqZgQ/i5Yz3VKZ2qtwCDF3UpU1Og

09/24/2020

𝟱 𝗥𝗘𝗔𝗦𝗢𝗡𝗦 𝗧𝗛𝗘 𝗕𝗨𝗟𝗟 𝗠𝗔𝗥𝗞𝗘𝗧 𝗖𝗢𝗨𝗟𝗗 𝗖𝗢𝗡𝗧𝗜𝗡𝗨𝗘!

Reason 1: It is the beginning of an Early Cycle Bull Market

Reason 2: We are likely in a Secular Bull Market, which may shows higher than average returns for 20 years.

Reason 3: Granted that the de-equalization (number of public stocks declining) the supply/demand ratio should stay ideal. In 1996 there were 8,309 publicly traded equities and in 2016 there were 3,853 publicly traded equities.

Reason 4: Monetary policies remain in favor of individuals. The Fed's new inflation targeting stance also supports this. If the money supply keeps expanding, equities should do well alongside hard assets like gold and real estate..

Reason 5: A lower dollar would also be the tailwind of a secular trend. The dollar has weakened in the past 4 months, and when rates are lowered currency is left. A lower dollar is bullish for equities and hard assets.

Source:

The stock market recently hit new all-time highs but are they going to be sustainable? by Jurrien Timmer, Director of Global Macro,

09/05/2020

Do You Want To Retire Comfortably?

We are offering you a FREE webinar, in which we go over how to plan your finances in a way that will help you generate an abundance of wealth in the long-term. No Strings attached!

Financial planning is essential because your needs are usually dynamic. This means that your financial priorities change and you need to organize your money accordingly. This is where professional financial services can help you the most.

Wealth MGMT is an independent Financial advisor, concentrating on making investments and insurance simple and easy for you.

We have three principles in making a plan for you:

1. Solve and make investments and insurance ideas simple and easy to understand and easy to implement

2. Very timely and prompt turnaround time to your queries

3. Practice what we preach or in other words walk the talk

Book Your Spot Below!