Raj Puthenkulangara

Raj Puthenkulangara I am a seasoned financial professional with a diverse background in banking and mortgage brokerage.

Whether it's helping first-time homebuyers navigate the complexities of obtaining a mortgage or assisting seasoned homeowners with refinancing options, I am dedicated to delivering exceptional service and ensuring my clients' financial needs are met. With over a decade of experience in the financial industry, I have honed my skills in customer service, financial analysis, and mortgage lending. Dri

ven by a desire to offer more personalized and tailored financial solutions to my clients, I made the transition to become a mortgage agent. Leveraging my extensive experience in banking and my in-depth understanding of mortgage products, I am committed to guiding my clients through every step of the mortgage process, from initial consultation to closing.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/27/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

BMO Economics released its updated rate forecast today, reducing the amount of monetary policy easing it expects from the Bank of Canada in 2024.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/21/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

When deciding to leave interest rates unchanged at its Sept. 6 monetary policy meeting this month, the Bank of Canada determined the past hikes are working to slow the economy.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/20/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

In its economic and housing outlook released today, Oxford Economics is forecasting a mild recession by the end of the year will lead to an additional 10% decline in average house prices by early next year.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/15/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

Early-stage delinquencies on both mortgage and non-mortgage debt continued to rise in the second quarter, a sign that high interest rates are increasingly weighing on Canadian borrowers.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/15/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

Real estate markets across the country continued to lose steam in August following the latest Bank of Canada rate hikes in June and July. Everywhere outside of Alberta and some pockets of Atlantic Canada, that is.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/14/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

Canadian mortgage borrowers continued to see their interest costs climb in the second quarter, which have now soared over 80% since the Bank of Canada started raising interest rates.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/06/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

Weaker-than-expected GDP data last week likely sealed the deal for a rate hold tomorrow by the Bank of Canada. But not all economists are convinced that this marks the end of the current rate-hike cycle.

✨ Getting you approved is what I do!🏡 Investors & First Time Buyers📧 spmortgagescanada@gmail.com📞 (647) 855-0484
09/01/2023

✨ Getting you approved is what I do!
🏡 Investors & First Time Buyers
📧 [email protected]
📞 (647) 855-0484

Despite Canada's economy outperforming expectations over the last few quarters, signs are starting to suggest a slowdown is on the horizon, according to a report from Desjardins.

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Unit 208/1965 Britannia Road West Mississauga
Mississauga, ON
L5M4Y4

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