Vince Ricci, RBC Mortgage Specialist

07/04/2025

Owning a home in Canada is the most affordable it’s been in three years.

Interest rate cuts, easing home prices and income gains contributed to lower RBC's aggregate affordability measure in Q1.

07/02/2025

In the face of uncertainty stirred up by the talk of tariffs, it’s natural to feel uneasy about your finances. Here are some tips to help protect your money and weather change with confidence.

12/18/2024

Feeling the chill? RBC helps Canadians make their U.S. home ownership goals a reality, no matter the season.

RBC Bank can walk you through your U.S. mortgage options and provide advice every step of the way.

12/16/2024

Heading south for the holidays? Check out our pre-travel checklist to ensure you're fully prepared before leaving home.

learn about the U.S. travel checklist which will help keep your pre-trip to-do's straight.

12/13/2024

Wondering what to do with your Canadian investments once you've moved to the U.S.? Check out this blog to ensure your assets are structured and set up in the most tax-efficient manner.

Find out how to make the most of your Canadian investments when you move to the U.S.

12/12/2024

In the last interest rate announcement of 2024, the Bank of Canada reduced its benchmark rate by 50 bps, bringing the rate down to 3.25%. The rate cut, which mirrors the last reduction announced in October, comes amidst a slight rise in the inflation rate.
This fifth straight interest rate reduction is positive news for current and prospective Canadian homebuyers, and complements the new mortgage rules that will take effect this month.

In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help reduce the barriers that exist for first-time homebuyers and renewers.

11/28/2024

Thinking of buying or selling U.S. real estate? RBC U.S. HomePlus™️ Advantage connects clients with experienced, local real estate agents - helping you save when you close on a U.S. home.

Great agents, big rewards. Find your next home with RBC U.S. HomePlus™ Rewards to get a top agent and up to $6,500 back!

11/26/2024

Looking to make the most of your U.S. home?

Take advantage of your U.S. home equity with RBC's refinancing options tailored exclusively to Canadians.

Take advantage of your home’s appreciation and the strong U.S. dollar with U.S. home equity solutions from RBC Bank.

11/21/2024

If you’re looking to reduce your mortgage payments, take advantage of a low interest rate, consolidate debt or fund other goals, refinancing your mortgage may be the right move for you.

Whether you want to consolidate debt or need funds to renovate your home, RBC Royal Bank makes it easy to use the equity in your home to help achieve your goals.

11/19/2024

Essential Mortgage Information for Newcomers

11/14/2024

Dreaming of a U.S. home? Join our virtual advice event covering the process of purchasing new construction properties in the sunshine state.

New Construction in Florida: More Affordable Than You Think | December 4 2024 | 1:00 p.m. - 2:15 p.m. ET

Dreaming of buying a home in the U.S.?8Legal Disclaimer (opens in popup) Or thinking of refinancing27Legal Disclaimer (opens in popup) your U.S. property? Wherever you are in your journey with U.S. home ownership, we've got you covered with our upcoming virtual advice event series.

10/15/2024

Now's a great time to lock in a competitive rate on your U.S. dream home. Check out today's rates here:

RBC Bank online mortgage application for Canadians living in the U.S.