Beverley Y Shepherd

04/05/2022

As spring unfolds houses seem to pop up for sale. If you are thinking about buying a home for the first time, this is a good read.

They say that buying a house and moving is one of the five biggest life stressors. And with housing prices across Canada constantly rising, it doesn't seem like things will get any easier. Thankfully, with some careful planning and help from various experts, you survive buying a house without too mu...

02/04/2022

Marriage impacts your financial life, know before you say I do. Read on below for tips on managing credit as a couple and message me if you want to get a no obligation financial needs analysis, see where you stand.

What is the relationship between credit and marriage? When is it a bad idea for a couple to apply for credit together? Credit card expert Beverly Harzog has answers for you.

02/01/2022

I was hit with number 3, took some jigging and calling to my supplier to reign it in to stay on track.

Following a budget is a smart financial decision. If you stick to a budget, you may be less likely to land in debt, and you may have an easier time padding your savings account on a regular basis. But a budget isn't something you can simply set and forget. Over time, your budget may need an overhaul...

11/16/2021

Stress is normal for all of us. When the conditions that caused it are beyond our control then it can have a negative impact on your quality of life. Don't let it overwhelm you, message me @ [email protected] if you want to review your situation and see where you can reduce your financial stressors.

“Want to save more? Just skip your daily coffee shop routine.” It’s well-meaning advice that commonly permeates the personal finance space, but for millennials — who are facing high student debt payments, decreasing homeownership and stagnant wages — skipping that latte alone just isn’t ...

11/10/2021

Who want's to be a millionaire? Shoot me a quick email at [email protected] to get started

Maybe you want to save up $1 million but don't know how to do it. While many people want to achieve this milestone, only a small percentage of Canadians actually do. Becoming a millionaire is possible, but will require some hard work on your part. Here are four things that can help you do it.

11/05/2021

Hi there
Just wanted to share with you that you can now find Beverley Y Shepherd, Independent Financial Representative at Primerica, on GetintheLoop Northumberland.

GetintheLoop is more than an advertising platform, more than a deals app, and more than an online or social media marketplace. GetintheLoop is a shop local community that gives Canadians more ways to explore, discover and shop local, wherever they are.

Download the app and support a small business near you.

10/21/2021

This morning in my networking group we were discussing life and death and the need to plan for both. With planning in place you can live in the moment and have a sense of fulfillment.

More Canadians are living in the moment, but retirement fears persist

09/27/2021

Life lessons...

You can’t predict the future, but you can prepare for it today.

09/27/2021

A worthwhile read for employees (and employers). When I received my severance pay earlier this year, the taxes deducted were high. It took me several phone calls and much research on the internet to find the actual rate at which I should have been taxed.... and then several emails to have it corrected.

Knowledge really is power.

If you are in a position to receive severance pay, you may have a lot of questions. One of the first may be whether severance pay is taxable in Canada? If it is, you may also want to know how to minimize your tax burden and keep more of the money in your own pockets.

09/20/2021

Some fun facts while you await the election results.

Ashley Elizabeth

Correlation is not causation, but there’s something about connecting the dots between political leaders and equity markets that many investors still find intriguing if not ultimately that helpful. With Canadians heading to the polls on September 20th, here are five ways to slice and dice each Prim...

09/13/2021

With almost three quarters of Canadian struggling with some kind of debt (https://www.canada.ca/en/financial-consumer-agency/programs/research/canadian-financial-capability-survey-2019.html) I feel I can't overshare the message that debt reduction is a crucial path to . Here is a great article from Investments.

While it's possible to go through life without dealing with debt, credit is something that just about every adult must learn to manage during their lifetime. Consider the major purchases.