Mihir Das - Advisor

05/29/2026

Welcome to FIFA wave and It's time to target your Financial GOALS

04/28/2026

Bank of Canada (BoC), next interest rate announcement on tomorrow, April 29. There are clear signs of inflationary pressures building in Canada’s economy. The BoC appears set to hold its benchmark overnight interest rate steady at 2.25% at its upcoming meeting, but it will need to closely monitor the path of inflation, the labour market and economic activity as the year progresses.

04/22/2026

Tepid outlook for Canadian home sales
- The Canadian Real Estate Association (CREA) reported that existing home sales in Canada dropped by 0.1% in March, declining for a fifth consecutive month.
- On a year-over-year basis, home sales declined by 2.3%. Among Canada’s two largest markets, year-over-year home sales dropped in Vancouver, but picked up in Toronto.
- The benchmark home price declined by 0.4% in March to $659,100, which is the lowest since early 2021.
- CREA adjusted its outlook for Canadian home sales this year. The real estate organization expects home sales to increase by 1.0% this year, which is down from its January projection of 5.1% growth.
- CREA says borrowing costs have already risen, as evidenced by the rise in the Government of Canada five-year bond yield. Higher inflation and the potential for the Bank of Canada to raise its benchmark overnight interest rate this year could put further upward pressure on mortgage rates.

03/27/2026

Life Insurance can help keep your loved ones secure when it matters most.
- Protect your family
- Keep your home
- Planning ahead
A tax-free death benefit provides your family stability at the very time they will need it most. Your beneficiaries will receive a lump sum, tax-free benefit if you pass away.

02/16/2026

Happy Family Day, Canada . As I believe that strong families build strong future.
I offer balancing work-life, securing the future, and expressing gratitude for my clients. My commitment to secure the future of my clients to long-term financial planning. Holiday is the perfect time to discuss estate planning and financial goals. To get my complementary service, please call me @ 437 214 7224

01/02/2026

11/08/2025

Dear Friends,
I'm so thrilled to announce that I achieved another professional designation of Register Financial Associate (RFA®). The RFA® an industry publication with practice management articles authored by experienced professionals.
Thank you for trusting me with your business. I’m honored to have the opportunity to serve you and look forward to continuing to do so.

10/10/2025

My friend, Happy Thanksgiving to you! May all your hard work bring color to your life and take you to the highest peak of success.

07/28/2025

** Trade negotiations continue as deadline approaches
- With the August 1 tariff deadline quickly approaching, countries have been scrambling to negotiate a trade deal with the U.S. and Japan has done that.
- The U.S.-Japan trade agreement calls for a 15% tariff on Japanese imports into the U.S., with Japan investing US$550 billion in the U.S. and opening its market for some key U.S. products.
- While Canada’s federal government continues to negotiate with the U.S., Canada’s Premiers met last week to discuss ways to break down internal provincial trade barriers to help boost economic activity. This resulted in Ontario reaching trade deals with B.C. and the three territories.
- Several provinces also discussed building pipelines and new railroads to transport oil and other critical minerals across the country.

** Sharp drop in Canadian retail sales
- Retail sales in Canada fell by 1.1% in May, which was its largest decline in over two years. The decline was mostly in line with economists’ estimates of a 1.0% drop.
- Sales at automobiles and part dealers drove May’s decline. In particular, sales of new vehicles fell by 4.6%, due in part to rising prices as automotives face high tariffs.
- The Bank of Canada’s Consumer Outlook Survey found that Canadian households are spending money cautiously amid concerns about the labour market.
- Statistics Canada estimated that retail sales rose by 1.6% in June, which suggests they could be stabilizing heading into the second half of the year. Despite the potential June increase, sales have been relatively muted this year with concerns about trade and the economy weighing on consumers.