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🏚️ Great mortgages your bank can’t offer.
😎 Plus mortgages they do.
👍 All borrower types
👮🏻‍♂️ Regulated Lenders, great products. Lic.

ON 13336 NS 3000791 NL 24-07-110007-1 PEI 89241 NB 240054445 Helping people find Alternative Lenders that offer mortgages that their bank can’t offer (since 1999). Lots of people with good credit and income are being declined for a mortgage by their financial institution. It is even harder for self-employed applicants or those with credit issues. Peter Fabry, Principal Broker has been an Expert in Non-Bank Alternative & Non-Conforming Mortgages since 1999. FSRA Brokerage Lic. #13336

Let us help you find your perfect mortgage. Call - 416-567-4828
Email - [email protected]

10/19/2026

If you have any more questions about mortgage updates or mortgage planning, feel free to call me or send me a message.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/14/2026

Signing your bank mortgage renewal letter without reviewing other options can cost you thousands of dollars.

Starting your mortgage renewal review four months before your maturity date allows you to lock in current interest rates while shopping the broader lender market.

This proactive approach gives you leverage to secure better contract terms without penalty fees.

If your mortgage renewal date is approaching, I can review your options.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/13/2026

Real estate investors purchasing multi-unit rental properties need to look beyond gross rental income.

Lenders rely on the Debt Service Coverage Ratio, or DSCR, to measure if a building generates enough net operating income to pay its debt obligations.

A ratio above one point two shows that the property generates healthy cash flow after expenses.

Understanding this calculation helps investors prepare strong loan applications that lenders approve quickly.

If you need assistance calculating DSCR for your next acquisition, I can help.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/12/2026

Partnering with a mortgage broker ensures your home buyers shop with verified borrowing capacity.

When real estate clients complete a full mortgage pre-approval before looking at properties, they know their exact price range.

This prevents deal cancellations during the financing condition period and helps agents close transactions with complete peace of mind.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/11/2026

Saving a twenty percent down payment can feel like a moving target for first time home buyers in Canada.

Default insured mortgages allow eligible buyers to enter the housing market sooner with a smaller initial down payment.

By insuring the loan through providers like CMHC, lenders can offer competitive terms even with five percent down.

This strategy keeps your capital working for you while you build equity in your own home.

If you want to explore your down payment options, I can show you what is possible.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/10/2026

Managing your credit card utilization ratio is one of the fastest ways to strengthen your mortgage approval standing.

Lenders review your credit report to see how responsibly you handle revolving credit lines.

Keeping your running balances below thirty percent of your total credit limit protects your credit score and lowers your total monthly debt ratio.

This simple step can significantly improve your borrowing power when applying for a Canadian home loan.

If you want to review your credit profile before applying, I am happy to help.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/07/2026

Organize your documents in advance.

A structured financial checklist prepares homebuyers for the upcoming autumn real estate market.

As the late summer transition approaches, real estate activity traditionally picks up across Canadian communities.

Having your Notice of Assessment papers, pay stubs, and down payment statements organized allows your mortgage broker to move quickly when you find the right property.

If you want a complete document checklist, I am here to help.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/06/2026

Your monthly mortgage payment shapes your home search far more than the total purchase price.

When looking for a property in Canada, focusing only on the maximum pre-approval amount can create financial strain.

Comparing your monthly carrying costs, including taxes and utilities, allows you to search with clarity.

This simple shift prevents you from stretching your household budget too thin.

Reach out to calculate a monthly payment that fits your lifestyle.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/05/2026

More living space means higher utility costs, insurance fees, and ongoing maintenance.

Lower payment provides greater monthly cash flow and financial flexibility.

Deciding between a larger property and a lower monthly mortgage payment requires clear analysis.

For downsizers and growing families alike, balancing immediate space needs with future cash flow goals is key to long-term satisfaction.

Comment your choice below!

Let's review what this tradeoff looks like for your budget.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

08/04/2026

Home prices are shifting across Canada!

Each province tells a different story, some markets are heating up, others are finally cooling.

Now more than ever, your strategy should fit your market.

Reach out for a customized mortgage plan that matches where you’re buying.

𝐏𝐞𝐭𝐞𝐫 𝐅𝐚𝐛𝐫𝐲,
𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐁𝐫𝐨𝐤𝐞𝐫

📱 416-567-4828
📧 [email protected]
🔗 www.brokerit.ca

𝘽𝙧𝙖𝙣𝙙, 𝙨𝙤𝙘𝙞𝙖𝙡 𝙢𝙚𝙙𝙞𝙖 𝙤𝙛 𝙡𝙞𝙘. 𝘽𝙧𝙤𝙠𝙚𝙧𝙖𝙜𝙚 # 𝟭𝟯𝟯𝟯𝟲 ‘𝘽𝙧𝙤𝙠𝙚𝙧 𝙄𝙩!’

Address

Mississauga, ON

Website

https://brokerit.ca/link-in-bio, http://www.brokerit.ca/

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