Neha Rawal

Neha Rawal Mortgage Broker at Brevity Capital
Brevity Mortgage Services Inc. FSRA license: 12746

08/14/2026

Our helpers during meetings💖

08/14/2026

Back at it! 🏌🏻‍♀️

Huge thank you to Hosper Mortgage for the invite! What an amazing day.

Ready to unlock the true potential of your home? The right mortgage can do wonders for you-more than you might realize! ...
07/20/2026

Ready to unlock the true potential of your home? The right mortgage can do wonders for you-more than you might realize! Let's team up to discover the perfect solution tailored just for you. Your dream home is waiting!

Getting pre-approved is distinct from being pre-qualified, and understanding this difference is crucial. A PRE-APPROVAL ...
06/04/2026

Getting pre-approved is distinct from being pre-qualified, and understanding this difference is crucial. A PRE-APPROVAL indicates that a lender has evaluated your financial information, such as your credit score, income, and debt, and has conditionally agreed to lend you a specific amount, subject to further verification. This process typically involves a more thorough review compared to PRE-QUALIFIED, which often relies on self-reported information and does not guarantee funding. Being pre-approved can give you a stronger negotiating position when shopping for a home or loan, as it demonstrates to sellers or lenders that you are a serious buyer with verified financial backing.

First-time homebuyers often make critical missteps that can affect their purchasing power and overall financial health. ...
06/02/2026

First-time homebuyers often make critical missteps that can affect their purchasing power and overall financial health. Here are five common mistakes to watch out for:

1. **Making Large Purchases on Credit**: Taking out loans for major purchases, such as furniture or appliances, before securing a mortgage can impact your credit score and debt-to-income ratio, making it harder to qualify for a mortgage.

2. **Switching Jobs**: Changing employers, especially shortly before applying for a mortgage, can raise concerns for lenders about your income stability. It is advisable to keep your job situation stable during the home-buying process.

3. **Financing a New Car**: Acquiring a new vehicle can significantly alter your financial picture. Monthly car payments can increase your debt-to-income ratio, which lenders closely examine when determining your mortgage eligibility.

4. **Not Saving Enough for Down Payment and Closing Costs**: Many first-time buyers underestimate the financial requirements of buying a home. It is crucial to save adequately for not only the down payment but also the closing costs, which can amount to several thousand dollars.

5. **Only Consulting One Lender**: Relying on a single lender for your mortgage can limit your options. Different lenders may offer varying rates and terms, so it's beneficial to shop around to find the best deal that suits your financial situation.

By being aware of these common pitfalls, first-time homebuyers can take proactive steps to secure a mortgage more effectively and make informed decisions throughout the home-buying process.

Understanding why your bank might deny your loan application, while a BROKER could provide a solution can be key to secu...
06/02/2026

Understanding why your bank might deny your loan application, while a BROKER could provide a solution can be key to securing financing. Here are some common factors that influence these differing outcomes:

1) **Self-Employed Individuals**: Banks often have stricter lending criteria for self-employed borrowers, as they may perceive a higher risk. Brokers, however, can work with various lenders who understand the unique financial situations of self-employed individuals, potentially approving loans based on different income verification methods.

2) **New Immigrants**: Newcomers to a country might lack the credit history that banks typically rely upon for loan approvals. Brokers often have access to lenders who specialize in assisting new immigrants, recognizing their circumstances and the potential for growth in their financial profiles.

3) **Commission Income**: Those who earn primarily through commissions may face challenges when applying for loans, as traditional banks might see income variance as a risk factor. Brokers have more flexibility in evaluating commission-based income, as they can present a more comprehensive view of your financial stability to lenders.

4) **Credit Issues**: If you have a less-than-perfect credit score, a bank may reject your application outright. Brokers, on the other hand, can connect you to lenders that are more willing to work with individuals who have credit challenges, offering tailored solutions to potential financing hurdles.

5) **Alternative Financing Options**: Brokers are typically knowledgeable about a broader range of financial products and alternative sources of funding. They can guide you toward non-traditional lending options if conventional loans are not feasible, ensuring that you have access to the necessary resources to meet your financial goals.

Understanding these factors can empower you to seek alternative financing avenues that better match your unique situation.

05/28/2026

Check out this beautiful property in the heart of Ancaster, ON! This one won’t last for long! 🏡✨

05/22/2026

I’ve got your back! 🤝🏡


🏡✨ Did you know that getting a mortgage doesn't have to be a source of stress? With the right information and support, t...
03/26/2026

🏡✨ Did you know that getting a mortgage doesn't have to be a source of stress? With the right information and support, the process can be smooth and straightforward.

Whether you're a first-time homebuyer or looking to refinance, understanding your options is key. From shopping around for the best rates to knowing what documents you'll need, taking the time to prepare can greatly ease the experience.

👉 Don't let the complexities of mortgages overwhelm you! Stay informed, seek guidance, and embrace a hassle-free path to homeownership.

🏡💵 Unlocking Market Opportunities: Your Guide to Financial Savvy! Are you ready to make the most of the current market c...
03/25/2026

🏡💵 Unlocking Market Opportunities: Your Guide to Financial Savvy!

Are you ready to make the most of the current market conditions? Here are three key strategies to consider:

1️⃣ Lock in Low Rates: Now is the time to secure a lower interest rate for your mortgage or loans. This can save you thousands in the long run!

2️⃣ Access Your Equity: Don’t overlook the equity you've built in your home. Utilizing this can provide you with the cash you need for renovations, investments, or unexpected expenses.

3️⃣ Refinance Your High-Interest Debts: Consider refinancing your existing debts to take advantage of lower rates. This can streamline your payments and reduce financial strain.

Take charge of your financial future today! 💪✨

Address

6345 Dixie Road, Unit #2 & 3
Mississauga, ON

Opening Hours

Monday 9:30am - 6pm
Tuesday 9:30am - 6pm
Wednesday 9:30am - 6pm
Thursday 9:30am - 6pm
Friday 9:30am - 6pm

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