Igho Mortgage

03/22/2026

Starting the year off right? 🏡
Whether you're buying your first home, renewing your mortgage, or exploring better rates, now is the time to take control of your financial future.

At Igho Mortgage, we’re helping clients:
✔ Secure competitive rates
✔ Explore flexible mortgage options
✔ Make confident, informed decisions

The market is always changing but the right guidance makes all the difference.

💬 Let’s talk about your goals and find the best solution for you.

📩 Send me a message today to get started.

01/08/2026

🌷 Spring into 2026 with confidence in your mortgage.
Opportunities are emerging and the right advice matters. Buying, renewing, or refinancing? Let’s talk strategy.
👉 Free mortgage consultation available:
https://michael1m3h.setmore.com/michael

01/04/2026

🌱 Spring into 2026 with a Smarter Mortgage Strategy

The 2026 mortgage market is opening new doors for buyers and homeowners who plan ahead. With shifting rates, renewed market activity, and more flexible options available, now is the time to review your mortgage strategy.

At Igho Mortgage, we help you:
✔ Explore competitive mortgage options
✔ Navigate renewals and refinancing with confidence
✔ Make informed decisions in a changing market

📞 Book a free mortgage consultation and start 2026 with clarity:
https://michael1m3h.setmore.com/michael

12/03/2025

🏡 Igho Mortgage Rate Update (Dec 3, 2025)

Fixed Rates (1–5 Years):
1 Year 4.34%
2 Year 3.94%
3 Year 3.74%
4 Year 3.89%
5 Year 3.74%

Variable Rates:
5 Year Variable 3.45%
Prime Rate 4.45%

Thinking about renewing, refinancing, or buying? Now is a great time to review your options, your savings could be significant.

📩 Message me for a personalized rate review.

11/30/2025

If you’re carrying high-interest credit card or loan debt, there may be an easier way to get ahead. Many homeowners are using their home equity to consolidate debt into one lower-interest payment and it can free up a lot of monthly cash.

Why this works:

Mortgage and HELOC rates are usually much lower than credit card rates

One simple monthly payment

Potential to save hundreds per month

A clear path to becoming debt-free faster

This isn’t the right move for everyone, but a quick review can show what’s possible based on your equity and current mortgage.

If you’d like to see how much you could save, send us a message or book a free phone appointment:

https://michael1m3h.setmore.com/michael

11/14/2025

🏡 Mortgage Renewal Coming Up? Don’t Just Sign, Review & Save 💸

Most lenders send a renewal letter and hope you’ll simply sign it…
But your renewal is actually the best time to review your entire financial picture and find ways to save money.

Here’s why a quick check-in can make a big difference:

🔍 Are you still in the right mortgage type?
Fixed, variable, or a mix? Your needs may have changed.

💳 Could debt consolidation lower your monthly payments?
Rolling high-interest debts into your mortgage can free up cash flow.

💸 Is your lender offering the best rate?
Often, the first offer isn’t the best one.

📈 Has your financial situation improved?
Better credit or income can unlock better options.

Your renewal isn’t just a date on your calendar, it’s a chance to restructure, save and get ahead financially.

If your mortgage renews in the next 6–12 months, let’s do a quick review together.

A few minutes could save you thousands.

📩 Send me a message or visit https://michael1m3h.setmore.com/michael to book a chat.

10/24/2025

Don’t Wait for the Perfect Rate

Many people wait for the “perfect” mortgage rate before buying or refinancing… but here’s the truth 👇
The perfect rate is the one that fits your goals, timeline, and comfort level.

I help clients every day understand what works best for their situation, not just what’s lowest on paper.

Thinking of buying or renewing this year? Let’s review your options early so you’re ready when the right moment comes.

📞 Message me or visit ighomortgage.ca to get started, it’s free to chat.

10/13/2025

📅 Mortgage renewal coming up soon?

Don’t wait until the last minute. Lenders often send renewal offers that aren’t your best deal.

I can review your options for free and see if you can save. Message me or apply online here 👉 https://velocity-client.newton.ca/en/client/journey/home?shortCode=1k8wk72bsmc2i

07/06/2025