APS Mortgages

APS Mortgages ⭐️TOP 5% ACROSS CANADA!*⭐️
Mortgage Team Leader - Alberta & Ontario
by Mortgage Alliance*

06/05/2026

This client got rejected because he was newly self-employed. 😓

After leaving his IT job, he became a contractor making the same income. Most lenders require at least 2 years of self-employed history, so he faced challenges.

We found a lender who approved his mortgage based on experience, assets, and current contract - at a competitive rate lower than other brokers.

💬 Comment "self-employed" if you’re facing the same issue and want help.

Honoured to be recognized by Mortgage Alliance, Ginkgo, First National, and QuestTrade for 2025 results and partnership....
05/28/2026

Honoured to be recognized by Mortgage Alliance, Ginkgo, First National, and QuestTrade for 2025 results and partnership. Thank you to my clients, referral partners, and team for the continued trust and support.

We handle all types of inquiries from first time home buyers, self employed individuals to investors, developers, and commercial funding. No inquiry is too small or too big.

DM or click the link in the bio.

04/23/2026

When it comes to mortgages, locking in the lowest rate feels like a win — but what’s your 5-year plan?
Buying a home isn’t just about numbers today — it’s about where you’re headed tomorrow.
✨ A smart strategy can save you more than a low rate ever could.
📈 Think long-term. Plan smart. Own with confidence.

03/23/2026

Most people think low income is the biggest problem… it’s not.

Mortgage approvals usually get blocked because of:
– Bad credit habits
– Too many debts
– Unstable income proof
– Job hopping
– Startup/self-employed challenges

But the right strategy can still get you approved.

Follow for more real estate & mortgage insights in Canada.

03/20/2026

💥 Top 5 Cities with the Best Rental Income in Ontario! 🏡

1️⃣ Toronto - $2000 avg rent
2️⃣ Ottawa - $1800 avg rent
3️⃣ Oshawa - $1600 avg rent
4️⃣ Guelph - $1750 avg rent
5️⃣ Kitchener-Waterloo - $1400 avg rent

Rental demand is high in these cities! What’s your pick for the best rental market in Ontario? 🏠💸

03/18/2026

Guess the top 5 Alberta cities with the lowest monthly mortgage payments! 🏡💸

From Grande Prairie at $1,600 to Edmonton at $2,100, these cities are a steal!

Follow for more real estate and mortgage insights!

03/16/2026

Top 5 Ontario cities with the lowest monthly mortgage payments! 🏡

5️⃣ Windsor - $2,400
4️⃣ North Bay - $2,200
3️⃣ Sudbury - $2,100
2️⃣ Thunder Bay - $1,900
1️⃣ Sault Ste. Marie - $1,500

Crazy low payments! 💸 Follow for more real estate and mortgage insights!

03/13/2026

Guess the top 5 Canadian cities with the most immigrants!

1️⃣ Toronto – Over 1.28 million immigrants
2️⃣ Montreal – Around 576,000 immigrants
3️⃣ Mississauga – 379,000 immigrants
4️⃣ Brampton – Over 343,000 immigrants
5️⃣ Vancouver – 274,000 immigrants

Crazy to see how much diversity we have! 🌎

Follow for more real estate and mortgage insights about Canada. 🏡

03/12/2026

In Canada, banks approve mortgages based on two important ratios: GDS & TDS.

Keep your housing costs under 39% and total debts under 44% of your income for approval.

Want to know how much you can qualify for? Comment "RATIO"!

03/09/2026

Got an IT job paying $95K? You might already be able to buy a home.

With no major debts, banks may allow $3,000-$3,500/month in housing costs, which roughly puts you in the $550K-$650K purchase range.

In most cities, that usually means a condo or condo townhouse to start.
First property builds equity. The next one upgrades your lifestyle.

Comment “IT” and I’ll run the numbers for you.

Address

Mississauga, ON

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