Kohlimortgages

Kohlimortgages Rohit Kohli, Award Winning Mortgage Strategist! Friendly, honest and non-judgmental mortgage advice. I always have time – and options – for you.
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06/03/2026

Are you wasting money on rent or building your future? 🏡💸

Rent might feel cheaper, but buying a home lets you build equity every month, gain stability, and take control of your finances.

Thinking about buying? WhatsApp or call me at 647-406-1313 and let’s figure out your options.

04/20/2026

The ultra-wealthy have a secret, and it’s called Cash Damming. 🤫

Imagine you’re a mogul with a $500k income. Instead of just paying your bills like everyone else, you use your business revenue to wipe out your personal mortgage and car loans instantly. 💸

Then, you use a Line of Credit to pay your business expenses. The result? Your personal debt disappears, and your business interest becomes a tax write-off. 📉

Want the step-by-step breakdown on how to legally "dam" your cash flow?

Comment “CASH” below and I’ll send you the details! 👇

04/15/2026

Most business owners save taxes… but lose buying power.

Hiren Bhai makes $250K/year but shows only $71K to CRA.
Banks saw $71K → offered $350K mortgage.

But with the right lender, he qualified for $900K
because they used his business income, not taxable income.

Same income. Different strategy. Huge difference.

Comment “Lender” to know which bank does this.

04/13/2026

Making $300K in Canada but still can’t buy a house?

This is more common than you think. When your taxable income is low, banks reject your mortgage-even if you’re earning well.

There are programs where lenders consider your actual business income and still approve you, often within weeks.

That’s exactly how my client went from living in a basement to owning a $1.2M home in Brampton.

Comment “Program” if you want details.

04/10/2026

Client booked a condo 3 years ago with 20% down, but now the value has dropped by $200k! 😞

They couldn’t qualify for traditional financing due to a job loss, so we used a Private Mortgage-no income qualification, based on appraisal! Within a week, they got the funds to close on their second property.

In a similar situation? DM me now for options!

04/08/2026

Thinking of buying a new home in Canada? You could get $5k to $10k for free! 🏡💸

Here’s the deal: If your builder is Energy Star certified, CMHC’s Eco Plus program will give you a 25% refund on your CMHC insurance if your home is energy efficient.

For example, if your mortgage insurance is $35k, you could get $8,750 back! 💰

To qualify, you need a CMHC-insured mortgage, an energy-efficient certificate, and the property must be owner-occupied.

Want the step-by-step process to claim this refund? Comment “Link” below for more details!

04/06/2026

Most people think a $1M home gets you a $130K rebate… but that’s not the real number.

Once you break down how HST actually works, the effective rebate comes closer to $93K, not $130K.

The difference?
A big part of the rebate is already adjusted in the purchase price - and most buyers don’t even realize it.

Understanding this can completely change how you plan your purchase and budget.

If you want to know the eligibility and exact process to claim it, comment "Rebate" and I’ll send you all the details.

04/03/2026

Feeling stuck with a high B lender renewal rate? You're not alone - and you’re not stuck. 🚫💸
Most B lenders bake in hidden fees or assume you’ll renew without asking questions. But here's the truth:
Mortgage brokers can negotiate better rates - and you don’t even need to requalify.
✅ No income docs
✅ No credit check
✅ No appraisal
Just better rates, plain and simple.
Don't auto-renew. DM me for your options - and let’s save you some serious money. 💬📉

04/01/2026

Truck driver + warehouse job… still becoming millionaires in Canada.

It’s not about earning crazy money.
It’s about managing it right.

Simple budgeting.
Consistent investing.
Long-term thinking.

That’s how ordinary people build extraordinary wealth.

If you want the exact structure, comment “GUIDE”.

Address

359 Primrose Crescent
Milton, ON
L9E1W9

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8:30pm
Thursday 9am - 8:30pm
Friday 9am - 8:30pm
Saturday 11am - 5pm
Sunday 12pm - 5pm

Telephone

+16474061313

Website

https://calendly.com/rohit-kohli-migroup/30min, https://g.page/r/CRBxD2-UyTRCEBM/review

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