Tammy Lynn Melanson, RBC Mortgage Specialist

01/08/2026

01/01/2026

02/14/2025

8882 Highway 1, Meteghan River, Nova Scotia B0W2L0

09/18/2024

‼️NEW PRICE ON THIS AMAZING PROPERTY ‼️

✴️FULL LISTING DETAILS BELOW ✴️

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https://www.realtor.ca/real-estate/26970736/lot-3-161-culloden-wharf-branch-culloden-culloden

09/17/2024

Hey first-time home buyers 🏠 Here are 5 pieces of advice we'd offer to help you prepare for this very exciting purchase:

1️⃣ Get Pre-Approved for a Mortgage:
Before you embark on the house hunting journey, it’s important you get pre-approved for a mortgage. This will give you a clear idea of your TRUE budget and give you a better chance at having your offer accepted by the seller. In Nova Scotia, mortgage rates and requirements can vary, so you can shop around for the best deal and consult with a mortgage broker familiar with the local market.
🔥BONUS TIP: You may qualify for assistance from the government - here in Nova Scotia there is the Down Payment Assistance Program.

2️⃣ Understand Property Transfer Tax:
Here in Nova Scotia, there’s a property transfer tax that you’ll need to pay when purchasing a home. It’s typically 1.5% of the purchase price, depending on the municipality. Make sure to factor this cost into your budget, so you’re not caught off guard at closing.

3️⃣ Location and Community:
Consider what’s most important to you—whether it’s proximity to work, access to amenities, or being part of a smaller, close-knit community. Don’t put blinders on and get hung up on one certain area - check out different neighborhoods to find the one that best suits what you’re looking for and your budget.

4️⃣ Budget for Home Maintenance:
As a first-time homeowner, you likely haven’t had to consider the costs of ongoing home maintenance. Homes - particularly older ones, and ones located near the ocean and salt water - require regular upkeep. It’s crucial you plan for and set aside room in your budget for repairs and maintenance.

5️⃣ Work with a Local Real Estate Agent:
Nova Scotia’s real estate market is competitive - especially right now. Working with an agent who knows the local area you want to purchase in can help guide you through the process and have a better understanding of what to expect.

Other questions about buying your first home? Let us know in the comments! ❤️💙

07/09/2024

2511 Patrice Road, St. Joseph, Nova Scotia B0W1M0

06/17/2024

24 Patrice Road, Church Point, Nova Scotia B0W1M0

06/14/2024

Set on a tranquil 1.4-acre parcel of lakefront land, this enchanting property offers a serene retreat with over 100 feet of direct lake access and breathtaking views. The home, only 17 years old, is well-built and insulated, ensuring comfort throughout the seasons. It features three spacious bedrooms and an open concept living room and kitchen/dining area with high ceilings and skylights, creating a bright and airy atmosphere perfect for modern living and entertaining. Enjoy, colourful, sunsets over the lake from the newly finished 9.5 x 24' sunroom or the inviting patio. This fully furnished, turn key, home also boasts plenty of space for a hobby farm or gardening. Additionally, there's a convenient, wired, shed for storing boats and water toys, making lake activities a breeze. With two outdoor 30-amp hookups, guests can easily connect their RVs or campers. Combining the beauty of nature with modern living comforts, this one-owner property is a rare find. Don’t miss the opportunity to own this unique and enchanting home! Book a private viewing today.

https://www.realtor.ca/real-estate/27043212/175-victor-lake-estates-road-concession-concession

06/12/2024

06/11/2024

06/11/2024