Gardhouse Financial Counsel

10/15/2026

Technology can track investment changes. But can it understand your life?

Robo-advisors and AI tools can provide information, analyze trends and track investments. But your financial future is about more than numbers on a screen.

At Gardhouse Financial Counsel, we believe real financial advice starts with understanding YOU.

Your goals. Your family. Your priorities. And the life you're working toward.

From retirement and estate planning to navigating unexpected changes, we're here to provide personalized guidance, ongoing support and a financial plan that evolves with you.

Because technology can provide information, but real people provide perspective.

More than algorithms. A plan for your real life.

📞 519-538-5541
🌐 gardhousefinancial.ca

10/09/2026

🍂 You make the memories. We'll help you plan for them.

The best moments in life aren't measured in dollars. They're found in time spent with family, traditions shared across generations, and memories made along the way.

At GARDHOUSE Financial Counsel, we believe financial planning is about more than numbers. It's about helping you build a future where you can focus on what matters most.

🧡 Happy Thanksgiving from all of us at Gardhouse! We're grateful for the trust our clients place in us and the wonderful community we're proud to be part of.

Please note: Our office will be closed Monday, October 12th, for Thanksgiving. We'll reopen Tuesday, October 13th.

10/06/2026

10/01/2026

🔑 Unlock more as you grow with Gardhouse.

Your relationship with Gardhouse Financial Counsel can come with more than investment management. Through Gardhouse Rewards, your household assets can unlock valuable benefits designed to support more of your financial life.

Depending on your Rewards level, benefits can include:
✓ T1 tax return discounts or complimentary returns
✓ Wills and Powers of Attorney
✓ Comprehensive financial reviews
✓ Net worth statements
✓ Retirement and estate planning
✓ More frequent planning and check-ins

From Foundation to Generational, the benefits grow as your assets with Gardhouse grow.

Because building wealth isn't just about what you accumulate. It's also about having the right support around it.

Wondering what you've unlocked? Talk to the Gardhouse team about your Rewards level.

Eligibility and benefits are based on qualifying household assets. Additional service options are available as financial needs evolve.

09/10/2026

🇨🇦 Maybe it’s time to look a little closer to home.

U.S. markets and big-name technology companies often dominate the investment conversation, but Canadian equities can play an important role in a well-diversified portfolio too.

From financials and energy to materials and industrials, the Canadian market offers exposure to sectors that can complement investments held elsewhere. Canada is also home to many established dividend-paying companies, which may appeal to investors looking for a combination of long-term growth and income.

And with the interest-rate environment having changed considerably from just a few years ago, it may be a good time to revisit how your investments are positioned.

The goal isn’t to choose Canada over the U.S. or to chase whichever market has performed best recently. It’s to build a portfolio with the right balance for your goals, timeline and comfort with risk.

Have you taken another look at Canadian stocks lately?

Gardhouse Financial Counsel
Helping Canadians make informed financial decisions for 40 years.

Investments involve risk and past performance is not indicative of future results. This information is provided for general educational purposes and should not be considered investment advice.

09/05/2026

🔐 Were you affected by the 2020 Government of Canada account breach?

If your personal or financial information in a Government of Canada online account was accessed without authorization in 2020, you may be eligible to submit a claim for compensation.

Affected accounts may include:
• CRA My Account
• My Service Canada Account
• Other Government of Canada accounts accessed using GCKey

Depending on your circumstances, eligible individuals may qualify for compensation, including reimbursement of certain out-of-pocket expenses of up to $5,000.

📅 Claim deadline: February 3, 2027

To learn more, check your eligibility and find information on submitting a claim, visit:

👉 https://www.breachsettlementcanada.kpmg.ca/

Staying informed is an important part of protecting your financial well-being. At Gardhouse Financial Counsel, we believe understanding what’s happening with your financial information is one more way to help you stay in control of your financial future.

09/04/2026

Happy Labour Day Weekend! 🇨🇦

Wishing our clients, friends and community a safe and relaxing long weekend with time to enjoy the people and places that matter most.

Please note that our office will be closed Monday, September 7 and will reopen Tuesday.

From all of us at Gardhouse Financial Counsel, enjoy the long weekend!

08/28/2026

Please join us as we celebrate the life of Larry Gardhouse on what would have been his 80th birthday.

Together, we’ll remember the stories, friendships and many lives Larry touched throughout more than four decades in our community.

Tuesday, September 1 | 1–4 PM
Tributes at 2 PM
Meaford Hall, 2nd Floor, The Galleries

Family, friends, clients and colleagues are warmly invited to join us.

If you have a special photo or memory of Larry, please send it to [email protected].

With gratitude,
The Gardhouse Family & Gardhouse Financial Counsel Team