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Marriage Contracts and Cohabitation Agreements: What They Can and Can’t Do for Your Home in OntarioOwning a home before ...
10/17/2026

Marriage Contracts and Cohabitation Agreements: What They Can and Can’t Do for Your Home in Ontario

Owning a home before the wedding, signing after you marry, living together with no plan to marry, or marrying after a cohabitation agreement: what Ontario’s Family Law Act lets a domestic contract settle about the house in each case, and what it will not enforce....

Ontario marriage contracts and cohabitation agreements: what each can settle about your home, what s.52(2) voids, and what changes when you marry.

婚前协议与同居协议:能怎样保护你的房子,哪些条款写了也无效婚前协议(marriage contract)能约定房子的价值不计入 net family property(FLA s.4(2)¶6),但限制配偶在婚姻住宅居住、免除卖房抵押需配偶...
10/17/2026

婚前协议与同居协议:能怎样保护你的房子,哪些条款写了也无效

婚前协议(marriage contract)能约定房子的价值不计入 net family property(FLA s.4(2)¶6),但限制配偶在婚姻住宅居住、免除卖房抵押需配偶同意的条款,按 FLA s.52(2) 不可执行;能放弃这些权利的是分居协议(s.21(1)(b))。未婚同居伴侣不适用财产均分和婚姻住宅规则,同居协议的作用是约定产权与分割;结婚后同居协议视为婚前协议(s.53(2))。协议须书面、签字、见证(s.55(1)),隐瞒重大资产可被撤销(s.56(4))。...

婚前协议能不能保住我的房子?能约定房子价值不分,但「对方无权住、卖房不用对方签」按 FLA s.52(2) 无效。同居协议另讲。

Joint Owner Died? Why the Survivor Still Needs a Survivorship Application in OntarioWhen an Ontario co-owner dies, survi...
10/17/2026

Joint Owner Died? Why the Survivor Still Needs a Survivorship Application in Ontario

When an Ontario co-owner dies, survivorship may already have moved the home, but the land register does not update itself. Five title scenarios — spouses as joint tenants, a married owner on title with someone else (Family Law Act s.26(1)), tenants in common, “No Survivorship” entries and the last surviving owner — and what each one needs....

Joint owner died in Ontario? Survivorship may pass the home, but Land Titles Act s.123 still needs an application to remove the name. Five title scenarios.

联名房产一方去世后:房子已归在世业主,为什么还要做 survivorship 申请安省联名(joint tenancy)房产一方去世,死者的权益依 right of survivorship 转给在世联名人,但登记簿上死者的名字要按 Lan...
10/17/2026

联名房产一方去世后:房子已归在世业主,为什么还要做 survivorship 申请

安省联名(joint tenancy)房产一方去世,死者的权益依 right of survivorship 转给在世联名人,但登记簿上死者的名字要按 Land Titles Act s.123 提交申请才会删除。本文讲清「谁拥有」和「登记簿写谁」为什么是两件事、tenants in common 为什么走另一条路、申请要证明什么、为什么那组声明只能由律师作出,以及 Family Law Act s.26(1):已婚一方和配偶以外的人联名持有婚姻住宅时,联名在死亡前一刻视为切断。...

联名房一方去世,房子依survivorship归在世者,但死者名字要按Land Titles Act s.123申请才删;与子女联名的婚姻住宅另有例外。

Can the Seller Use the Buyer’s Deposit Before Closing? Early Deposit Release in OntarioTrace an Ontario home deposit fro...
10/17/2026

Can the Seller Use the Buyer’s Deposit Before Closing? Early Deposit Release in Ontario

Trace an Ontario home deposit from delivery to disbursement: the 24-hour Upon Acceptance window, the five-business-day trust deposit rule, what the money does while it waits, and the only routes out of a brokerage trust account, including what changes when the agreement allows early release to the seller....

Can a seller use the deposit early? In Ontario it leaves a brokerage trust account only on closing, mutual release, court order, or a term both sides sign.

卖家能提前动用买家的定金吗?成交前放款的条件与风险卖家想在成交前先用买家交的定金?标准 OREA Form 100 写明定金由 Deposit Holder 以信托方式持有至成交或协议终止,成交时计入购房款;TRESA s.27(1)(d)...
10/17/2026

卖家能提前动用买家的定金吗?成交前放款的条件与风险

卖家想在成交前先用买家交的定金?标准 OREA Form 100 写明定金由 Deposit Holder 以信托方式持有至成交或协议终止,成交时计入购房款;TRESA s.27(1)(d) 要求经纪公司只能按信托条款放款。要提前拿到这笔钱,须买卖双方另行约定,且卖家要承担交易告吹时的退款风险。...

卖家能提前用买家定金吗?标准 Form 100 下定金信托持有至成交,要提前放款须双方另行约定,并看清告吹时的退款风险。

Leasing to a Nail Salon, Spa or Tattoo Studio in Ontario: Personal Service Setting Rules for LandlordsFor Ontario retail...
10/17/2026

Leasing to a Nail Salon, Spa or Tattoo Studio in Ontario: Personal Service Setting Rules for Landlords

For Ontario retail landlords weighing a beauty or body-art tenant: how O. Reg. 136/18 and Toronto’s licensing by-law treat nail salons, spas, barbers and tattoo, microblading, piercing and electrolysis studios, what each trade needs from the space, and what you can ask for in the lease....

Leasing to a nail salon, barber or tattoo studio in Ontario? What O. Reg. 136/18 and Toronto’s by-law require of each trade, and what to ask in the lease.

商铺租给美甲、美容、纹身店:个人服务场所的卫生法规与租约要点商铺租给美甲、美容、纹身、穿孔店之前,房东该知道什么?安省 O. Reg. 136/18 要求经营者开业前至少 14 天书面通知卫生局,场地须有专用洗手池;用可重复使用器械的,还要...
10/17/2026

商铺租给美甲、美容、纹身店:个人服务场所的卫生法规与租约要点

商铺租给美甲、美容、纹身、穿孔店之前,房东该知道什么?安省 O. Reg. 136/18 要求经营者开业前至少 14 天书面通知卫生局,场地须有专用洗手池;用可重复使用器械的,还要一个不在厕所里的第二水槽。多伦多另设牌照与分类 endorsement,纹身、微色素、穿孔、电解店须投保至少 $1,000,000 责任险。法定义务在经营者,房东可以在租约里要求的事项另列清单。...

商铺租给美甲美容纹身店前,房东要看懂安省 O. Reg. 136/18 的洗手池与第二水槽要求,和多伦多牌照、纹身店百万保险。

Tenant Behind on Rent? How Toronto’s Rent Bank Money Works, and Where a Landlord StandsA landlord’s guide to the Toronto...
10/17/2026

Tenant Behind on Rent? How Toronto’s Rent Bank Money Works, and Where a Landlord Stands

A landlord’s guide to the Toronto Rent Bank: what the arrears and deposit grants pay, the household income and asset limits, what the program does not cover, typical processing time, and how it sits alongside an N4 under RTA s.59....

Toronto Rent Bank for landlords: grants up to $5,000 toward a tenant’s arrears, who qualifies, what it won’t cover, and how it sits beside a 7-day N4.

租客说「在申请 Rent Bank」:多伦多欠租补助怎么运作,房东该知道什么租客欠租时说正在申请多伦多 Rent Bank,房东该怎么理解?Toronto Rent Bank 现在发的是补助(grant)不是贷款,欠租补助最高 $5,000...
10/17/2026

租客说「在申请 Rent Bank」:多伦多欠租补助怎么运作,房东该知道什么

租客欠租时说正在申请多伦多 Rent Bank,房东该怎么理解?Toronto Rent Bank 现在发的是补助(grant)不是贷款,欠租补助最高 $5,000,超过仍可申请并协助与房东商量还款计划;处理通常至少 5 到 7 个工作日。领 OW/ODSP 的租客不在其列,转向 Housing Stabilization Fund。另一边,RTA s.59(1) 的欠租终止通知最早在第 7 天生效,s.59(3) 规定房东向 LTB 申请前付清则通知作废。...

多伦多 Rent Bank 是补助不是贷款,欠租最高补 $5,000。房东该知道谁能申请、页面没写什么,以及 N4 的 7 天怎么和它并行。

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