Sunil Vazhavilla - Mortgage Agent Level 2 8Twelve Mortgage

Sunil Vazhavilla - Mortgage Agent Level 2 8Twelve Mortgage We believe that refinancing your existing mortgage or purchasing a new home should be an exciting, beneficial experience. Home equity loans.

To empower individuals and businesses to achieve their financial goals through innovative mortgage solutions, personalized lending services, and exceptional customer care. Call 647.453.7969 Today for your Mortgage/Refinance needs. Residential / Commercial
First time Home Buyer
Renewal / Refinancing
Home Equity Line of Credit
Second Mortgage
Debt Consolidation
Mortgage PreApproval
Low Credit
Self

Employed
Construction Loan, personal Mortgages, 1st or 2nd Mortgage. Business loans, small business franchise etc .

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Paying Off Debt Before Buying a Home? Think Strategically. 🏡 Paying down debt before applying for a mortgage can improve...
09/06/2026

Paying Off Debt Before Buying a Home? Think Strategically. 🏡

Paying down debt before applying for a mortgage can improve your debt-to-income ratios and strengthen your mortgage qualification. But using too much of your savings to eliminate debt could leave you with less available for your down payment, closing costs, and other home-buying expenses.

The right strategy depends on your complete financial picture. We can help you determine which debts to prioritize and how to position your finances for your home purchase.

🏡 Planning to buy a home?

Connect with us today and build a smart mortgage strategy before making your next move.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated



https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

Mortgage decisions involve numbers, terms, and important choices—but understanding them doesn’t have to be complicated. ...
09/05/2026

Mortgage decisions involve numbers, terms, and important choices—but understanding them doesn’t have to be complicated.

Whether you’re buying a home, renewing your mortgage, or refinancing, having a clear understanding of the numbers and available options can help you make confident, informed decisions.

With the right guidance, mortgage numbers can tell a much clearer story about what you may qualify for, what options are available, and what could make the most sense for your situation.

Connect with us today and take the next step toward understanding your mortgage options.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated

🏡 Looking for a Mortgage? Don't Limit Yourself to Just One Bank. Did you know that one mortgage application can give you...
08/29/2026

🏡 Looking for a Mortgage? Don't Limit Yourself to Just One Bank.

Did you know that one mortgage application can give you access to multiple lenders?

That means you may have more options to:

✔ Lower your monthly payment

✔ Get approved if you're self-employed

✔ Qualify with bruised or limited credit

✔ Renew your mortgage with better terms

✔ Refinance to consolidate high-interest debt

✔ Purchase your first home with confidence

Every homeowner's financial situation is different. That's why finding the right mortgage isn't just about getting a rate—it's about finding the solution that fits your goals and budget.

As a Mortgage Agent with 8Twelve Mortgage, I work with multiple lenders to help clients explore options that suit their unique circumstances.

Wondering what you qualify for?

Complete this quick, no-obligation form and I'll personally review your options.

👉 https://forms.gle/jHZbHbA9CjWZjtkn7

Or simply send me a Facebook Message with the word "MORTGAGE", and I'll get back to you.

📞 Sunil Vazhavilla, MBA
Mortgage Agent Level 2
Call or Text: 647-453-7969

📧 Email: [email protected]

Website : https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954

📌 8Twelve Mortgage – FSCO Lic. # 13072

Independently Owned & Operated

Wishing you all a very Happy Onam! 🌸🌼 May this festive season bring happiness, prosperity, peace, and togetherness to yo...
08/26/2026

Wishing you all a very Happy Onam! 🌸🌼 May this festive season bring happiness, prosperity, peace, and togetherness to you and your loved ones. 🙏✨

🏠 YOUR BANK ISN’T YOUR ONLY MORTGAGE OPTION. Before you accept a mortgage, renewal, or refinance offer from your bank, i...
08/23/2026

🏠 YOUR BANK ISN’T YOUR ONLY MORTGAGE OPTION.

Before you accept a mortgage, renewal, or refinance offer from your bank, it may be worth seeing what other lenders can offer.

A bank can only offer you its own products.

As a mortgage broker, I can explore options from multiple lenders and help you compare solutions based on your situation.

Whether you’re:

🏡 Buying your first home
🔄 Renewing or refinancing
💰 Looking to access home equity
💳 Trying to consolidate high-interest debt
👨‍💼 Self-employed
🏗 Building or renovating
🏢 Looking for commercial financing

You may have more options than you think.

👉 Want to know what mortgage options may be available to you?

📋 Complete this quick form and I’ll review your situation:

https://forms.gle/jHZbHbA9CjWZjtkn7

Or simply COMMENT “OPTIONS” below or send me a message.
No obligation. Just a conversation about your options.

Sunil Vazhavilla, MBA
Mortgage Agent Level 2 | 8Twelve Mortgage

📞 647-453-7969
📧 [email protected]
🌐 sunil-vazhavilla.8twelvemortgage.ca

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSRA Lic. # 13072
Independently Owned & Operated

🏠 If you’re self-employed, own a business, or work as a freelancer, you know that traditional mortgage applications don’...
08/12/2026

🏠 If you’re self-employed, own a business, or work as a freelancer, you know that traditional mortgage applications don’t always capture the full picture of your income and financial situation. That’s where an experienced mortgage broker can make a difference.

Mortgage brokers can help self-employed borrowers:

Navigate lender guidelines beyond what traditional banks may offer

Present your income and financial situation effectively

Explore mortgage solutions designed around your unique circumstances

Simplify complex documentation and create a clear financing strategy

Being your own boss shouldn’t stand in the way of homeownership. You need a mortgage professional who understands self-employed income and knows how to present your application effectively.

If you have questions about mortgages in Canada, feel free to comment below or send me a message. I'm always happy to answer questions—no obligation.

Sunil Vazhavilla, MBA
Mortgage Agent Level 2 | 8Twelve Mortgages

📞 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📋 Need personalized mortgage options? Complete this quick form:
https://forms.gle/jHZbHbA9CjWZjtkn7

Facebook:
https://www.facebook.com/Sunil.Vazhavilla.Mortgage.Agent

I can help with:
🏠 First-Time Home Buyers
🔄 Mortgage Renewals & Refinancing
💰 Home Equity Line of Credit (HELOC)
💳 Debt Consolidation
🏢 Commercial Mortgages
👨‍💼 Self-Employed Mortgages
🏗 Construction Loans
🚚 Truck & Equipment Financing
🏪 Business & Franchise Financing

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSRA Lic. # 13072
Independently Owned & Operated

🏡 Think your credit is stopping you from getting a mortgage? There may still be options. If you've been turned down by a...
08/09/2026

🏡 Think your credit is stopping you from getting a mortgage? There may still be options.

If you've been turned down by a bank, are self-employed, have bruised credit, recently went through financial difficulties, or simply aren't sure how much you can qualify for — don't assume homeownership is out of reach.

I work with multiple lenders and mortgage programs that may provide solutions based on your overall financial situation, not just a credit score.

I can help with:

✅ First-Time Home Buyer Mortgages
✅ Mortgage Pre-Approvals
✅ Low Down Payment Options
✅ Self-Employed Mortgages
✅ Bad / Low Credit Solutions
✅ Mortgage Renewals
✅ Refinancing & Debt Consolidation
✅ Home Equity Loans / HELOC
✅ First & Second Mortgages
✅ Private Mortgage Solutions
✅ Construction Financing
✅ Commercial Mortgages
✅ Business Loans
✅ Truck & Equipment Financing
✅ Rent-to-Own Options

Not sure if you qualify? That's okay.
A quick conversation can help determine what options may be available for your situation.

👉 Complete this short form and I'll review your needs:
https://forms.gle/jHZbHbA9CjWZjtkn7

Or Call/Text Sunil: 647-453-7969

📧 [email protected]

Website : https://sunil-vazhavilla.8twelvemortgage.ca/

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2
Mortgage Agent Lic. # M12000954
8Twelve Mortgage – FSCO Lic. #13072
Independently Owned & Operated

🏡 Dreaming of Buying Your First Home ? First-Time Home Buyer? ---> Buy with as little as 5% Down* Many people believe t...
08/01/2026

🏡 Dreaming of Buying Your First Home ?

First-Time Home Buyer? ---> Buy with as little as 5% Down*

Many people believe they need:

❌ 20% down payment

❌ Perfect credit

❌ Approval from their bank

The good news? That isn't always the case.

Depending on your situation, you may be able to purchase your first home with as little as 5% down, and there may be mortgage solutions available even if your credit isn't perfect.

At 8Twelve Mortgage, I work with multiple lenders to help first-time home buyers explore financing options that fit their unique circumstances.

I can help with:

✅ First-Time Home Buyer Programs

✅ Low Down Payment Options

✅ Mortgage Pre-Approvals

✅ Self-Employed Mortgages

✅ Credit Improvement Solutions

Every buyer's situation is different, which is why I offer a FREE, no-obligation mortgage review to help you understand your options before you start house hunting.

📝 Complete this quick form to get started:

https://forms.gle/jHZbHbA9CjWZjtkn7

Or simply send me a Facebook message with the word HOME, and I'll personally answer your questions.

📞 Call or Text: 647-453-7969

Sunil Vazhavilla, MBA

Mortgage Agent Level 2

8Twelve Mortgage

📌 Ontario Licence

📌 8Twelve Mortgage – FSCO Lic. # 13072

Independently Owned & Operated

🏡 Are you comparing mortgage rates at different banks? Before you apply, read this. Many Canadians think the best way to...
07/26/2026

🏡 Are you comparing mortgage rates at different banks? Before you apply, read this.

Many Canadians think the best way to find a mortgage is to visit several banks and compare rates.

The reality?

Every application can mean more paperwork, more time, and in some cases, multiple credit inquiries.

Here's something else many homebuyers don't know:

👉 Not every lender has a branch you can walk into. Some lenders only work through licensed mortgage brokers, so you could be missing mortgage options simply because you don't know they exist.

Working with a mortgage broker can make the process much easier.

✅ One conversation instead of multiple appointments
✅ One application submitted to multiple lenders
✅ Access to banks, credit unions, and alternative lenders
✅ More options with less legwork

Whether you're:

Buying your first home

Renewing your mortgage

Refinancing

Self-employed

Looking for a second mortgage

Rebuilding your credit

It's worth exploring all your options before making a decision.

If you have questions about mortgages in Canada, feel free to comment below or send me a message. I'm always happy to answer questions—no obligation.

Sunil Vazhavilla, MBA
Mortgage Agent Level 2 | 8Twelve Mortgages

📞 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📋 Need personalized mortgage options? Complete this quick form:
https://forms.gle/jHZbHbA9CjWZjtkn7

Facebook:
https://www.facebook.com/Sunil.Vazhavilla.Mortgage.Agent

I can help with:
🏠 First-Time Home Buyers
🔄 Mortgage Renewals & Refinancing
💰 Home Equity Line of Credit (HELOC)
💳 Debt Consolidation
🏢 Commercial Mortgages
👨‍💼 Self-Employed Mortgages
🏗 Construction Loans
🚚 Truck & Equipment Financing
🏪 Business & Franchise Financing

Licensed Mortgage Agent Level 2
LIC # M12000954

🚨 Is Your Mortgage Renewal Coming Up? Don't Auto-Renew With Your Bank Until You Compare Your Options. Many homeowners re...
07/19/2026

🚨 Is Your Mortgage Renewal Coming Up?

Don't Auto-Renew With Your Bank Until You Compare Your Options.

Many homeowners renew without shopping around and end up paying thousands of dollars more in interest.

A quick review could help you:

✅ Lower your monthly mortgage payment

✅ Secure a better interest rate

✅ Access your home equity

✅ Consolidate high-interest debt into one affordable payment

🎁 FREE Mortgage Renewal Review

I'll compare 50+ lenders to find the mortgage that's right for you—at no cost and no obligation.

Complete the short form below:

👉 https://forms.gle/jHZbHbA9CjWZjtkn7

OR

💬 Comment "REVIEW" below and I'll contact you personally.



Why Work With Me?

✔ Access to 50+ lenders

✔ Personalized mortgage solutions

✔ Fast approvals

✔ Honest advice

✔ Licensed Mortgage Agent Level 2



I Can Also Help With:

• First-Time Home Buyers

• Mortgage Renewals

• Refinancing

• Home Equity Loans & HELOC

• Debt Consolidation

• Self-Employed Mortgages

• Low Credit Solutions

• Second Mortgages

• Construction Financing

• Commercial Mortgages

• Business Loans

• Truck & Equipment Financing



Sunil Vazhavilla, MBA

Mortgage Agent Level 2

📞 Call or Text: 647-453-7969

📧 [email protected]

🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

Mortgage Agent Lic. # M12000954

8Twelve Mortgage – FSCO Lic. #13072

Independently Owned & Operated

Address

Markham, ON

Opening Hours

Monday 9am - 9:30pm
Tuesday 9am - 9:30pm
Wednesday 9am - 9:30pm
Thursday 9am - 9:30pm
Friday 9am - 9:30pm
Saturday 9am - 9:30pm
Sunday 10am - 9:30pm

Telephone

+16474537969

Website

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