Sunil Vazhavilla - Mortgage Agent Level 2 8Twelve Mortgage

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Sunil Vazhavilla - Mortgage Agent Level 2 8Twelve Mortgage We believe that refinancing your existing mortgage or purchasing a new home should be an exciting, beneficial experience. Home equity loans.

To empower individuals and businesses to achieve their financial goals through innovative mortgage solutions, personalized lending services, and exceptional customer care. Call 647.453.7969 Today for your Mortgage/Refinance needs. Residential / Commercial
First time Home Buyer
Renewal / Refinancing
Home Equity Line of Credit
Second Mortgage
Debt Consolidation
Mortgage PreApproval
Low Credit
Self Employed
Construction Loan, personal Mortgages, 1st or 2nd Mortgage. Business loans, small business franchise etc .

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🏡 What's One Mortgage Question You've Always Wanted Answered? Whether you're planning to purchase your first home, appro...
11/04/2026

🏡 What's One Mortgage Question You've Always Wanted Answered?

Whether you're planning to purchase your first home, approaching mortgage renewal, thinking about refinancing, or simply trying to understand your mortgage options, we're here to help!

From interest rates and down payments to pre-approvals, mortgage terms and monthly payments, navigating the mortgage process can sometimes feel overwhelming. Having the right information and guidance can make all the difference.

💬 Now it's your turn! What's one thing you'd like to know about mortgages?

Share your questions in the comments below. We'd love to hear from you, answer your questions, and help make the mortgage process easier to understand! 🏡

📩 Connect with us today and take the first step toward a more prepared and confident mortgage journey.

At 8Twelve Mortgage, we're here when you're ready!

📩 Connect with us today to review your situation, understand your options, and explore the next steps toward your homeownership goals.

All financing options are subject to lender criteria, eligibility requirements, and approval.

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

🏡 Why Wait Until You Need a Mortgage to Connect With a Mortgage Broker? Planning ahead can make a significant difference...
11/01/2026

🏡 Why Wait Until You Need a Mortgage to Connect With a Mortgage Broker?

Planning ahead can make a significant difference when you're preparing to buy a home or renew or refinance your existing mortgage.

Building a relationship with a mortgage professional early means having someone who understands your financial situation, knows your goals, and can guide you through the available options when the time comes.

Mortgage transactions often involve tight deadlines, particularly after an offer is accepted. Having your documents organized, important questions addressed, and a mortgage professional familiar with your circumstances can make the process more organized and help you avoid unnecessary last-minute pressure.

Waiting until a financing deadline is approaching may leave you rushing to gather documents and explore options when time is limited.

The best time to build that relationship is before you need it.

📩 Connect with us today and take the first step toward a more prepared and confident mortgage journey.

At 8Twelve Mortgage, we're here when you're ready!

📩 Connect with us today to review your situation, understand your options, and explore the next steps toward your homeownership goals.

All financing options are subject to lender criteria, eligibility requirements, and approval.

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

🏡 Buying Your First Home? Start With the Right Guidance! First-time homebuyers can easily overlook important costs, mort...
10/28/2026

🏡 Buying Your First Home? Start With the Right Guidance!

First-time homebuyers can easily overlook important costs, mortgage terms, or questions that should be addressed before making an offer. Having the right information from the beginning can make the journey smoother and help you avoid unexpected surprises.

At 8Twelve Mortgage, we can help you create a realistic budget, understand the costs of buying a home, prepare for mortgage pre-approval, and compare available options from multiple lenders to find a solution that fits your financial situation and goals.

Planning to purchase your first home? Let’s get you prepared for the journey—from your initial search to closing day. Connect with us today to explore your mortgage options.

📩 Connect with us today to review your situation, understand your options, and explore the next steps toward your homeownership goals.

All financing options are subject to lender criteria, eligibility requirements, and approval.

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated



https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

🏡 PLANNING A HOME RENOVATION? LET YOUR HOME EQUITY WORK FOR YOU! Dreaming of a modern kitchen, a beautifully renovated b...
10/25/2026

🏡 PLANNING A HOME RENOVATION? LET YOUR HOME EQUITY WORK FOR YOU!

Dreaming of a modern kitchen, a beautifully renovated bathroom, or a complete home makeover? The equity you’ve built in your home could help turn your renovation ideas into reality.

Depending on your available equity and financial circumstances, refinancing your mortgage may provide access to funds for home upgrades and larger improvement projects.

Before committing to your renovation, it’s important to understand how refinancing could affect your mortgage balance, monthly payments, and overall financial situation.

At 8Twelve Mortgage, we can help you assess your available equity, review financing options, and determine whether refinancing aligns with your renovation goals.

🔑 Planning a renovation? Let’s explore your mortgage options before the work begins!

At 8Twelve Mortgage

We compare options from 50+ lenders to help find a mortgage solution that fits your goals — not just your current bank’s offer.

🏠 First-Time Home Buyers
🔄 Renewals & Refinancing
📋 Pre-Approvals
🏦 Home Equity & HELOC
💳 Debt Consolidation
💼 Self-Employed Mortgages
📉 Low / Bad Credit Solutions
🏗️ Construction Loans
🏢 Commercial & Business Loans
🏠 Rent-to-Own Programs
🚛 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞 647-453-7969
📧 [email protected]
🌐 sunil-vazhavilla.8twelvemortgage.ca

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. #13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

🏡 Declined by Your Bank? You May Still Have Mortgage Options! A mortgage rejection from one bank doesn’t automatically m...
10/21/2026

🏡 Declined by Your Bank? You May Still Have Mortgage Options!

A mortgage rejection from one bank doesn’t automatically mean other lenders will reach the same decision.

Every lender has its own qualification criteria, and an application may be declined for several reasons, including credit history, income, existing debts, or other lending requirements.

A mortgage broker can help you understand the factors that may have affected your application, review your financial situation, and explore alternative lenders or financing solutions that may better suit your circumstances.

One lender said no. What could your next step be?

📩 Connect with us today to review your situation, understand your options, and explore the next steps toward your homeownership goals.

All financing options are subject to lender criteria, eligibility requirements, and approval.

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated



https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

🏡 Mortgage Pre-Approval Is Just the Beginning! Getting pre-approved is an important first step toward buying your dream ...
10/18/2026

🏡 Mortgage Pre-Approval Is Just the Beginning!

Getting pre-approved is an important first step toward buying your dream home, but it doesn’t guarantee final mortgage approval.

A pre-approval provides an initial assessment of your finances and helps you understand how much you may be eligible to borrow before you begin house hunting.

Once your offer is accepted, your lender will need to review the property and may reassess your income, employment, credit history, debts, and overall financial situation before giving final approval.

💡 A helpful tip: Avoid taking on new debt or making major financial changes during the home-buying process, as these could affect your mortgage eligibility.

At 8Twelve Mortgage, we’re here to guide you through every stage—from pre-approval to closing—so you can move forward with greater confidence.

✅ Understand the approval process

✅ Know what lenders look for

✅ Be better prepared for closing

Already pre-approved? Let’s take the next step together!

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated



https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

🏡 Curious About Reverse Mortgages? Let’s Make It Simple! Heard about reverse mortgages but not sure how they work or whe...
10/17/2026

🏡 Curious About Reverse Mortgages? Let’s Make It Simple!

Heard about reverse mortgages but not sure how they work or whether they’re the right fit for you?

We’re here to help! From explaining the basics to answering your questions and exploring your options, we’ll help you understand whether a reverse mortgage makes sense for your financial goals.

✅ Get clear answers

✅ Understand your options

✅ Make informed financial decisions

Skip the endless Googling! 📲 Connect with us today and ask us anything about reverse mortgages. We’re happy to help you explore your options!

📩 Message us today to start the conversation!

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated



https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

🏡 Your self-employed journey shouldn’t stand in the way of your dream of owning a home. Your income may be structured di...
10/12/2026

🏡 Your self-employed journey shouldn’t stand in the way of your dream of owning a home.

Your income may be structured differently from that of a traditional salaried employee, but mortgage options may still be available to suit your circumstances.

We can help you understand what lenders consider, which documents you may need, and what mortgage solutions could work with your income and financial goals.

💼 Self-employed and planning to buy a home, refinance, or renew your mortgage?

Connect with us today to explore your options and navigate the mortgage process with greater confidence.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form below so I can better understand your needs and review your mortgage options:

🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage, we compare options from 50+ lenders to help find a mortgage solution that fits your goals—not just your current bank's offer.

🔹 First-Time Home Buyers
🔹 Mortgage Renewals & Refinancing
🔹 Pre-Approvals
🔹 Home Equity & HELOC
🔹 Debt Consolidation
🔹 Self-Employed Mortgages
🔹 Bad / Low Credit Solutions
🔹 Second Mortgages
🔹 Construction Loans
🔹 Commercial & Business Loans
🔹 Rent-to-Own Programs
🔹 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞📱 Call or Text: 647-453-7969
📧 [email protected]
🌐 https://sunil-vazhavilla.8twelvemortgage.ca/

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. # 13072
Independently Owned & Operated



https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

Wishing you all a wonderful Thanksgiving filled with great food and good company
10/11/2026

Wishing you all a wonderful Thanksgiving filled with great food and good company

🏡 Wondering What a Mortgage Broker Can Do for You? More Than You Think! Finding the right mortgage is about more than ju...
10/10/2026

🏡 Wondering What a Mortgage Broker Can Do for You? More Than You Think!

Finding the right mortgage is about more than just interest rates. It’s about understanding your options and choosing a solution that works for your financial goals.

At 8Twelve Mortgage, we help you:

✅ Compare mortgage options from multiple lenders

✅ Understand the terms, conditions, and fine print

✅ Explore potential costs before making a decision

✅ Find solutions for home purchases, renewals, and refinancing

✅ Get ongoing guidance even after your mortgage closes

Whether you’re buying your first home, renewing your mortgage, or looking to refinance, we’re here to help you make informed decisions with confidence.

Your mortgage journey doesn’t end at closing — and neither does our support!

📞 Have a mortgage question? Connect with us today!

📩 Connect with us today for a FREE Mortgage Review.

📊 GET YOUR FREE MORTGAGE REVIEW

👉 Complete the form to help me understand your needs and review your mortgage options:
🔗 https://forms.gle/jHZbHbA9CjWZjtkn7

💬 Comment “REVIEW” or send me a message to get started.

At 8Twelve Mortgage

We compare options from 50+ lenders to help find a mortgage solution that fits your goals — not just your current bank’s offer.

🏠 First-Time Home Buyers
🔄 Renewals & Refinancing
📋 Pre-Approvals
🏦 Home Equity & HELOC
💳 Debt Consolidation
💼 Self-Employed Mortgages
📉 Low / Bad Credit Solutions
🏗️ Construction Loans
🏢 Commercial & Business Loans
🏠 Rent-to-Own Programs
🚛 Truck & Equipment Financing

SUNIL VAZHAVILLA, MBA
Mortgage Agent Level 2

📞 647-453-7969
📧 [email protected]
🌐 sunil-vazhavilla.8twelvemortgage.ca

📌 Mortgage Agent Lic. # M12000954
📌 8Twelve Mortgage – FSCO Lic. #13072
Independently Owned & Operated

https://www.facebook.com/ Sunil.Vazhavilla.Mortgage.Agent

https://www.instagram.com/svazhavilla/

Address

Markham, ON

Opening Hours

Monday 9am - 9:30pm
Tuesday 9am - 9:30pm
Wednesday 9am - 9:30pm
Thursday 9am - 9:30pm
Friday 9am - 9:30pm
Saturday 9am - 9:30pm
Sunday 10am - 9:30pm

Telephone

+16474537969

Website

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