Mortgages By Deepti

Mortgages By Deepti Serial Entrepreneur, Real Estate Investor, Mortgage Agent Mortgages done Better. On Time. All the Time.

I have what it takes to make a difference in your next mortgage transaction. I can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals, private mortgages and mortgages for self-employed. Call today and get a free quote and overview of current market conditions affecting the mortgage market! Since my business is built primarily through referr

als from satisfied customers, your positive mortgage experience is essential! It's worth a call to schedule a free, no obligation review of your situation. Because the right mortgage can build your wealth and save you thousands of dollars! I look forward to helping you achieve your dreams for homeownership.

06/19/2024

Lenders across the country, including three of Canada's Big 6 banks, are once again busy slashing fixed mortgage rates—a welcome sign for those facing renewal in the coming months.

Here are three reasons you should use a mortgage broker vs. going to your bank:1. Better Rates – Because lenders compete...
06/29/2023

Here are three reasons you should use a mortgage broker vs. going to your bank:

1. Better Rates – Because lenders compete for our business, we get discounted rates based on volume and pass these savings directly on to you.

2. Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in-house. With a Mortgage Broker, you get access to dozens of lenders.

3. Our services are free – the lender compensates us.



☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com

time homebuyer

Accessing the equity in your home and using it to increase your financial well-being can be a solid financial strategy. ...
05/29/2023

Accessing the equity in your home and using it to increase your financial well-being can be a solid financial strategy. Below are three examples of how your equity can help improve your wealth.

1. Renovations – the right renovations not only make your living space more enjoyable but also increase the value of your property.

2. Investing – whether investing in a second property or the stock market, using the equity in your home to make money is a great way to increase wealth.

3. Education –Whether it is career advancements or post-secondary education, pursuing further studies is an investment that can benefit you financially in the long run.

☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com

Refinancing your mortgage or obtaining a HELOC (home equity line of credit) is a great way to fund a home renovation.You...
04/22/2023

Refinancing your mortgage or obtaining a HELOC (home equity line of credit) is a great way to fund a home renovation.

You get access to the cash you need at a low borrowing cost. Reach out to your Mortgage Broker to see the options available to you.

☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com

The best advice is always to buy when you are financially ready. But do have your Mortgage Broker help you fine-tune you...
03/16/2023

The best advice is always to buy when you are financially ready. But do have your Mortgage Broker help you fine-tune your finances, so you are homeownership and mortgage ready.

If you are ready to buy, your Mortgage Broker can arrange a pre-approval, so you’re protected from rate increases for up to 120 days while you shop around. A pre-approval also lets you confidently shop in your price range and ensures you can move fast on your dream home when the time is right.

Whether you are thinking of buying now or later, contact your Mortgage Broker, who will help you get where you want to go.

☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com

time homebuyer

03/08/2023

Here’s to all the incredible women throughout our industry and everywhere! Shine on and live, laugh, love!

Happy International Women’s Day!

With the unemployment rate at 5% in Canada and inflation at 6.3%, the Bank of Canada did not hesitate to raise the overn...
01/25/2023

With the unemployment rate at 5% in Canada and inflation at 6.3%, the Bank of Canada did not hesitate to raise the overnight rate today by a quarter percentage to 4.5%.

In a recent interview, Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF), said that 2023 will be “a tough year, tougher than the one we leave behind.” Ms. Georgieva also said she expects one-third of the world economy will be in recession by the second half of this year, stating the world’s three leading economies – the U.S., European Union and China – are all slowing at the same time.

The impending recession in the second half of 2023 is not expected to be long or severe. The main causes will be rapidly rising interest rates by the central banks in the G7 countries intended to reduce inflation by a) curbing wage growth and increasing unemployment rates, and b) pushing up borrowing costs thereby crippling household budgets and reducing the demand for goods. There is no indication the U.S. Federal Reserve or the Bank of Canada and other central banks will ease up until there are clear indications that the rate of inflation is moving toward the 2% target.

Looking ahead: At the end of a recession, expected by early 2024, the Bank of Canada would be expected to reduce overnight rates to spur the general economy, and this will have a dramatic effect on real estate market activity due to pent-up buyer demand, falling interest rates, massive immigration in Canada which will increase demand for housing, and a severe undersupply of housing stock.

☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com

time homebuyer

A rate hold will allow you to secure your interest rate so you can take your time house shopping. If rates rise, you wil...
01/18/2023

A rate hold will allow you to secure your interest rate so you can take your time house shopping. If rates rise, you will be able to take advantage of the rates available today. If rates drop, you will still be able to secure the lowest rate available for you when you are ready to buy.

If you are considering buying over the next couple of months, now is the time to secure your rate. Reach out to your Mortgage Broker, and they can take care of this for you.

☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com


12/30/2022

Most Canadians have their highest personal debt load in January when the “holiday hit” arrives, and your credit card statements let you know just how much you spent on the festive season. It’s tough if you already had a burgeoning debt load before the holidays.

Resolve to clear that debt and start building wealth. With the right plan in place, it could be the beginning of a new solid financial life.

Your Mortgage Broker can show you how to use your home equity to consolidate your high-interest debt into a new or existing mortgage. In almost every case, you’re better off rolling large amounts of high-interest debt into a mortgage. Why? Compare mortgage rates with what you’re paying on your credit cards and other debts.

Your Mortgage Broker is there to crunch the numbers.

☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com

Warmest holiday wishes to all!
12/23/2022

Warmest holiday wishes to all!

If you are thinking about buying a home, the good news is that buyers now need less income to qualify for the average ho...
12/14/2022

If you are thinking about buying a home, the good news is that buyers now need less income to qualify for the average home. The Bank of Canada has suggested that rate hikes are nearing the end, combined with the softening of home prices has improved affordability across the country.

Reach out to your Mortgage Broker to learn about your purchasing power.

☎️ 647-284-1646
📧 [email protected]
💻 www.mortgagesbydeepti.com

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