Janean Compton Mortgage Agent - Level 2 - Swivel Mortgage Group Inc.

03/27/2026

Tidbit of Info for Today:
The GTA industrial market ended 2025 on solid footing, with strong absorption and tightening availability despite new supply and broader economic uncertainty. Sublease space dropped sharply as larger deals were completed, while the construction pipeline continued to shrink due to high land costs, weaker tenant demand and pricing uncertainty. Rents have eased from their peak but remain significantly higher than five years ago, reflecting ongoing demand for modern logistics and industrial space. Nationally, industrial remains one of the most resilient commercial asset classes, with steady fundamentals and long‑term drivers such as e‑commerce and reshoring supporting cautious optimism heading into 2026.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
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03/20/2026

Tidbit of Info for Today:
OSFI has confirmed that Canada’s mortgage stress test will remain unchanged in 2026, keeping qualification at 5.25% or two points above the contract rate. While the rule stays steady, the regulator is tightening its broader oversight of credit risk, governance and liquidity. OSFI is moving toward a single principles‑based guideline that consolidates expectations for mortgage, commercial and corporate lending, aiming to simplify compliance while strengthening risk controls. LTI caps on uninsured mortgages will also remain in place to limit highly leveraged borrowing. Overall, the framework signals continued caution around household debt and lender risk management heading into 2026.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

03/13/2026

03/13/2026

Tidbit of Info for Today:
Toronto’s condo market is facing its deepest downturn in decades, with new‑build sales falling to a 34‑year low and investor demand collapsing under the weight of higher rates, weaker rents and tougher appraisals. Many pre‑construction buyers are struggling to close, leading to cancellations, abandoned units and rising reliance on costly private financing. At the same time, developers are shelving projects, which may worsen the region’s long‑term supply shortage even as prices soften today. With rents moderating and carrying costs still elevated, the market remains challenging for investors, while future affordability risks grow as construction pipelines continue to shrink.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

03/06/2026

Tidbit of Info for Today:
Canada’s housing outlook for 2026 is being shaken again by fresh geopolitical turmoil, with new tensions from the US creating uncertainty just as the market hoped for a recovery. Recent threats of tariffs and escalating rhetoric have pushed investors and buyers back to the sidelines, echoing last year’s stalled momentum. With economic jitters rising and trade relations strained, many Canadians are choosing to wait before making major housing decisions. While a crash isn’t expected, the pace of sales and price growth will likely remain muted until there’s clarity on US‑Canada relations and the broader economic impact becomes clearer.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

02/28/2026

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Swivel Mortgage Group - Brokerage # FSRA # 13569
Website: https://www.mortgageweb.ca/janeancompton

We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

02/27/2026

Tidbit of Info for Today:
Canada’s housing market ended 2025 on a soft note, with December sales down 2.7% and full‑year activity slipping below 2024 levels. Prices also edged lower, with the MLS HPI down 4% year‑over‑year as economic uncertainty and US tariffs weighed on confidence. Inventory remains higher than last year but still below long‑term norms, and new listings have declined for four straight months. CREA notes that the slowdown was concentrated in major cities, and expects activity to pick up as spring approaches. With four years of pent‑up demand and rates holding steady, the early‑2026 market could see a gradual return of buyers.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?