Janean Compton Mortgage Agent - Level 2 - Swivel Mortgage Group Inc.

Janean Compton Mortgage Agent - Level 2 - Swivel Mortgage Group Inc. "My undeniable passion to help people whichever part of their journey they are on" Brokerage # FSRA # 13569

Mortgage Agent - Level 2
LICENSE # M22001802 FSRA
905.621.6411
[email protected]
Swivel Mortgage Group Inc.

Tidbit of Info for Today: Uninsured Lending Now Dominates Canada’s Mortgage MarketNew StatCan data shows a decisive shif...
08/31/2026

Tidbit of Info for Today:
Uninsured Lending Now Dominates Canada’s Mortgage Market
New StatCan data shows a decisive shift in Canada’s mortgage landscape: uninsured mortgages now make up 83.5% of all new residential funds advanced, the highest share on record. Uninsured lending surged nearly 41% year‑over‑year, far outpacing insured growth. The trend reflects higher‑equity borrowers driving activity—move‑up buyers, refinancers with substantial equity, and purchasers above insured price thresholds. Insured outstanding balances are shrinking as pandemic‑era mortgages mature, while uninsured balances continue to rise. For brokers, the takeaway is clear: the dominant client in 2026 is no longer the first‑time insured buyer, but the conventional borrower with stronger equity and more complex needs.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE  # M22001802 FSRAjanean.compton@gmail.com - 905.621.6411Swivel Mortg...
08/31/2026

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Swivel Mortgage Group - Brokerage # FSRA # 13569
Website: https://www.mortgageweb.ca/janeancompton

We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

Tidbit of Info for Today: Insurance Is Now a Core Part of the Affordability ConversationFor mortgage professionals, insu...
08/30/2026

Tidbit of Info for Today:
Insurance Is Now a Core Part of the Affordability Conversation
For mortgage professionals, insurance costs are no longer a side consideration—they’re central to affordability. Rising flood and wildfire risk is shaping qualification conversations, renewal planning, and long‑term budgeting. From 2016 to 2025, catastrophic weather losses totaled $37 billion, nearly triple the previous decade. The Insurance Bureau of Canada is calling for stronger land‑use planning, resilient infrastructure, tighter building codes, and homeowner retrofit incentives to curb rising risk. As MyChoice’s CEO notes, affordability isn’t just about buying a home anymore—it’s about protecting it. Extreme weather is now a defining factor in Canada’s housing landscape.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

Tidbit of Info for Today: Regional Insurance Pressures Are Creating Uneven AffordabilityInsurance costs are rising every...
08/29/2026

Tidbit of Info for Today:
Regional Insurance Pressures Are Creating Uneven Affordability
Insurance costs are rising everywhere, but not evenly. Alberta has seen the steepest long‑term increase—premiums up nearly 392% over 20 years—driven by hailstorms, wildfires, and convective storms. Manitoba, Nova Scotia, and Saskatchewan have also outpaced national growth in the past five years. These regional pressures matter for mortgage qualification, renewals, and long‑term affordability. As premiums climb, carrying costs rise, tightening budgets for buyers and owners. With few Canadians taking protective steps and most saying financial incentives would influence their decisions, the gap between risk exposure and preparedness is widening across the country.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

Tidbit of Info for Today: Extreme Weather Is Reshaping Insurance Costs NationwideCanada’s home insurance market is under...
08/29/2026

Tidbit of Info for Today:
Extreme Weather Is Reshaping Insurance Costs Nationwide
Canada’s home insurance market is undergoing a structural shift as catastrophic weather losses surge. StatCan reports $8.6 billion in insured losses in 2024—four major events in a single 30‑day window drove much of the damage. Home and mortgage insurance premiums have climbed 45% since 2019, more than double overall inflation. Insurers now pay nearly $2 billion annually in catastrophic claims, compared with $400 million before 2008. The increased frequency and severity of storms, floods, and wildfires are pushing premiums to record highs, adding a new affordability pressure for homeowners already navigating rising mortgage costs.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

Tidbit of Info for Today: Five Factors Making Refinancing Tougher Than ExpectedRefinancing challenges often come down to...
08/27/2026

Tidbit of Info for Today:
Five Factors Making Refinancing Tougher Than Expected
Refinancing challenges often come down to five factors: weaker equity due to falling home values; higher consumer debt accumulated since purchase; income changes that reduce qualification; lender rules that prevent switching when borrowers need to increase their mortgage; and planning too late, leaving little time to adjust. Zlatkin stresses that renewal is not a guaranteed opportunity to restructure debt—it’s a qualification test based on today’s numbers. With GTA values still soft and debt loads rising, early planning is essential. Understanding borrowing limits well before renewal gives homeowners time to prepare and avoid unpleasant surprises.

If you or anyone you know who is considering a purchase/renewal or refinance in the future, I would love to help. ! **Ask me for my best rate ** Let me know if you would like to be added to my mailing list to keep in touch !

JANEAN COMPTON - Mortgage Agent - Level 2 - LICENSE # M22001802 FSRA
[email protected] - 905.621.6411
Website: https://www.mortgageweb.ca/janeancompton
Swivel Mortgage Group - Brokerage # FSRA # 13569

Book me for a chat with a mutual time at:
https://calendly.com/janean-compton-mortgage
Apply for a mortgage !!
https://janean-compton.mtg-app.com

Follow me on:
Instagram: jcompton_mortgage_agent
Facebook: https://www.facebook.com/.../Janean-Compton-Mortgage.../...
Linkedin: https://www.linkedin.com/in/janean-compton-a6946190/
Nextdoor

Referrals are always appreciated and reciprocated.
We make meaning of our lives in the way we tell our tales. Have you settled on the story of your life ?

Address

55 Doncaster Avenue Suite 240
Markham, ON
L3T1L7

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 11am - 7pm
Sunday 11am - 7pm

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