Pravin Nadanasivam Real Estate

07/23/2025

A home is one of the biggest investments you’ll ever make and the right mortgage can make all the difference.

As a licensed Realtor in Ontario, I help my clients navigate both the property search and the financing side. Whether you’re working with a bank or a mortgage broker, I’ll connect you with trusted professionals to help you secure the best possible terms.

From start to finish, I’m here to guide you through a smooth, informed, and confident home-buying experience.

📞 647‑904‑4225
📩 DM to start your journey

04/25/2025

BUYERS — THIS IS YOUR CHANCE!
Sales are down, but prices are holding steady.
That means LESS competition, and a HUGE opportunity to get in before prices take off again.
The smart buyers are moving now — are you one of them?

Let’s talk today.
Pravin Nadanasivam
Sales Representative
D: 647-904-4225
Listo Inc., Brokerage

04/24/2025

08/18/2021

Different scores, different mortgage options. So make sure you keep an eye on your credit score! 🔝

07/20/2021

Top tips for first-time homebuyers


📞647-904-4225

07/16/2021

How the math works*

Let’s say your annual income is $100,000, comfortably under the government’s $120,000 cap. According to calculations provided by rate-comparison site Ratehub.ca, the most expensive home you could hope to buy with the incentive would be worth $421,053. For a five per cent down payment, you’d have to have around $21,000 in cash at hand. Assuming you were buying an existing home, the available five per cent FTHBI would provide another $21,053. Your mortgage would be $378,948 ($421,053 – ($21,053*2)), smaller than the $400,000 it would have been without the government top-up. This will also reduce the amount of your mortgage insurance premium, which works out to $11,748 in our example.

Thanks to the smaller mortgage and insurance premium, your monthly mortgage payment would be $1,910, instead of $2,033 you would have had to pay without the incentive. That’s a difference of $123 a month, or $1,476 a year.

If you have any questions feel free to ASK ME! 🏡

📞 647-904–4225