ISaini Mortgages

ISaini Mortgages A dedicated Mortgage Professional who strives to educate Canadians about mortgages and ultimately produce happy clients.
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Your dedicated Mortgage Agent who works with various banks and lenders, but ultimately works with you and your family to make sure your financing options fits your goals and needs going forward.

Lovely evening out at the VERICO 2025 Cocktail Soiree ๐Ÿฅ‚๐Ÿฅณ๐ŸŽ„
12/04/2025

Lovely evening out at the VERICO 2025 Cocktail Soiree ๐Ÿฅ‚๐Ÿฅณ๐ŸŽ„

๐ŸŽโœจ Join us in spreading holiday cheer! โœจ๐ŸŽThis season, weโ€™re proud to support the CTV Toy Mountain Campaign benefiting Th...
11/26/2025

๐ŸŽโœจ Join us in spreading holiday cheer! โœจ๐ŸŽ

This season, weโ€™re proud to support the CTV Toy Mountain Campaign benefiting The Salvation Army๐ŸŽ„ Every new, unwrapped toy donation can make a world of difference for a child in need โ€” even the smallest gift can bring the biggest smile โค๏ธ

๐Ÿ‘‰ Drop off your toy donations by December 11th:
๐Ÿ“ 340 Ferrier Street, Suite 201, Markham, ON L3R 2Z5

๐Ÿ’ก Tweens and teens (10+) are often the most overlooked age group โ€” Some gift ideas include: curling irons, digital music players, hair dryers, hair kits, makeup kits, jewelry, electronics, books, hoodies, sporting goods, backpacks, school supplies, board games, scarves and gloves.

If you canโ€™t make it to my office, send me a DM and I'll arrange a pickup ๐ŸŽ

Letโ€™s come together to make this holiday season a little brighter ๐Ÿ’ซ

02/04/2025

Fixed, variable, or adjustable rate โ€“ which mortgage product is right for you? Letโ€™s break it down! ๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

Fixed-rate mortgages mean consistent payments, but theyโ€™ve taken a slight backseat recently as the Bank of Canada has been lowering the overnight rate ๐Ÿฅถ

Variable-rate mortgages which are commonly found with big banks keep your payments steady, but the breakdown changes. If your variable drops, more of your payment goes to principal; if rates rise, more goes to interest. This can significantly affect your amortization over time (my personal record was 79 years amortization remaining on one of my mortgages at the peak) ๐Ÿ˜จ๐Ÿ˜จ๐Ÿ˜จ

Adjustable-rate mortgages have mortgage payments that adjust with any changes in your interest rate. If your rate drops, your payments decrease โ€“ and if they rise, your payments increase. But your amortization stays on track ๐Ÿค๐Ÿผ

Many borrowers lately have been leaning toward adjustable-rate products to try and capitalize on potential payment reductions as rates fall ๐Ÿ“‰

Choosing the right product depends on your risk tolerance, affordability, goals, among other factors ๐Ÿ’ฏ Letโ€™s find the perfect fit for you. Contact me today for a smooth, tailored mortgage experience! ๐Ÿ“ฒ

03/11/2024

Are you looking to buy your first home, but not sure where to start โ‰๏ธ

Tired of renting and ready to purchase your first home this year? ๐Ÿ˜ฎ

BUY your FIRST HOME with CONFIDENCE and join us at our FREE First Time Home Buyer Discussion โœ…๏ธ

and I are hosting our First Time Home Buyer discussion on Saturday, March 23rd between 12PM and 2PM. The discussion will be held at RE/MAX Hallmark Realty located at 685 Sheppard Ave E #401, North York, M2K 1B6 ๐Ÿ“

We are extending the invite to anyone who is looking to purchase their very first property in the GTA and surrounding areas ๐Ÿก๐Ÿข

Some topics weโ€™ll be discussing include the buying process from start to finish, rebates, the mortgage stress test, any hidden costs involved throughout the process and the current state of the market ๐Ÿ˜€

For more information, you can contact either or myself and weโ€™ll be happy to answer any questions that you have. Register on Eventbrite today by clicking this link: https://propertyownership.eventbrite.ca

We look forward to seeing you on March 23rd! ๐Ÿ‘‹๐Ÿผ

01/27/2024

Has life thrown you curveballs that you weren't anticipating? ๐Ÿ˜Ÿ Know that you're not alone! ๐Ÿ™๐Ÿฝ

If you have higher interest debt such as credit card balances, unsecured lines of credit, personal loans, etc., a debt consolidation mortgage may make sense for you โ™ป๏ธ

Not only would you be potentially saving on the total interest costs paid between all your liabilities, a debt consolidation mortgage can also provide peace of mind of not having to pay multiple bill statements each month ๐Ÿง 

Curious to know if a debt consolidation mortgage makes sense for you? Send me a DM, let's connect and let's do the math! ๐Ÿ‘จ๐Ÿพโ€๐Ÿ’ป

12/13/2023

Looking for the 'best' interest rate?! Well, you've found it! 0% with 100% down payment ๐Ÿ˜…

All jokes aside, working with a mortgage broker who works with multiple lending institutions is always recommended as we can always assess your unique details and recommend the best products based on your preferences and needs โœ…๏ธ It's not a one size fits all approach!

The lowest rate with the wrong strategy can ultimately end up costing you more in the long run than a slightly higher rate with the right strategy. Food for thought! ๐Ÿค”

11/07/2023

Living in the GTA? ๐Ÿ  Working in the GTA? ๐Ÿ‘จโ€๐Ÿ’ผ Not qualified to purchase a rental property within the GTA? ๐Ÿ˜Ÿ

Purchasing a property away from where you reside can feel daunting! ๐Ÿ˜–

Here's a list of professionals that you may want to have on your power team if you're looking to invest remotely:

โ— Property Manager ๐Ÿ”‘
โ— Realtor ๐Ÿ‘ฉโ€๐Ÿ’ผ
โ— Mortgage Agent ๐Ÿ“Š
โ— Contractor ๐Ÿ‘ทโ€โ™‚๏ธ

Open your horizons, the world is your oyster ๐ŸŒŽ

For the love of real estate! ๐Ÿ“š Authors spend months and even years to compile their experiences, philosophies, and knowl...
05/28/2023

For the love of real estate! ๐Ÿ“š Authors spend months and even years to compile their experiences, philosophies, and knowledge into information that's accesible in the palm of our hands ๐Ÿ’ก Take advantage!

Stop Waiting to Put a Ring on It! ๐Ÿ’ŽCheck out this month's featured blog post about co-buying and investing!
03/20/2023

Stop Waiting to Put a Ring on It! ๐Ÿ’Ž

Check out this month's featured blog post about co-buying and investing!

Weโ€™ve been hearing a lot of the narrative that you have to go out and settle down to finally get into the real estate market lately. As interest rates trend up and affordability stays low, making an individual, single income purchase can be a stretch. Did you know that thereโ€™s another option tha...

Invest in yourself! ๐Ÿ’ฏ The more you do, the more you can help those around you โœ… You're worth it!
02/24/2023

Invest in yourself! ๐Ÿ’ฏ The more you do, the more you can help those around you โœ… You're worth it!

Address

201-340 Ferrier Street
Markham, ON
L3R2Z5

Telephone

+16479966748

Website

http://www.isainimortgages.ca/

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