Nishu Bhandari - Mortgage Specialist

09/09/2021

Congratulations to my clients for securing this beautiful condo at a great mortgage interest rate and closing the file on time, hassle free! 👏👏

Reach out to me for all your mortgage needs🏡

☎️ 778-714-8712
🌐 www.nishumortgages.com

08/15/2021

Another happy client!!

I am glad that I was able to make this tricky mortgage process, easy to navigate through for my clients 🙏

Reach out to me for all your mortgage needs🏡

☎️ 778-714-8712
🌐 www.nishumortgages.com

08/12/2021

It's such a pleasure to get wonderful reviews from your clients.

Got little late to post this, but definitely a joy reading that your hardwork is being acknowledged 🙏

Reach out to me for all your mortgage needs🏡

☎️ 778-714-8712
🌐 www.nishumortgages.com

07/06/2021

Canada Mortgage and Housing Corp. is making it easier to get federal mortgage insurance, reversing tougher rules that were imposed a year ago.

Effective Monday, the mortgage insurer is lowering the required credit score to 600 which was 680 previously and loosening other measurements that ensure homeowners have enough income to pay their mortgages and other debts.

Reach out to me to find out more and get approved with less than 20% down payment.🏡

☎️ 778-714-8712
🌐 www.nishumortgages.com

06/06/2021

Lender guidelines are quite lengthy and detailed on the topic of verifying the down payment. I make sure to take this process seriously, and always dedicate time to gather and organize the information. Every lender has unique standards, and mortgage broker must follow those to ensure your success.

Document specialists dread receiving complex packages, especially in busy times, and will naturally favour those that are well-presented and coherent. The confusing, messy packages will have a hard time getting to the top of the pile.

If you want to see fast results and a reasonable turnaround time, it is my responsibility as a mortgage agent to diligently gather and present your information precisely and comprehensively.

Contact me today for all your mortgage needs!

☎️ 778-714-8712
🌐 www.nishumortgages.com

03/08/2021

03/08/2021

There is now a “chronic shortage of townhouses” in Metro Vancouver, despite a 21% increase in new listings in February. For instance, the number of townhome sales in the Vancouver Westside in February 2021 were the highest since June 2017, and there were almost twice as many townhome sales as active listings last month.

The supply shortage in townhomes is now spilling over into the condominiums, which are the next comparatively affordable option besides townhomes. Over the past year, condominium prices have increased by only 2.5% to $697,500.

Demand for condominiums could be further driven by the confidence and effectiveness of vaccinations, leading to the return to normality and reversing some of the urban exodus trends experienced over the past year.

The average days on market for a condominium home is now 33 days, down from the previous average of 44 days in January 2021. Detached homes are now average at 39 days (down from 51 days in January 2021), while townhomes are at 22 days (down from 34 days in January 2021).

We at Nishu Mortgages work for you, and will always have your best interest in mind. If you are considering buying a property reach out to me today!

#604

03/05/2021

Given how hot the real estate market is in Metro Vancouver, if you want to win a bidding war, there’s a good chance you’ll be tempted to put in a subject-free offer.

Even if you have a pre-approval and you have been vetted by your broker or your lender, the property has not yet been vetted. So, the lender can decline to finance that property. I would strongly advise against putting a subject free offer.

We at Nishu Mortgages work for you, and will always have your best interest in mind. If you are considering buying a property reach out to me today!

#604

03/03/2021

Get your dream home before the interest rates go up again. 🏡

Please follow my business account on IG and FB

#604