Edward Jones - Financial Advisor: Oliver Ferland, CFP

04/06/2026

I'm deeply grateful to share that Edward Jones has been recognized as the No.1 Wealth Management Firm for Advised Investor Satisfaction in the JD Power 2026 Canada Investor Satisfaction Study, our 10th award in 14 years! 🏆

What makes this recognition especially meaningful? It came directly from our clients. They rated us highest in:

• Trust
• People
• Products meeting their needs
• Ease of doing business

This demonstrates what I've always believed: When you truly understand what your clients are trying to achieve — their goals, their concerns, their dreams for their family — everything else falls into place.

To my clients: Thank you for your trust. This recognition belongs to you and reflects the relationship we've built together.

If you've been considering personalized financial guidance, let's talk about your future. I'd welcome the opportunity to show you the difference this approach can make.

For JD Power 2026 award information, visit jdpower.com/awards

01/21/2026

Opportunities aren’t limited to Canada and the U.S. In 2026, momentum is building across Europe and Japan, with earnings growth expected globally. Diversification beyond North America can help reduce risk and capture growth. Let’s review your portfolio to ensure it’s positioned for global opportunities.

Check out our full 2026 outlook for more global market insights.

Edward Jones investment strategists share their thoughts on the stock market, financial markets and broader economic trends.

11/18/2025

Our team at Edward Jones Canada has reviewed the recent Budget 2025 announcement and put together a report highlighting the key changes.

Reach out to me, if you have questions or would like to discuss how the changes might impact your financial goals.

To help you understand the potential impact of the 2025 budget on your financial strategy, read our summary and key takeaways for individuals and small businesses.

10/17/2025

When you or a loved one live with a disability, your financial plan may need extra care, comfort, and confidence.

A Registered Disability Savings Plan (RDSP) can provide all three, offering tax-sheltered growth, flexible withdrawals, and government grants and bonds that can boost your savings. With an RDSP, you can save a lifetime maximum of $200,000 - and use the funds for healthcare, retirement, or other living costs.

Wondering if this is right for you? You don’t have to navigate it alone. Reach out today and we can review your options together.

Saving for the future of a person with disabilities? Talk with a financial advisor about RDSPs.www.edwardjones.ca/ca-en

09/11/2025

Need life insurance that works for your needs and your budget?

Term life insurance offers affordable, temporary coverage with flexible terms to help provide protection for your loved ones.

It’s a great fit for short-term needs or limited budgets, especially for young families, new homeowners, or early-career professionals.

✔️ Lower initial premiums
✔️ Flexible term options
✔️ Option to convert to permanent coverage

Want help understanding your options? Let's talk.

Insurance and annuities are offered by Edward Jones Insurance Agency (except in Québec). In Québec, insurance and annuities are offered by Edward Jones Insurance Agency (Québec) Inc.

08/07/2025

📚 Saving for your child’s future education? A Registered Education Savings Plan (RESP) is a great place to start.

An RESP is a tax-deferred savings account designed to help families save for post-secondary education, with government grants to help build your savings even faster.

Here’s how it works:
• Beneficiary must be a Canadian resident with a valid SIN
• Earnings grow tax-deferred; students pay tax when funds are used
• The Canada Education Savings Grant matches 20% of contributions (up to $500/year, $7,200 total)
• The Canada Learning Bond provides extra support for eligible families
• Funds can cover textbooks, rent, and more—not just tuition

Whether you’re a parent, grandparent or simply someone who wants to support a child’s future, an RESP can help make it possible.

👉Want help getting started? I’d be happy to help you explore your options.

07/15/2025

Hoping to retire in the next 10 years?

The first step in getting ready is knowing where you stand. To help ensure you’re ready for the retirement you want, it’s important to review:
✅ Retirement savings (RRSPs, employer plans)
✅ Home equity and other real estate
✅ Investments, insurance, and cash accounts
✅ Debts like your mortgage or credit cards

In these next few years, could you amp up your savings and eliminate your debts?

Let’s talk about what’s realistic and how you can set your retirement timeline with confidence.

06/12/2025

Asset location is about how your investments are taxed, and the types of accounts you hold them in, like RRSPs or non-registered accounts.

Why does it matter? Placing the right types of income in the right accounts can help reduce taxes and support your long-term goals.

Some key takeaways:
✅ Registered accounts like an RRSP grow tax-deferred, making them a great choice for interest income
📊 Capital gains and dividends are taxed more favourably than interest income, often making them a better choice for non-registered accounts
🎯 The goal: Same overall strategy, but pay less tax on investment income

Want to explore a more tax-efficient portfolio? Let’s talk.

Where you hold your assets could have an impact on tax treatment.

05/28/2025

Sometimes life brings unexpected changes. As your advisor, I’m always here to help ensure that your financial plan keeps pace with priorities. This includes your estate plan.

Here are some updates to consider:
✅ Review and update the beneficiaries for all your investment accounts and insurance policies
✅ Make or update key legal documents like your will, powers of attorney or advance directives
✅Organize and share your information with your loved ones and executor

Does your financial plan need a full update? Let’s book an appointment and catch up.

A good checklist for organizing your finances.

05/09/2025

💬 If you have an aging parent or relative, encouraging them to get their estate plan in order is one of the most meaningful ways you can support them.

It’s not always an easy conversation, but it can help avoid unnecessary stress, confusion, and legal complications down the line.

They can:
✅ Make sure their Will reflects their current goals and wishes
✅ Confirm they’ve chosen the right executor(s)
✅ Address circumstances that merit special attention

Starting the conversation today can bring greater confidence — for them and for you.
Not sure where to start? Let’s book a call and I’d be happy to help.

Are you comfortable with the law governing the distribution of your wealth upon your death? If not, discover the importance of estate planning and reviewing your estate plan regularly.

04/11/2025

Expecting a tax refund this year? Consider allocating some or all of it to a financial goal. Depending on your financial situation, these registered plans may be worth considering as options to help you reduce taxes while giving your savings grow potential.

✅ Paying down debt
✅ Down payment for your first home: First Home Savings Account (FHSA)
✅ Your child’s post-secondary education: Registered Education Savings Account (RESP)
✅ Retirement: Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA)

Not sure which approach makes sense right now? Let’s talk.

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

03/17/2025

It's easy to feel uncertain when elections, interest rate changes and trade policies make headlines, but investors who stay focused on their goals and avoid reactionary decisions may see better long-term results.

Your portfolio was designed based on your personal risk tolerance and investment time horizon, making sure it supports your personal financial goals.

Contact me to discuss how your portfolio is positioned and see if you're on track.

Read more on market trends and what they mean for you.

See how the stock market has performed after past elections.