08/11/2026
π Quick question: if two of your drivers were in the same truck this week, are you 100% sure both of them are covered?
Ontario's July 1 auto reform confirmed it β optional accident benefits now depend on who's specifically listed as a driver on your policy. For fleets with rotating schedules, that list can fall out of date fast, and insurers don't all handle updates the same way.
The scary part? You usually don't find out someone's missing from the list until there's already a claim on the table.
π Don't wait for a claim to find the gap. Ask your Merit Group broker to confirm exactly who's listed on your fleet policy today.