Y Mortgage

Y Mortgage Mortgage Alliance, Lic #10530.

Y Mortgage, guided by the philosophy that mortgages are 'what' but people are 'why,' excels in innovative financial problem-solving, building trust, and expanding its agent network across southwestern Ontario and beyond.

05/29/2026

Can you break your mortgage early? Yes, but there may be a cost👀

Before making any big moves, it’s important to understand your options, penalties, and whether breaking your mortgage actually makes sense for your situation.

Thinking about making a change? We can help!

05/26/2026

Closing day is exciting, but don’t forget about what comes after🏡

Once you’ve got the keys, make sure you’re set up for a smooth move by updating your utilities, forwarding your mail, and changing your address with Service Ontario.

The mortgage process doesn’t stop at the rate and term. A little planning after closing goes a long way!

05/23/2026

Me pretending I’m not emotionally attached to the idea of a gifted down payment 👀

Gifted funds can be a huge help, but lenders still need the proper documentation before you buy.

Let’s make sure your down payment plan is ready!
Contact us today📲

05/21/2026

Buying in the next few months? Don’t wait for rates to move before you start planning👀

A rate hold lets you secure today’s rate for up to 120 days, and if rates drop before you close, you still get the lower one. If they go up, you’re protected.

It’s a simple, no-risk move that can give you peace of mind while you shop.

Comment “LOCK,” and we’ll help you secure yours🔐

05/19/2026

Do you want 5% toward your down payment? 👀

If you’re a first-time home buyer in London, St. Thomas or the surrounding area, this program could help cover your 5% down payment on homes of $500,000 or less.
It’s an interest-free loan that only needs to be repaid if you sell within 20 years.

Reach out today to see if you qualify.

05/15/2026

POV: your client sends over their proof of deposit, and suddenly it raises more questions than answers 😅

When you’re buying a home, lenders need to see where your down payment is coming from. That means bank statements, transfer history, gift letters if needed, and a clear paper trail.

The more organized your documents are, the smoother your approval process can be.
Not sure what counts as proof of deposit? We’ll walk you through it.

05/13/2026

Welcome to episode 3 of our Small Business Owner mini-series

Tax season can impact your mortgage more than you think 👀
How you file could help or hurt your approval.
A quick review now can help you save on taxesandstrengthen your pre-approval with options that include bank statement programs for self-employed clients.
Plan ahead. Contact us today 📲

05/11/2026

Welcome back to Episode 2 of our Small Business Owners mini series 👀
Self-employed? Mortgages don’t have to follow the traditional path.
Beyond T1s, there are options that can use your real income, even with less time in business.
No two businesses are the same… your mortgage shouldn’t be either.
Contact us today to explore your options.📲

05/10/2026

Happy Mother’s Day to all the moms out there! Thank you for everything you do 💜

05/08/2026

Welcome back for our Small Business Owner mini series 👏
Writing off expenses can lower your taxes, but it can also make qualifying for a mortgage a little trickier on paper 👀
The good news? There are alternative ways self-employed business owners can qualify.
Contact us today to explore your options 🏡

Address

470 Colborne Street
London, ON
N6B2T3

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12262715634

Website

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