GSD Insurance & Financial Services Inc.

GSD Insurance & Financial Services Inc. At GSD, our relaxed approach and easy to understand language encourages you to take the lead in building your financial future.

Geoff Douglas, CFP®, CPCA
Sierra Douglas, CLU®

We are Sun Life advisors. These are our personal opinions and do not constitute professional advice nor do they reflect the official position of Sun Life. A clear connection: Your relationship with Sun Life can be viewed by copying and pasting the following link: bit.ly/3FevgFo. Advisors and their corporations conduct insurance business through Sun L

ife Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc.

05/16/2025

Let’s discuss whether term insurance is the right solution for you and your loved ones.

Transcript: What is term life insurance? Simply put, all types of life insurance can help provide your loved ones with financial security when you die. One common type of life insurance is called term life insurance. How does term life insurance work? Term coverage provides protection for a fixed payment amount, for a given number of years. This could be 10, 15, or 20 or more years. You can choose the amount of time you need. What happens if you die during this set time period? Then your beneficiaries – the people or person you want to leave money behind to – will get a tax-free death benefit. The death benefit refers to the amount of money your beneficiary gets when you die. The exact amount they get depends on how much coverage you buy. Your beneficiaries can then use the money from that benefit for any reason. For example, they can use it to pay: Debts, the mortgage or rent, child-care costs, tuition costs, funeral costs, living expenses, and more. Why choose term life insurance? Because of its affordability and flexibility, term life insurance can be a good solution to help you manage risk, while providing for your dependents. But its true value lies in the peace of mind it can offer. The assurance your loved ones can be financially supported at a time when they need it most. For more tips and tools, visit sunlife.ca.

With the long weekend kicking off the unofficial start to summer, are you planning any travel with the family? Feel free...
05/15/2025

With the long weekend kicking off the unofficial start to summer, are you planning any travel with the family? Feel free to reach out to discuss your coverage while you’re away.

05/13/2025

How can you keep your financial goals on track during a market downturn? Start by asking yourself these three questions:

1. Have my financial goals changed?
2. Do I have a diversified portfolio?
3. How comfortable am I with risk?

You may be better off staying the course and sticking to your original plan if: Your goals haven't changed, and You have a diversified portfolio. Remember, history tells us that markets grow over the long term. Still worried? Let’s chat.

05/09/2025

Saving for your first home? Connect with me to create a strategy so you can get your keys sooner.

Transcript: What is an FHSA? Simply put, the First Home Savings Account, or FHSA, is a new type of registered savings plan. The FHSA allows first-time home buyers to save towards their first home, in a tax-free savings vehicle. How does an FHSA work? To open an FHSA, you must be a Canadian resident, be at least 18 years old and under age 71, and not have owned a home in the current or previous four calendar years. You can contribute up to $8,000 per year to the account, up to a total of $40,000. You can use your contributions and any investment growth for a first-home purchase. However, if you don’t use withdrawals for a first home within 15 years, they’ll be considered taxable income. What are the advantages of an FHSA? The main advantage of an FHSA is that it allows first-time home buyers to save for a home purchase in a tax-efficient way. Contributions to the FHSA are deductible for tax purposes, similar to an RRSP. And you don’t have to pay tax on either the contributions or investment earnings, as long as you don’t over-contribute. That means the money can grow faster over time. Another key benefit is that the withdrawals you use for a first home are also tax-free, when you use them to buy a qualifying first home. If you’re a first-time home buyer, the FHSA can make it easier for you to save for a down payment and purchase a home sooner, than if you had saved in a regular, taxable account. For more tips and tools, visit sunlife.ca.

05/08/2025

This Mother’s Day, consider the gift of financial security. Every little bit counts when you’re preparing for retirement.

Transcript: Take one thing off mom’s plate

05/06/2025

Thinking about starting your own business? Your personal finances can influence your business success. Set up an appointment to discuss saving for retirement and avoiding debt while you start this new endeavor.

Transcript: Start your business with a strong foundation.

05/02/2025

Living with diabetes can come with various challenges, including getting life insurance with affordable premiums.

Sun Life Term Insurance for Diabetes can provide an insurance solution for Canadians living with diabetes, giving them the peace of mind knowing that their loved ones are protected.

Reach out to discuss your options and set up an insurance plan that helps meet your needs.

The idea of saving and buying your own home can feel a little daunting. But with budgeting and smart planning, you can m...
05/01/2025

The idea of saving and buying your own home can feel a little daunting. But with budgeting and smart planning, you can make this dream a reality. Let’s discuss your options.

04/29/2025

Do you have an estate plan? If not, it may be time to create one. Estate planning is complex and more than just simply handing down your assets to the next generation. Let's make sure you have a plan that you and your family can count on.

04/25/2025

As gardening season kicks off, remember it's also a great time to plant seeds for your financial future. Whether it's starting that emergency fund or reviewing your retirement goals, small steps now can mean big rewards later. Get in touch about growing your financial garden!

Transcript: Watch it grow.

04/24/2025

Thinking about downsizing for retirement? Let’s assess how it can fit into your retirement plan.

Transcript: Why downsizing might be right for you? A smaller home can mean lower costs for utilities, maintenance, and property taxes. Opportunity to move closer to family or desired amenities. Chance to declutter and simplify your lifestyle. Potential to free up home equity for other retirement goals. Wondering if downsizing is right for your retirement plan? Let's chat!

04/22/2025

In times of economic uncertainty, it’s more important than ever to protect your business, your employees and your income. Let’s chat about some strategies that can help you feel confident in your business’ future.

Transcript: Make sure your business is strapped in.

Address

301-200 Villagewalk Boulevard
London, ON
N6G0W8

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm

Telephone

+15199530204

Website

Alerts

Be the first to know and let us send you an email when GSD Insurance & Financial Services Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category