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Pace Mortgages

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Pace Mortgages

In today’s economy it’s as important that your mortgage financing fits your lifestyle as much as the property does.

For more than a decade the primary goal at Pace Mortgage Team has been to structure mortgages that put your needs first - not the lenders. From renovating right away, to special financing requirements and needs everywhere in-between, we can provide financing solutions. Pace Mortgage Team is associated with Mortgage Intelligence. Mortgage Intelligence, along with affiliated company Invis, is one of

the largest and most respected national mortgage brokerages in Canada and the head office team is available to you if you have questions - 1-855-404-9448.

09/02/2026

As expected, The Bank of Canada is holding steady once again, keeping its policy interest rate at 2.25% for a seventh consecutive decision. The prime rate remains unchanged at 4.45%.

A rate hold doesn’t mean every mortgage option is standing still. Fixed and variable mortgages respond to different parts of the market, making it important to look beyond the headline when making a financing decision.

If you have any questions, reach out anytime to understand what the latest Bank of Canada update could mean for your mortgage options.

VariableMortgage MortgageUpdate CanadianHomeowners

08/26/2026

From my home to yours, Dolly’s famous biscuits! A little taste of the warmth, kindness, and love she shared with the world 🤍.

Hope you give them a try and play some of her music at the same time 🥰.

08/20/2026

Apparently it’s kinda chic to have an office assistant who naps through the entire workday!!

Murphy’s responsibilities include:
 ✨ Quality control ✨ Treat inspections ✨ Keeping office morale high ✨ Looking adorable ✨ Absolutely no mortgage paperwork whatsoever

He handles the naps….. I handle the mortgages. 😉

Kinda chic to have 26 years of mortgage experience AND the cutest assistant in the business. 🤍🏡

PaceMortgages

08/19/2026

How much house can you actually afford?

The answer isn’t always the maximum amount a lender says you can borrow.

A mortgage should fit comfortably into your life, not leave you feeling house-poor every month.

When I work with clients, we look at the whole picture: your income, debts, down payment, monthly expenses, future plans and, most importantly, what payment feels comfortable for YOU.

Because buying a home should be exciting, not stressful.

Thinking about buying, or just curious what your numbers look like? Let’s have a conversation and figure out a price range that makes sense for your life and your goals.

Reach out anytime, questions are always welcome!

Happy Wednesday 😊.

LondonOntario MichellePaceMortgages

08/07/2026

Some closings just hit a little closer to the heart.

Congratulations W & T ❤️❤️

08/06/2026

When one of your favourite BDM’s Jo-anne Fleming walks into the room……this happens 💚 💛 .

One of the best parts of being a mortgage broker isn’t just helping amazing clients, it’s the relationships we build with our lending partners.

Business Development Managers are always there to answer questions, brainstorm solutions, and help us find the best options for our clients. Yesterday’s lender luncheon was a great reminder of how lucky I am to work alongside such incredible people.

Relationships matter... and so do the very important people behind the mortgages!

Thank you Jo-anne Fleming Livia Pellegrino First National Financial LP for a great afternoon with some incredible old goats (iykyk 😂)

08/05/2026

Choosing between a fixed-rate mortgage and a variable-rate mortgage isn’t about which option is better. It’s about which option is better for you and your financial goals.

Fixed and variable mortgages each offer different advantages depending on your budget, risk tolerance, payment preferences, and long-term plans. Understanding how each option works can help you make a more informed mortgage decision with confidence.

Reach out anytime to compare fixed and variable mortgage options and find the solution that fits your needs.

Happy Wednesday 😊.

07/31/2026

Wishing everyone a safe, relaxing, and well-deserved Civic Holiday weekend!

However you are spending it, be safe, have fun and make some great memories!

07/29/2026

Your home can do more than provide a place to live. It may also be one of your most valuable financial assets.

As your needs evolve, the equity you’ve built could help fund home renovations, consolidate higher-interest debt, support education costs, or provide greater financial flexibility. The key is understanding what options are available and whether they align with your goals.

Reach out anytime to explore how your home equity could work harder for you.

Happy Wednesday 😊.

07/28/2026

A great morning of learning!

Thank you Jo-anne Fleming Livia Pellegrino and First National Financial LP for always looking after your brokers and providing informative sessions like this morning.

Had the pleasure of listening to the Mayor of London Office of Mayor Josh Morgan

Did you know ⬇️

The City of London offers financial incentive programs for Additional Residential Units (ARUs) through the City of London ARU Program, featuring funding streams such as the ARU Construction Grant, the Affordable ARU Construction Grant, and the Indigenous ARU Construction Grant.

An example would be, you could convert your garage into a self contained apartment for an aging parent.

Reach out anytime if you have any questions on how these programs work and how refinancing your mortgage could help.

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London, ON

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