Annie Morneau - Mortgage Broker

Annie Morneau - Mortgage Broker Mortgage Broker
Lic 12403 - indi Mortgage

Today, we honour the hardworking Canadians who keep our communities strong, our goals moving forward, and our dreams wit...
09/07/2026

Today, we honour the hardworking Canadians who keep our communities strong, our goals moving forward, and our dreams within reach.

Whether you’re clocking in, building your own business, or taking a well-deserved break, your efforts matter.

From all of us at Indi, happy Labour Day!

Whether you’re a first-time investor, expanding your existing portfolio, or looking to renew/refinance, having a mortgag...
09/02/2026

Whether you’re a first-time investor, expanding your existing portfolio, or looking to renew/refinance, having a mortgage agent (broker) on your side means more options, expert guidance, and a smoother path to long-term growth.

Looking for financing options for an investment property - we have solutions from our Commercial Division for large projects to your first residential rental property. Contact us today for all your financing needs!

A mortgage that fits your life, not just your file!Whether you're buying your first home, coming up for renewal, or just...
08/27/2026

A mortgage that fits your life, not just your file!

Whether you're buying your first home, coming up for renewal, or just want to know if you're in the right product, I'm here to make that conversation easy.

Tag a homeowner who would 100% fall for this trap 😂🪤(No judgment, I'd probably sprint toward the HomeSense card too) ...
08/25/2026

Tag a homeowner who would 100% fall for this trap 😂🪤

(No judgment, I'd probably sprint toward the HomeSense card too)

08/19/2026

3 signs your mortgage might be due for a review.

Your mortgage made sense when you got it. But a lot can change in a few years.

Here's how to tell if it's time to take another look:

1. Your life has changed. New job, growing family, income shift — your mortgage should reflect where you are now, not where you were.

2. You haven't compared rates since your last renewal. You might be leaving money on the table every month without realizing it.

3. You're not sure what your renewal date is. If you can't remember, it's probably closer than you think.

A quick review takes 20 minutes and can save you thousands. DM me and let's take a look.

London's real estate market has shifted — and if you're thinking about buying, the data is actually in your favour right...
08/17/2026

London's real estate market has shifted — and if you're thinking about buying, the data is actually in your favour right now. 📊

As of April 2026 (LSTAR):
→ Average sale price: $618,665
→ 5 months of inventory (historically high)
→ Sales-to-new-listings ratio: 36% — officially a buyers' market

What does that mean for you? More time to make decisions, more properties to choose from, and more room to negotiate.

If you've been waiting for the "right time" to buy — the numbers are starting to tell a different story.

Book a free call to talk through what this means for your pre-approval. Link in bio.

📌 Source: London St. Thomas Association of REALTORS® (LSTAR) / CREA Stats, April 2026

Your down payment is not the last big expense!Most first-time buyers are so focused on saving for their down payment tha...
08/13/2026

Your down payment is not the last big expense!

Most first-time buyers are so focused on saving for their down payment that they're caught completely off guard by everything else that's due at closing.

Swipe to see the three costs I always make sure my clients are prepared for before we get anywhere near the table.

The more prepared you are, the less stressful closing day feels. That's the goal.

Questions? DM me or drop them below.

You do NOT need 20% down to buy your first home.That's one of the biggest myths keeping people out of the market.Here's ...
08/11/2026

You do NOT need 20% down to buy your first home.

That's one of the biggest myths keeping people out of the market.

Here's the truth: in Canada, you can purchase with as little as 5% down (CMHC insurance applies, but it works). The real question isn't just how much you have saved. It's how much you actually need and what you can comfortably carry month to month.

Tag someone who needs to hear this, or send me a DM and let's look at your numbers together.

This is more common than you'd think! 🤣Your renewal letter arrives. You sign it because it's easy. Five years later, you...
08/07/2026

This is more common than you'd think! 🤣

Your renewal letter arrives. You sign it because it's easy. Five years later, you do the same thing.

Meanwhile, the difference between what your bank offered and what was actually available in the market could have saved you thousands.

If your renewal is coming up, let's actually compare your options this time!

Swipe to rethink everything you've been told about mortgage rates.The lowest rate sounds like the obvious win. But it's ...
08/03/2026

Swipe to rethink everything you've been told about mortgage rates.

The lowest rate sounds like the obvious win. But it's not always the best mortgage for your life.

Here's what I actually look at when I'm finding the right fit for a client:
- How much flexibility do you need if life changes?
- What are the prepayment and portability terms?
- What does the total cost look like over the full term?

This is exactly why working with a broker makes a difference. I'm not tied to one lender's products. I'm looking at the full picture for you.

Have questions about your mortgage? Drop them below or send me a DM.

Address

London, ON
N6C1S7

Telephone

+12262355991

Website

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