10/14/2026
There can be confusion between what a home is worth on the market and how it is insured. These are not always the same, and understanding the difference is key to making sure you are properly protected.
Insurance is designed to help you recover from a loss, not reflect changing market conditions. Making sure your coverage aligns with what it would take to rebuild can help avoid unexpected gaps.
If you are unsure how your home is currently valued under your policy, Ontario West is here to help you feel confident in your coverage.