The Orr Financial Management Group

06/25/2026

Despite growing adoption of AI tools, investors continue to place significant value on guidance from trusted financial advisors.

This infographic outlines insights from Scotiabank’s Fall 2025 Investor Sentiment Survey and explores how Canadians are balancing technology with human expertise.

As artificial intelligence becomes more advanced, more people are using it in more aspects of their lives, but still see financial advice from a real person as critical.

06/24/2026

Financial abuse has been called ‘The crime of the 21st century’ and elder financial abuse in particular is becoming increasingly prevalent. In this episode, our guests are Raeann Rideout, Director of Strategic Partnerships for Elder Abuse Prevention Ontario, and Nicole Daley, Senior Investigator for Central Canada at Scotiabank Corporate Security Investigation Services. They’ll explain how elder financial abuse happens, how to spot it, what to do if you’re a victim or suspect someone is and more.

Listen now.

Our experts outline how the very people older adults rely on for day-to-day help can sometimes become perpetrators of this increasingly prevalent crime.

06/22/2026

Canadian equities tracked the global tone, rising early alongside improved risk sentiment, but later softened as commodities remained under pressure, global rate expectations repriced higher, and mixed domestic retail data reinforced a more cautious backdrop.

Read the latest market news from Scotia Wealth Management - it’s on our website now.

This week’s highlights Early optimism in equity markets gives way on hawkish shift in Fed tone Bond rally reverses amid central bank repricing Higher Canadian retail sales mask underlying weakness Fed’s hawkish reset puts rate cut hopes on hold Bank of England holds rates steady, balancing stick...

06/21/2026

Happy Father's Day! We hope you're having a great weekend with the special dad, grandpa or other father figures in your life. If you're honouring the memory of your dad this weekend, we hope you're comforted by memories and reminded of the love you shared.

06/18/2026

The latest edition of Here’s What We’re Thinking from Scotia Wealth Management is now available. This report provides a concise overview of recent market developments, their impact on financial markets, and key considerations for investment strategy.

Read the report on our website.

A concise summary of major market events, their impact on financial markets, and implications for investment strategy.

06/17/2026

Successful family business transitions don’t happen by chance. Investing in the development of future leaders through intentional mentorship can help preserve family values, strengthen continuity and prepare the next generation for evolving responsibilities.

This article examines the role mentorship can play in succession planning and highlights strategies to help families create meaningful and effective development plans.

Developing the next generation is vital for family businesses to ensure continuity and a smooth transition. However, effective development may not happen naturally for a family enterprise. Putting a formal and structured development plan in place can help better prepare the next generation for their...

06/15/2026

Canada’s economy lost momentum at the start of 2026, according to newly released data from Statistics Canada (StatCan), with real gross domestic product (GDP) essentially flat in the first quarter and down 0.1% at an annualized pace. The figures were weaker than expected and followed a revised 1.0% annualized contraction in the final quarter of 2025.

Don’t miss Scotia Wealth Management’s latest market update—now on our website.

Market review In May, global equities extended April’s rebound as resilient corporate earnings, sustained enthusiasm for AI-linked technology and semiconductor stocks and improving sentiment around Middle East de-escalation kept investors constructive. Fixed income markets were choppier but still ...

06/12/2026

In this blog I want to briefly explore three clear and present dangers to the prudent management of how we pay for what we want:

1. Tap technology.
2. Digital wallets.
3. Frictionless spending.

All three of the above advances in spending processes offer immense convenience. But they also create new, sophisticated risks that bypass traditional financial security measures.

Learn more on our new blog.

The law of unintended consequences is used as a warning that an intervention in a complex system – such as personal spending patterns – can create unanticipated and undesirable outcomes. How we pay for what we want In this blog I want to briefly explore three clear and present dangers to the pru...

06/12/2026

Do you work for a university? For most retiring faculty and staff, your university pension will play a critical role in determining your retirement income. In fact, it is likely to represent the single largest component of retirees’ future income. Properly managed, it will provide a steady lifetime income stream and substantial peace of mind. For the past 25 years, my practice has been focused on doing just that for university retirees.

Please visit our website or contact us to learn more—we'd be glad to discuss your needs and goals in order to provide effective, personalized advice.

For most retiring Faculty and Staff, your university pension will play a critical role in determining your retirement income. In fact, it is likely to represent the single largest component of retirees’ future income. Properly managed, it will provide a steady lifetime income stream and substantia...

06/11/2026

You’ve probably received a phone call that looked like it was coming from a reputable institution, but when you pick up you quickly realize something sounds off. Financial scams are becoming more sophisticated, and scammers are even selling their methods online to other fraudsters. These phone calls, phishing emails or questionable text messages target Canadians at every age.

This episode of the Perspectives podcast discusses what the latest scam trends look like and the various ways you can protect yourself.

In this episode, we’re joined by Aaron McAllister, Vice President of Fraud Threat Management at Scotiabank and Chris Lynam, the Director General of the National Cybercrime Coordination Centre and the Canadian Anti-Fraud Centre with the Royal Canadian Mounted Police. They explain what the latest sc...