Sean Prosser Mortgages

02/25/2025

Thank you all for your support in 2024!

11/23/2023

Do you have an upcoming mortgage renewal in 2024 and like most are concerned about how your new rate and payment will impact you financially? (you're not alone😓)

Let's connect and take a look at your options. Our team has helped many clients keep their payments relatively the same - even during this increased rate environment.

Check out my blog post for some mortgage renewal tips...

Assistance with your upcoming mortgage renewal...

09/27/2022

Each mortgage renewal should be given the same consideration your first mortgage was given. Speak to your mortgage agent (broker) before you sign back any renewal offer from your existing mortgage provider. It is not a guarantee that you will be offered their best rate. Even if you have been an excellent borrower throughout your mortgage term. If you didn’t use a licensed mortgage agent (broker) the first time around, no sweat. We can take a look at your current mortgage and provide you with your options for your next term. We’ll make sure you are getting the best rate and mortgage product to suit your needs. Contact us today to get started on your free consultation.

06/15/2022

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Learn more about how your gross debt service ratios (GDS) and total debt service ratios (TDS) impact your mortgage qualification.

http://www.seanprosser.com/gds-tds-ratios-explained

06/09/2022

Now, mortgage financing for investment properties isn’t as straightforward as financing a primary residence. Lenders are going to want to see more documentation and a larger downpayment. We’re happy to walk through the process with you and outline the best way to grow your investment portfolio.

https://www.seanprosser.com/investment

06/08/2022

If you’re delinquent on paying a debt and the lender has sent that account to collections, this will undoubtedly impact your ability to get new mortgage financing. Learn more about collections and mortgage financing here.

http://www.seanprosser.com/will-collections-impact-your-mortgage

06/02/2022

If you’re looking to buy your first home, you can move forward with confidence when you allow us to arrange your mortgage financing. We’ll be your guides through the entire process.

https://www.seanprosser.com/first-time-home-buyers

06/01/2022

The Bank of Canada released its most recent rate announcement this week. You can read all about it on the website.

http://www.seanprosser.com/bank-of-canada-rate-announcement-jun-1st-2022

05/26/2022

Thank you Lisa for the review. It has been great working with you over the years! We greatly appreciate your loyalty.

05/25/2022

If you have a mortgage that’s up for renewal, whether you’re being offered a renewal or not, the best plan of action is to protect yourself by working with an independent mortgage professional. Learn more here.

http://www.seanprosser.com/protect-yourself-at-renewal