Kemp Mortgage Group

Kemp Mortgage Group Brokers are essential – and we are #1 at what we do! For over 20 years, Kemp Mortgage Group has be Kemp Mortgage Group can find the perfect mortgage for you.

Mortgage Alliance is the most recognized and trusted mortgage brokerage in Canada and as a Mortgage Alliance professional, and we have the expertise to get the right mortgage for your immediate and future needs. We work for you, not the banks, and provide unbiased guidance in your mortgage decision. We work with over 70 lenders (some offered exclusively through brokers) plus major banks and privat

e lenders. This provides you with the best choices for a mortgage and great counsel that you deserve! Here is what we can offer YOU:

∙ A wide variety of incentives available to First Time Buyers, such as leveraging RRSP’s with no tax implications.
∙ A new mortgage or a 2nd mortgage on an existing home
∙ A new mortgage for a newly-single income provider
∙ Private Funding available for real estate investors
∙ Refinancing for existing mortgages
∙ Solutions for those who are Self-Employed
∙ Resources for cottage or vacation home financing
∙ More mortgage opportunities! We will place your mortgage with the lender that is the best fit for you, whether it’s a major bank or a private lender. Talk to us BEFORE you start searching for your next home! (519) 668-4129
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This just in! The Bank of Canada has held rates steady once again.2026 has seen nothing but steady holds, maintaining a ...
09/02/2026

This just in! The Bank of Canada has held rates steady once again.

2026 has seen nothing but steady holds, maintaining a 2.25% rate since the last drop in October 2025.

For buyers and homeowners, a steady rate can bring a little more predictability to the market. Buyers can better plan their budgets and borrowing power, while homeowners can feel more confident about their current mortgage payments and upcoming renewal decisions.

Will we see a rate drop in Q4? Stay tuned for future announcements and information.

📩 [email protected]
☎️ (519) 668-4129

Can you lose your mortgage pre-approval? The short answer is yes. A mortgage pre-approval is an important first step, bu...
08/31/2026

Can you lose your mortgage pre-approval? The short answer is yes.

A mortgage pre-approval is an important first step, but it isn't a final approval. Your lender will review your finances again before your mortgage is officially approved, so it's important to keep your financial situation as stable as possible.

Some things that could affect your approval include changing jobs or experiencing a drop in income, taking on new debt (like financing a vehicle or opening a new credit card), missing credit card payments, and using savings needed for your down payment or closing costs.

The good news? Most buyers have no issues moving from pre-approval to final approval by maintaining their income, avoiding new debt, staying on top of their payments, and purchasing within their approved budget.

Have questions about the mortgage process? We’re here to help!

📩 [email protected]
☎️ (519) 668-4129

Back-to-school season often comes with unexpected expenses. From supplies and lunches to new clothes and activities, the...
08/26/2026

Back-to-school season often comes with unexpected expenses. From supplies and lunches to new clothes and activities, the expenses add up quickly.

Taking 10 minutes to review your budget now can help you stay on track and avoid relying on credit for seasonal spending.

Need help with a budget check? Let’s talk.

📩 [email protected]
☎️ (519) 668-4129

Buying a home starts long before you make an offer. Taking steps to strengthen your mortgage application can improve you...
08/19/2026

Buying a home starts long before you make an offer. Taking steps to strengthen your mortgage application can improve your chances of approval and help make the process smoother.

Simple habits like maintaining a good credit score, avoiding new debt, keeping your employment stable, and saving beyond your down payment can make a big difference. And don't forget, getting pre-approved early gives you a clear understanding of your budget before you start house hunting.

Let’s schedule a time to discuss your finances and begin working on your mortgage application. Send us a message today!

📩 [email protected]
☎️ (519) 668-4129

Thinking about buying your first home in London, Ontario? 🏡Choosing the right neighbourhood is just as important as choo...
08/12/2026

Thinking about buying your first home in London, Ontario? 🏡

Choosing the right neighbourhood is just as important as choosing the right home. From affordable options in East London to the family-friendly feel of White Oaks and the growing community of Huron Heights, there are great areas to fit a variety of budgets and lifestyles.

Every buyer's journey is unique, so it's important to explore your options and understand what you can comfortably afford before you start house hunting.

Swipe to read our top three picks for first-time buyers.

Ready to take the first step? Let’s schedule a time to meet!

📩 [email protected]
☎️ (519) 668-4129

Have you ever wondered what a mortgage broker actually does?You’re definitely not the only one. Let’s break it down:1️⃣ ...
08/06/2026

Have you ever wondered what a mortgage broker actually does?

You’re definitely not the only one. Let’s break it down:
1️⃣ We shop around for you. Instead of going to just one bank, a mortgage broker compares options from multiple lenders to help find a mortgage that fits your needs and budget.
2️⃣ We help you every step of the way. From getting pre-approved to closing day, we explain your options, answer your questions, and make the mortgage process as smooth as possible.
3️⃣ We work to find the right solution. Whether you're buying your first home, renewing, refinancing, or self-employed, a mortgage broker helps match you with a lender and mortgage that best fits your financial situation.

If you’re looking to refinance, get pre-approval, or qualify for your first mortgage, we’re here to help. Send us a message to schedule a call.

📩 [email protected]
☎️ (519) 668-4129

Can you believe we’re already more than halfway through 2026? Now is the perfect time to take a look into your financial...
07/30/2026

Can you believe we’re already more than halfway through 2026? Now is the perfect time to take a look into your financial situation and mortgage strategy.

A mid-year financial check-in is a great opportunity to review your income, savings, debt, and financial goals to ensure your mortgage strategy still supports where you are today, and where you want to be by the end of the year.

Need some help to walk through your finances? Send us a message!

📩 [email protected]
☎️ (519) 668-4129

When people hear the word mortgage, they usually think of paperwork, interest rates, and monthly payments.But did you kn...
07/28/2026

When people hear the word mortgage, they usually think of paperwork, interest rates, and monthly payments.

But did you know the word actually comes from an old French term meaning "death pledge"?

Thankfully, today's mortgages are much less dramatic. The "death" referred to the pledge ending once the debt was repaid (or if the borrower defaulted), not anything nearly as ominous as it sounds.

Just a fun little piece of mortgage history to impress your friends at your next trivia night!

📩 [email protected]
☎️ (519) 668-4129

There are plenty of opinions when it comes to buying a home, but these are a few that we stand by. ➡️ The “perfect time”...
07/22/2026

There are plenty of opinions when it comes to buying a home, but these are a few that we stand by.

➡️ The “perfect time” to buy a home rarely exists: Waiting for everything to align perfectly can mean missing opportunities that are right for you today.
➡️ Renting isn’t always throwing money away: Renting can provide flexibility and allow you to save for a stronger financial future before buying.
➡️ The cheapest home can sometimes be the most expensive one after repairs and maintenance: A lower purchase price can quickly be offset by costly renovations, repairs, and ongoing upkeep.

Which hot take do you agree with most? Or is there one you disagree with? Let us know in the comments!

📩 [email protected]
☎️ (519) 668-4129

The Bank of Canada has held interest rates steady - again!So far, 2026 has brought little change in interest rates from ...
07/15/2026

The Bank of Canada has held interest rates steady - again!

So far, 2026 has brought little change in interest rates from the Bank of Canada. While rates remain lower than they were this time two years ago, homeowners and buyers alike are wondering when they can expect another drop.

Whether rates move or stay the same, your mortgage strategy should evolve as your financial situation changes.

If you have questions about buying, renewing, or refinancing, we're always happy to help you explore your options!

📩 [email protected]
☎️ (519) 668-4129

Address

519 York Street
London, ON
N6B1R4

Telephone

+15196684129

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