Jing-RBC Mortgage Specialist

05/22/2025

Get up to $4,600 in cash and Avion points only with an RBC mortgage.
Great news! We have a new limited-time offer that will make the homebuying journey a little easier and more rewarding.
Contact me for more information.

03/20/2025

New to Canada? We understand that starting fresh in a new country can be challenging. At RBC, we’re here to help you settle in faster with a wide range of home financing options. Plus, for a limited time, you could receive up to $4,600 in cash and Avion points with an RBC Mortgage. Conditions apply. Contact me for more information.

12/12/2024

In the last interest rate announcement of 2024, the Bank of Canada reduced its benchmark rate by 50 bps, bringing the rate down to 3.25%. The rate cut, which mirrors the last reduction announced in October, comes amidst a slight rise in the inflation rate.
This fifth straight interest rate reduction is positive news for current and prospective Canadian homebuyers, and complements the new mortgage rules that will take effect this month.

In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help reduce the barriers that exist for first-time homebuyers and renewers.

08/23/2024

RBC tries to make it easier for newcomers to get a mortgage and buy a home.
We’re here to help with your transition to Canadian life, whether you’re a temporary foreign worker, a foreign income earner, a permanent resident on the path to employment, or have investment income.
Feel free to reach out to me.

06/06/2024

For homeowners and prospective buyers in Canada, the interest rate cut is welcome news – but what does it really mean for you? Whether you’re looking to buy your first home, on track to renew this year or have a variable rate mortgage, the current interest rate environment matters. Here, we explore the impact of the interest rate cut on Canadians already in or about to enter the real estate market.

The June 5th Bank of Canada interest rate announcement has been highly anticipated as Canadians hoped the BoC would finally cut interest rates. And ultimately, they did. As was widely expected, interested rates came down 25 basis points to 4.75%, marking the first time in 4 years that rates have dec...

05/10/2024

Sellers are making their way back into the housing market—not everywhere but in some of Canada’s largest cities. Statistical reports for April from local real estate boards showed sharp increases in new listings and inventories in Vancouver, Toronto and Montreal. This could reflect a confluence of sellers that include many who took a pass at the fall market (when demand and prices dipped) in the hope of better outcomes this spring. Some of the sellers could be in distress in the face of high interest rates.

Sellers are making their way back into the housing market—not everywhere but in some of Canada’s largest cities. Statistical reports...

04/15/2024

RBC Monthly Housing Market Update: Mixed start to the spring housing market.

March brought a mixed bag of activity to Canada’s housing market. Resales continued to linger around February levels at the national level—still softer than activity that took place pre-pandemic.

03/26/2024

First Time Homebuyers: Don’t Overlook These Budget-Busting Costs

Expensive Closing Costs May Add Up Quickly When Buying Your First Home.

03/20/2024

Moving on Up: Should You Buy or Sell First?

Buying and selling a home at the same time is no small endeavour and involves extensive research.

02/07/2024

Buying a home is a big deal. After all, it may be the largest purchase you make in your life. That's why it makes sense to get help from professionals along the way.

While there are many steps to buying your perfect home, these 4 professionals can help along the way.

02/01/2024

Learn how different types of mortgage protection insurance (sometimes called mortgage loan insurance, mortgage creditor insurance, or, at RBC, HomeProtector®️ Insurance*) can help protect your family against life’s what-ifs.

Buying a home is a happy choice for many families, but it’s a big investment. Learn how optional mortgage protection insurance can help safeguard your home and your loved ones against life’s what-ifs.

01/26/2024

Dreaming of a U.S. home? Not sure where to start? Talk to a U.S. homebuying expert today!

Get pre-approved for a mortgage1 to know how big you can dream. From dreaming to doorstep — our U.S. homebuying process is built exclusively for Canadians to provide full-service support through every step.