Dustin James - Mortgages

12/22/2023

06/14/2023

🌐🔑 In a maze of multiple debts? Debt consolidation could be your map to financial freedom!

When you consolidate your debts, you're essentially merging them into one, usually at a lower interest rate. This means you could be paying less overall! 💸 Say goodbye to managing different debts, rates, and due dates 🗓️. Consolidation streamlines everything into one manageable monthly payment.

But the benefits don't stop there. With reduced payments, you could see an increase in your available monthly cash flow. This extra cash 💰 could be put towards other financial goals, like saving for a vacation, retirement, or even just reducing the stress of living paycheck to paycheck.

Remember, everyone's financial situation is unique, so make sure you do your homework 📚 and consult with a professional before making the leap. Debt consolidation could be your ticket to a more secure financial future! 🚀

✨✨DON'T FORGET TO ENTER OUR GIVEAWAY!! ⬇️

If your mortgage is maturing between May 1st and August 31st 2023, send us your recent statement or renewal agreement to ([email protected]) and we will do the work to get you the best mortgage moving forward.
You will be entered into a draw to win $1000 towards local Kawartha businesses- YOU decide how to spend it. All in one place or divide it anyway you choose.
Businesses include-

lindsay



your.pelvic.floor





madesimple
The finer details-
    •    Winner will be contacted September 6, 2023
    •    You will be entered if your statement or renewal agreement is sent to us. There is no obligation to move forward with a mortgage product we put together for you.

05/24/2023

🏠 Choosing a 3️⃣ or 4️⃣-year mortgage term? Here's why it's a smart move!
1️⃣ Flexibility: Keep your options open and reassess sooner! 🔄
2️⃣ Market Insight: Plan your next term with fresher market info!📊
3️⃣ Early Switch: Need a change? Shorter terms allow for earlier refinancing!🔄
4️⃣ Financial Goals: Align your mortgage with your changing financial landscape!💼
Take control of your financial journey with shorter mortgage terms! 💪✨"
⭐️ Don't forget to enter in our GIVEAWAY if your mortgage is coming up on renewal ⭐️
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04/26/2023

Swipe to see scenarios.➡️
Did you know you can consolidate personal debt into your Mortgage??
🔹Save thousands in interest by paying off your revolving debt balances with equity in your home. Often you are able to do this and maintain the same or similar mortgage payment.
🔹Alleviate the weight of accumulated debt at high interest rates. Often these become impossible to carry and pay down.
🔹Today most consumers are facing debt payments due to inflation. Let us help get you back on track and in control of your monthly cash flow! 💵
…✨Scan the QR code on the last slide and send us your renewal for your chance to win our GIVEAWAY!

04/12/2023

Ready to take control of your mortgage renewal ? Let us give you a second opinion, and be entered to win $1,000! 💫
Taking part is simple.
If your mortgage is maturing between May 1st and August 31st 2023, send us your recent statement or renewal agreement to ([email protected]) and we will do the work to get you the best mortgage moving forward.
You will be entered into a draw to win $1000 towards local Kawartha businesses- YOU decide how to spend it. All in one place or divide it anyway you choose.
Businesses include-

lindsay



your.pelvic.floor





madesimple
The finer details-
    •    Winner will be contacted September 6, 2023
    •    You will be entered if your statement or renewal agreement is sent to us. There is no obligation to move forward with a mortgage product we put together for you.

03/31/2023

We have some very exciting things happening this year at the Brokerage!
To kick things off, your favorite local Mortgage Agents are offering a $1,000 giveaway!
To stay in touch, and participate in this giveaway make sure you're following

10/10/2022

From our house to yours,
Happy Thanksgiving!

09/12/2022

It’s been a busy summer of answering your mortgage related questions, putting financing together for you, deciphering all the Bank of Canada increases (🤯) and spending time with my family.
Fall is the time to get back into the groove. Now that life has settled down you may be considering your next move, whether that is an actually location change, refinance or future game plan.
We are here for it. Reach out with any mortgage related questions. Or if you want to chat about yesterdays Steelers game… 😁

06/03/2022

Bank of Canada announced that they are, yet again, rising interest rates that will ONLY effect those with a Variable or Adjustable rate products. It is becoming increasingly clear that the Bank of Canada will continue this trend of rate increases in the coming months as they try to decrease inflation. This has been the fastest series of rate increases in over 2 decades which is just further proof that we are truly living in unprecedented times.

What to do? Well, you need to do what your feel most comfortable in doing. But, the facts are by converting your mortgage to a fixed rate product, in most situations, will be increasing your rate further and your will definitely be increasing your penalty calculation to break that mortgage by up to 900% 😬. Most people with variable/adjustable rate mortgages are going to be paying a net rate of 2.5%-3.20% after this rate increase. Though each bank will be a little different in their offerings, most fixed rates are ranging from 4%-5% right now depending on length of term.
…cont in comments

05/31/2022

The short answer- NO 🙅🏻‍♂️
•
The financial institutions pay the brokerage a finders fee, making our service free to you.
•
In cases of private lending or commercial financing, there may be a charge but that is discussed up front.

05/12/2022

I can help 🙋🏻‍♂️