05/21/2020
Did you have dreams of home ownership or the purchase of your next property and are now worried that may not happen?
I know it's crazy times and it may seem out of reach for now but I say... Let the adventure begin-Let's Do This!
We are definitely adapting to the new world!
RBC, myself and my team have put some new processes in place to make it easier for you to get that next step of home ownership checked off your list during this crazy time with NO CONTACT. This includes the adoption of e-signing and other technology.
So, what does this mean?
Well….the process goes a little like this:
Give me a call….
We will discuss your options/information for the mortgage application - mortgage amount, down payment amount, income, monthly obligations, etc.
Next, I’ll get you to gather the supporting documents and you can EMAIL them to me- income confirmation, down payment confirmation, purchase agreements, etc.
Then, we will select a mortgage product that suits you - term, fixed vs. variable, open vs. closed, etc.
Now there is the mortgage approval part– we will then verify your updated debt ratios and credit score to determine whether you meet the qualification requirements.
APPROVED?
This is the easy part…..Lets sign!
NO CONTACT signing -with our newly adopted e-signing technology.
Sign lender documents - Upon approval you will be required to sign mortgage documents outlining the mortgage loan details provided to you by the lender,
Signing of the legal documents - Instructions will be sent to a lawyer of your choice to prepare the final legal mortgage documents that transfer property ownership to your name
So give me a call, lets chat, and let’s make those dreams come true-NO CONTACT!
Talk to you soon!