Dillan Kelly - Mortgage Broker

Dillan Kelly - Mortgage Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Dillan Kelly - Mortgage Broker, Mortgage brokers, 469 40 Street S, Lethbridge, AB.

Helping Albertans with mortgages since 2014 | 550+ families guided in purchases, renewals & refinances | With Canada’s top mortgage network — Dominion Lending Centres Mortgage Excellence

06/03/2026

People refinance for a lot of reasons.

Maybe it’s to buy a rental property.
Maybe it’s to purchase a vacation home.
Maybe it’s to invest in a business or the stock market.

But by far the #1 reason I see people refinance is to eliminate high-interest debt and large monthly payments.

Credit cards, auto loans, lines of credit, student loans… when these payments start stacking up, cash flow can get tight in a hurry.

I’ve seen homeowners reduce their monthly obligations by $1,500+ per month by consolidating multiple debts into one mortgage payment. In many cases, we can also extend the amortization up to 30 years to create maximum flexibility and lower monthly payments.

With the appreciation we’ve seen across Southern Alberta over the last 5 years, many homeowners are surprised by how much equity they have available.

If you’re wondering whether a refinance could improve your cash flow, consolidate debt, or help you access equity for another goal, send me a message and let’s explore your options.

Dillan Kelly
Dominion Lending Centres Mortgage Excellence
403-894-5818
[email protected]

05/06/2026

Don’t make this mistake in 2026 👇

If your mortgage is renewing this year, make sure you’re reaching out EARLY so you’re not leaving money on the table.

Some lenders can hold rates for up to 130 days, and with how volatile the market has been in 2026, it could be one of the smartest moves you make.

In just the last 130 days alone, fixed rates have moved nearly 0.60%. That can make a huge difference in your monthly payment and long-term interest costs.

The biggest mistake I see?
People waiting until the last minute and only signing the renewal offer their current lender sends them.

Even if you stay with your current lender, having a strategy matters.

If you have questions about your renewal or want to explore your options, feel free to reach out 👇

Dillan Kelly
Dominion Lending Centres Mortgage Excellence
📱 403-894-5818
📧 [email protected]
🌐 dkmortgageteam.ca

Business Shout Out!! 🌟LIGHTS BY HOMEONE 💡📞 Phone: 403-401-6583🌐 Website: Homeonelights.comI just had to give a huge sho...
05/02/2026

Business Shout Out!! 🌟

LIGHTS BY HOMEONE 💡

📞 Phone: 403-401-6583
🌐 Website: Homeonelights.com

I just had to give a huge shoutout to this amazing company! 🙌 From their competitive pricing to how quickly they got the lights up, the whole process was top-notch. The attention to detail is on another level, and the results speak for themselves. The lights look absolutely fantastic!

If you’re thinking about adding some LED lights to your home, definitely reach out to HomeOne.

04/09/2026

Not all variable rate mortgages are created equal 👇

From lender to lender and bank to bank, variable products can work very differently.

When most people think of a variable rate, they’re actually thinking of an adjustable rate mortgage. That’s where your payment changes every time the rate changes with the Bank of Canada.

A static variable is different.

Your payment is set based on the variable rate at the time of closing and it stays the same. If rates go up, your amortization adjusts longer. If rates go down, your amortization shortens and you pay it off faster.

In today’s volatile market, I have a lot of clients leaning toward this option because it gives them consistency in their monthly payment while still benefiting if rates improve.

If you’re not sure which type of variable is right for you, let’s chat.

📞 403-894-5818
🌐 dkmortgageteam.ca

04/08/2026

🌸 Happy Masters Week 🌸

Who do you have this year?

I’m rolling with Rory McIlroy to go back-to-back, and my sleeper pick for the weekend is Min Woo Lee 👀

Let’s hear your picks 👇

Address

469 40 Street S
Lethbridge, AB
T1J4M1

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