08/17/2026
These are the money rules I follow because I’ve learned that being “good with money” isn’t just about knowing your numbers.
It’s about creating systems that make your money easier to manage — and learning when to stop managing it.
1. I pay myself first.
I don’t want to build a business where the business is profitable on paper but I’m constantly waiting to see what’s left for me.
If I’m building this business, it needs to pay me.
2. Each account has one purpose.
I recommend a minimum of 3 accounts: operating, growth and tax savings. Credit is optional.
For me, each account has one purpose and one percentage.
My credit card is how I pay my operational expenses. I earn the points, and then the card gets paid off from my operating account.
The important part is that I’m not using credit to fund expenses I can’t afford. The money is already accounted for.
3. My personal financial audit is non-negotiable.
Not because I’m obsessed with spreadsheets 😂 but because I don’t want to wake up one day and realize I have no idea what’s happening with my own money.
Once a month, I look at the whole picture.
What do I have? What do I owe? What’s coming? What needs attention?
I’d rather know than avoid it.
4. I budget weekly.
And yes, I know I’m a bookkeeper saying this 😂
My accounting system tells me what happened.
My weekly budget tells me what I’m doing next.
They serve completely different purposes.
5. I don’t let money consume me.
This one has probably been the hardest for me.
I have a tendency to hyper-fixate on my finances — well duh, I work with money every day.
But checking my accounts for the 17th time isn’t going to magically make me more financially secure.
So I set a 15-minute timer.
I look at what needs to be looked at. I make the plan. I remind myself I’m okay.
And then I give myself permission to move on.
No more 24-hour financial spirals (& I’ve learnt your balance doesn’t change after checking it 10 times in a row — money doesn’t work that way)
Because ultimately, these rules aren’t about becoming obsessed with money.
They’re about making my money predictable enough that I don’t have to be.
Which one are you adopting?👇🏼
