Erin Williamson, Mortgage Broker

11/04/2025

We talk about so many different types of insurance throughout your mortgage application that it can make your head spin! Here's a breakdown of the different types, who they benefit and what they cover.

Questions? Let's chat!

Erin Williamson
Brightside Mortgage
ph: 587-370-8255
[email protected]

10/29/2025

We see another rate cut from the Bank of Canada this morning- this is great news for anyone holding a variable rate mortgage, adjustable rate mortgage, or a Home Equity Line of Credit. Your rate has just dropped 0.25%.

A reminder that this rate drop does NOT affect anyone holding a fixed rate mortgage.

Questions? Let's chat!

Erin Williamson
Brightside Mortgage
ph: 587-370-8255
email: [email protected]

10/23/2025

Christmas is almost 2 months away- are you struggling to save money because you're trying to keep up with other debts?

We may be able to fix your cash flow problem so you can have some financial peace this holiday season.

Let's connect!

Erin Williamson
Brightside Mortgage, BRX Mortgage
ph: 587-370-8255
[email protected]

02/06/2025

I'm so thankful to have such a supportive network behind me as I went into my first year of being a mortgage broker scared and excited. Thank you to all of my clients for your trust, friends, family, and business partners for your referrals. It's so amazing working with great people!

I'm excited to meet everyone I'll get the privilege to work with this year as well.

12/24/2024

Wishing you and yours a great holiday season in a warm home. From my family to yours. 🎄🤍 Forever thankful for all of you.

Mortgages By Erin 🏡

Photo credit: Stacey Rae Images

12/16/2024

Christmas came early for first time home buyers! 🏠

Yesterday, new changes took effect for first time home buyers in Canada- this one is exciting because it is helping people get into homes sooner- by needing less income to qualify and easing up rules around the minimum payment. First time home buyers can buy a home with less than 20% down, and amortize the payment over up to 30 years.

Additionally, the max purchase price with less than 20% down has increased from $1 million to $1.5 million.

Here is what some of the numbers look like on a home priced at $400,000, and what the new minimum down payment numbers look like.

If you have any questions or concerns, please don’t hesitate to reach out to your favorite mortgage broker.

Erin Williamson
587-370-8255
[email protected]

**Please note these numbers are estimates using an estimated property tax amount of $334/month, $100/month in heat and assuming no other debt payments or balances. Using current lender rates of 4.19% on the 25 year amortization and 4.39% for the 30 year amortization. Rates are subject to change.**

12/02/2024

Go like the original post and nominate who you think could use the Costco gift card! I’m excited to be partnering with Century 21 Foothills South on this awesome giveaway!

🎁🎄DAY TWO - 21 DAYS OF CHRISTMAS🎄🎁

Today’s giveaway is sponsored by .by.erin ✨

✨Nominate someone that you think could use a little extra Christmas cheer by TAGGING them below in the comments✨
How to enter 👇
- Contest closes at MIDNIGHT
- Must be a Southern Alberta area resident to win
- Must LIKE the ORIGINAL POST
- Winners announced TOMORROW MORNING

07/23/2024

Always chat with a mortgage broker before signing those mortgage renewal documents! Lenders don’t always offer their best rate in renewals, and you could be able to get a lower rate and payment by switching lenders. Connect with me today to chat about your options and see what we can offer.

Erin Williamson, Mortgage Broker
587-370-8255
[email protected]