Susan Shannon Mortgage Broker

10/11/2026

🍂 Happy Thanksgiving from all of us at Wild Rose Mortgages! 🍂 ​This season, we are especially thankful for the wonderful clients, families, and community members who trust us to guide them on their path home across Alberta. 🏡✨ ​There’s no feeling quite like gathering with loved ones in a place you truly call your own. Today, we hope your home is filled with warmth, laughter, delicious food, and cherished memories. ​Thank you for allowing us to be part of your journey. Wishing you and your family a safe, cozy, and blessed Thanksgiving holiday! 🦃🥧

10/07/2026

What Is Mortgage Refinancing?
Refinancing means restructuring your existing mortgage to better match your current financial needs.
Homeowners may explore refinancing for reasons such as:
✔ Managing existing debt
✔ Funding renovations
✔ Accessing home equity
✔ Adjusting mortgage terms

Every situation is unique, so understanding the benefits, costs, and options is an important step.
Have questions about refinancing? Susan is here to help you understand your options.
📞 403-849-0801
🌐 wildrosemortgages.ca

10/06/2026

Mortgage Renewal Coming Up? Review Before You Renew.
A renewal is more than just signing another document. Your financial situation, goals, and mortgage needs may have changed since your current term began. Before renewing, it can be helpful to review your options, including your rate, term, and mortgage features.
Taking time to understand your choices can help you make a decision that fits your current situation.

Have a renewal coming up? Talk with Susan.
📞 403-849-0801
🌐 wildrosemortgages.ca

10/05/2026

What Does A Mortgage Pre-Approval Actually Tell You?
Before you start searching for your next home, understanding your potential budget can make the process much smoother.

A mortgage pre-approval can help you:
✔ Understand your estimated borrowing range
✔ Plan your monthly payments
✔ Shop with more confidence
✔ Be better prepared when it is time to make an offer
Every buyer’s situation is different. Your income, credit, down payment, and financial goals all play an important role.

Thinking about buying a home in Alberta? Let’s start the conversation.
📞 403-849-0801
🌐 wildrosemortgages.ca
✉️ [email protected]

09/04/2026

09/02/2026

Bank of Canada held the prime rate steady today! This is great news if you have a variable rate mortgage or line of credit.

If you have a fixed rate, everything stays the same.

Please feel free to call or text me at 403-849-0801 if you would like to discuss your rate.

09/02/2026

The Bank of Canada held the prime lending rate steady today. This is great news if you have a variable rate mortgage or a line of credit.

If you have a fixed rate mortgage, everything stays the same too.

Please feel free to call or text me at 403-849-0801 if you have questions about your rate.

07/26/2026

Buying your first home is an exciting milestone, but it is also one of the largest financial decisions you will ever make. To help you navigate the process with confidence, here are five essential tips for first-time home buyers in Canada:

1. Know Your Real Numbers: Before looking at properties, calculate what you can comfortably afford. Factor in property taxes, home insurance, utilities, and a maintenance cushion alongside your mortgage payment.

2. Get Pre-Approved Early: It's important to get pre-approved before you look at homes. A pre-approval establishes a clear budget, narrows your search, and makes you a competitive buyer. It also identifies if you need to improve your credit. If you are unsure whether you qualify, it is best to reach out early.

3. Leverage Government Incentives: Programs like the First Home Savings Account (FHSA) and the Home Buyers' Plan (HBP) allow tax-free RRSP withdrawals for your down payment. A higher down payment significantly boosts your buying power.

4. Account for Closing Costs: Set aside 1.5% to 2% of the purchase price for closing costs, including legal fees, land transfer taxes, home inspection costs, and moving expenses. Buyers in Alberta may require slightly less due to the absence of a property transfer tax.

5. Build Your Professional Team: Work with trusted professionals. A real estate agent will help you find the right neighborhood, and I will search the market to secure the best mortgage rates and terms for your financial situation.

As a mortgage broker, my top advice is to treat your application like a job interview—it is about presenting your full financial story, not just submitting paperwork.

Are you ready to start your journey? Let's connect to discuss your goals and build the right financing strategy for you.

07/17/2026

Hello, my name is Susan Shannon.

I have proudly worked in the mortgage industry for the last 20 years dedicated to helping wonderful clients achieve their homeownership goals and navigate their lending needs with confidence.

After spending 12 years with Canada's national banking institutions, I have made the exciting decision to return to mortgage brokering. I truly believe this move will allow me to provide my clients with more lending options, greater flexibility, and an even better overall mortgage experience.

I am now serving clients throughout Alberta and look forward to helping both new and existing clients with their home financing needs.

Whether you're purchasing your first home, refinancing, renewing your mortgage, or simply have questions about the lending process, I am here to help. No question is too small.

Drop your questions in the comments or send me a direct message—I love making mortgages easier to understand.

All my best,
Susan Shannon
Mortgage Broker
Wild Rose Mortgages