Kimberly Vucurevich - TMG The Mortgage Group Alberta Ltd.

Kimberly Vucurevich - TMG The Mortgage Group Alberta Ltd. Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kimberly Vucurevich - TMG The Mortgage Group Alberta Ltd., Mortgage brokers, Lethbridge, AB.

Mortgage 101Renewal and refinance get mixed up often — they're not the same thing. 🔑Renewal: your term is ending and you...
08/17/2026

Mortgage 101
Renewal and refinance get mixed up often — they're not the same thing. 🔑

Renewal: your term is ending and you're signing a new one, usually with the same balance, at current rates.

Refinance: you're changing your mortgage before your term ends, often to access equity, consolidate debt, or change your terms. This can come with breakage costs.

Knowing which one applies to you changes the conversation. Send me a message and we'll figure out which one fits. 💬


www.kimv.ca

Did You KnowFound a new home but your mortgage term isn't finished yet? You may not have to break it. 📦Porting lets you ...
08/16/2026

Did You Know
Found a new home but your mortgage term isn't finished yet? You may not have to break it. 📦

Porting lets you transfer your existing mortgage, rate, and terms to a new property, which can help you avoid prepayment penalties.

It doesn't work in every situation, and the details depend on your lender and your new purchase, so it's worth checking before you assume either way.

Planning a move? Let's look at your options together. 💬


www.kimv.ca

Mortgage 101Your credit score does more than decide if you're approved — it can affect the rate you're offered too. 📈A h...
08/15/2026

Mortgage 101
Your credit score does more than decide if you're approved — it can affect the rate you're offered too. 📈

A higher score generally gives lenders more confidence, which can mean access to better rates and more lender options.

A few habits that help: pay bills on time, keep credit card balances low relative to your limit, and avoid opening several new accounts right before applying.

Not sure where your credit stands or how it affects your options? Let's talk it through. 💬


www.kimv.ca

News You Can UseBig news for first-time buyers eyeing a new build. 🎉A new GST rebate for first-time home buyers purchasi...
08/14/2026

News You Can Use
Big news for first-time buyers eyeing a new build. 🎉

A new GST rebate for first-time home buyers purchasing new construction became law in March 2026. It removes the GST on qualifying new homes up to $1 million (up to $50,000 back), and phases out on homes between $1 million and $1.5 million.

If a new build is anywhere in your plans, this is worth understanding before you sign.

Curious if you'd qualify? Send me a message and let's look at your specific situation. 💬


www.kimv.ca

🏠 Turn your home's equity into financial freedom!Consolidate credit cards, loans, and other debt into one affordable mor...
08/14/2026

🏠 Turn your home's equity into financial freedom!
Consolidate credit cards, loans, and other debt into one affordable mortgage payment. Lower your monthly obligations and start working toward your financial goals.
Let's explore your options. Message me today!

💰 Feeling overwhelmed by debt? Your home may hold the solution. Refinance your mortgage to consolidate high-interest deb...
08/14/2026

💰 Feeling overwhelmed by debt? Your home may hold the solution. Refinance your mortgage to consolidate high-interest debt into one simple monthly payment and improve your cash flow.
📩 Message me today to see what options are available.

Mortgage 101Think you need 20% down to buy a home? Not necessarily. 🏡Canada's minimum down payment works on a sliding sc...
08/13/2026

Mortgage 101
Think you need 20% down to buy a home? Not necessarily. 🏡

Canada's minimum down payment works on a sliding scale:
• 5% on the first $500,000
• 10% on the portion between $500,000 and $1.5 million

Homes under $1.5 million (for first-time buyers and new construction) can qualify with less than 20% down, though mortgage default insurance applies.

Want to know what your minimum down payment would actually be? Send me a message and I'll run it for you. 💬
www.kimv.ca

Let's ConnectWhether you're buying your first home, renewing your mortgage, or thinking about refinancing, a quick conve...
08/12/2026

Let's Connect
Whether you're buying your first home, renewing your mortgage, or thinking about refinancing, a quick conversation is the best place to start. ☎️

I'll walk through your situation, explain your options in plain language, and there's no cost or obligation.

Click "Apply Now" below, or send me a message to get started today. 💬


www.kimv.ca

Let's TalkWhat's the one thing about mortgages you wish someone would just explain to you plainly? 🤔Drop your question i...
08/11/2026

Let's Talk
What's the one thing about mortgages you wish someone would just explain to you plainly? 🤔

Drop your question in the comments — I'll answer as many as I can, and it might just become next week's post.

No question is too basic. That's what I'm here for. 👇


www.kimv.ca

Self-Employed?Being self-employed doesn't rule out getting a mortgage; it just means lenders look at your income a bit d...
08/10/2026

Self-Employed?
Being self-employed doesn't rule out getting a mortgage; it just means lenders look at your income a bit differently. 💼

Instead of pay stubs, I'll typically ask for your Notice of Assessment and tax returns from the last two years, plus your business financials.

There are lenders who specialize in working with self-employed and business-owner clients — I know which ones to bring your file to.

If you're self-employed and thinking about buying or renewing, let's talk. 💬


www.kimv.ca

Address

Lethbridge, AB

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 8am - 9pm

Telephone

+14033821156

Website

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