Straightforward discussion about your investments in language you will understand
Determining goals for money to be invested
Investment strategies
Discussion around asset protection and estate issues including tax minimization and efficiency
Financial Plan
Includes:
Determination of goals
Cash Flow & Debt Management
Retirement Planning
Tax minimization and efficiency
Investment Examination & Assessment (accumulation, growth, protection and transition)
Insurance Planning/Risk Management (income and asset protection)
Estate Planning concerns
Corporate Financial Planning
Includes:
Cash Flow and Corporate Financials
Succession of Business
Review of Buy/Sell Agreements
Insurance Planning/Risk Management
Retirement Planning
Includes:
Assessment of assets, debts, investments and pensions
Review of cash flow (income and expenses)
Goal determination
Retirement projections
Estate Planning concerns
Tax minimization and efficiency
Insurance Planning, Risk Management, Extended Health Care
Retirement Projection
We will provide a streamlined analysis of what you have and what this means to you financially.
Includes:
Assessment of assets, debts and investments including pensions
Recommendations
Cash Flow Planning
Includes:
Net Worth Statement (assessing assets and liabilities and their use)
Determination of SMART goals – where do you want to be? (Specific, Measurable, Achievable, Realistic, Timely)
Review sources of Income
A written Cash Flow Plan
Budget planning
Cash flow analysis and projections
Mortgage and debt analysis
RRSP & investment loans
Estate Planning*
Includes:
Analysis of your existing plan
Determine your legacy goals and distribution plans
Assessment of current assets and liabilities including pensions and properties with an emphasis on tax and probate considerations
Advice and discussion of a Will, Power of Attorney documents and Guardianship
Advice and discussion surrounding the role of the Executor
Discussion surrounding the blended family situation (if applicable), families with special needs members and existing current relationships
Tax-efficient asset transfers
Planned giving strategies
Transition and executor assistance
Business succession planning
Insurance Planning
Includes:
Analysis of current Insurance policies in place such as Life, Disability, Critical Illness (including employer group benefits insurance)
Insurance Needs Analysis
Education of different types of Insurance
Purpose of insurance
Buy / Sell agreements
Keyman insurance
* Thanks to the support of a dynamic team and the assistance of financial service-related experts, I am able to offer you a full range of services and advice on tax and legal issues that will benefit your financial security situation.
For more information about working with an advisor, please read more here!
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