Mortgages With Rachel

09/22/2023

✨16 years later, I still manage to earn an award from time to time.✨

✨Thank you to for a great event and incredible team to work with

✨Thank you for your continued leadership

✨And a HUGE congratulations to my colleague and friend, .by.candicedemaere for all of your continued success.💕

09/08/2023

Whether picking flowers, indulging in farm-to-table feasts, or embarking on outdoor adventures, Lethbridge, Alberta offers a lot to see and do.

06/16/2023

🏡 Open house at the new real estate brokerage in Lethbridge . Thanks to .lethrealestate and the rest of the crew for having us!

06/14/2023

📚Funding your student's post-secondary education can be tough...there’s tuition, housing, transportation, food, and books.

✨Your Mortgage Broker is probably not the first person you think of to help with these financial needs; but, we can and might be, the solution you are looking for.

💰Did you know that you can put down as little as a 5% down payment for a second home/property if an immediate family member (your student) will be occupying the home? Not looking to purchase a property? No problem. Tapping into your home's available equity via a Home Equity Take Out (Refinance) could be the answer to unlock needed funds to help with your child/children's post-secondary costs.

📲Talk to us today about these solutions and more!

#5%

02/28/2023

Don’t max out or close your credit card account during the mortgage process. Any changes to your credit profile can impact your approval and/or rate; talk to your mortgage broker before making any major decisions regarding your credit before you at the start of/during the mortgage process.

I can help guide you through the credit do's and don'ts! Contact me today!📩

02/24/2023

Mortgage up for renewal?

Be sure you give each renewal the same attention you gave to your first mortgage. Renewal time is your opportunity to ensure you are getting the best rate and mortgage product available - whether that's with your current lender or with another.

Contact me today and I will look at the whole picture and provide you with your options for lender and mortgage products. 📲

agent

02/20/2023

Happy Family Day! 💙

02/17/2023

One of the many benefits of having a licensed mortgage professional on your side is the guided direction throughout the mortgage approval process. Not only will I find you the best rate and mortgage product, but I will help educate you along the way. I’ll do the heavy lifting so you don't have to. Contact me today to get started.📲

02/10/2023

What is an ARM?

An Adjustable Rate Mortgage refers to a mortgage with a floating rate. With a floating rate mortgage your mortgage rate isn't fixed; meaning it can change during the term. There are two types of floating rate mortgages:

1. a Variable Rate Mortgage (VRM):
A VRM typically has your payment remain the same.

2. Adjustable Rate Mortgage (ARM):
An ARM has the payment change along with changes to the Prime rate.

For more information on rate types and any other mortgage related questions please contact me. I’m here to help! 📲

02/03/2023

01/27/2023

I want to buy a house, but...

🔹I don't have enough for down payment
🔹My credit is bad
🔹I don't know where to start
🔹I'm self employed and don't declare enough income

I've heard it all and more. There are many reasons to consider whether buying a home is a smart financial decision for you. If you are unsure where to start and need some help to guide you in the right direction, I'd be more than happy to help you.

Give me a call or shoot me a message! 📲