Edward Jones - Financial Advisor Raquel Austin

10/15/2026

Due to regulatory changes, what you pay to invest will be clearer than ever – and we believe the transparency is a good thing!

Beginning with your 2026 annual cost report, you will now see fund costs in dollars (alongside the percentages) for many common investments.

For example mutual funds and exchange-traded funds have internal costs for management and operations. This is known as the Fund Expense Ratio, or FER, which applies to other common investments as well.

The FER is not a separate bill, but an ongoing cost deducted directly from the fund's assets, shown on your upcoming report in both percentages and dollar amounts.

Please schedule a call with me and let's review your portfolio together.

Starting in January 2027, your 2026 annual costs report will be enhanced to offer a clearer picture of what you pay to invest.

10/13/2026

Total Cost Reporting is an industry-wide change, guided by the Canadian Securities Administrators (CSA) and Canadian Investment Regulatory Organization (CIRO), designed to give every Canadian investor a clearer view of their investment costs.

Your 2026 annual cost report (received in 2027) will now include:

• Transaction costs
• Operating costs
• Investment fund costs

All summed into one Total Cost of Investing number.

These are not new costs — they have always been part of your investments. And with more information available, we can have more informed conversations about whether your current mix is still the right fit for your goals.

📅 Ready to review? Schedule an appointment and let's dig into the details together.

10/07/2026

Your financial future deserves professional guidance and long-term commitment – in a way that fits into your busy life.

Get the attention you deserve for the long term, right here in your community.

10/05/2026

Financial planning creates a framework that helps you understand how different areas of your financial life connect and influence one another. It considers areas like cash flow, taxes, retirement timing, protection strategies, and estate considerations as one connected picture.

This integrated approach helps bring clarity, consistency, and direction to financial decisions over time, making it easier to stay focused on what matters most.

Reach out to explore how comprehensive financial planning can support what matters most to you.

10/02/2026

Many people are risk-averse when it comes to money management.

Avoiding losses is a natural instinct. But ironically, it can contribute to a bigger risk: not achieving the growth you need for a sustainable retirement.

For example, a portfolio invested entirely in cash may experience very little volatility, but it also offers little potential for growth or protection against inflation. Over time, that can increase the risk of outliving your retirement savings.

As an Edward Jones financial advisor, I help clients evaluate investment risk in the context of their goals, time horizon and risk tolerance.

Wondering how much investment risk is right for your situation? Let’s look at the numbers together and build a strategy that suits your needs.

Learn why it's important to determine your risk comfort level.

09/30/2026

Our office and select markets are closed today to recognize National Day for Truth and Reconciliation. One of the small ways we will be reflecting on the day is to deepen our understanding of Land Acknowledgements.

Land acknowledgment is a traditional custom that dates back centuries in many Native nations and communities. Today land acknowledgments are used to recognize the Indigenous communities who are the original stewards of the lands on which we now live.

You can find out what Indigenous nations inhabited your current location through an interactive map: https://bit.ly/4hn7Z8p

09/28/2026

You don't have to manage your financial life alone.

If you're juggling a demanding career and want a long-term relationship with someone who listens, explains and keeps you on track, now is a great time to connect.

09/25/2026

Accountability, clarity and someone who can help simplify your financial life: It's real and available to you.

Contact me today to schedule a no-obligation review that's convenient for you.

09/22/2026

Proud to support the Okanagan W**e Festivals Society as Presenting Sponsor for the 2026 season. Through experiences that celebrate local w**eries, culinary excellence, and community connection, we're helping bring people together and showcase the best of the Okanagan. Looking forward to another great festival season.

Experience the Winter, Spring, and Fall Okanagan W**e Festivals, spectacular events with delicious BC w**e, food and lots of fun!

09/21/2026

Congratulations to the Southern Alberta Art Gallery on their first opening at one of the new offsite locations this past weekend. It was wonderful to see a great turn out as we continue to engage with the Gallery and contemporary arts while the historic building is being renovated.