Richard Rampersad

Richard Rampersad I am an investment advisor and wealth management specialist. Richard Rampersad has worked as an investment adviser since 2008.

As an investment adviser working in wealth management he specializes in creating personalized investment strategies tailor-made for each client. Richard works to protect his client’s financial situation, and to grow their investments, while at the same time adding value by reducing; taxes and fees. Richard strives to obtain the highest possible return, with the lowest possible risk, through his in

vestment approach. He takes pride in working with clients to help them understand more about their financial and tax opportunities, so that there is a clear strategy for their retirement and investment objectives. His clients are typically; business owners, executives, lawyers, engineers, medical professionals, corporations, and affluent investors.

05/21/2026

CDA Account

05/20/2026

$1 million to $50 million - Building Wealth

🚀 At RR Wealth, we’ve helped our clients build millions in portfolio growth and achieve the financial freedom they’ve always dreamed of.

Over the years, we’ve partnered with individuals, families, and professionals to design personalized wealth strategies that deliver real results — not just promises.

From disciplined investment approaches to smart tax-efficient planning and cross-border expertise, our clients have seen their portfolios grow substantially, turning retirement goals into reality and creating lasting generational wealth.

Whether it’s navigating market volatility, optimizing retirement income, or protecting and growing hard-earned assets, the outcomes speak for themselves: millions created in client portfolios and lives transformed through true wealth-building.

We’re incredibly proud of the trust our clients place in us and the success stories we get to be part of every day.

If you’re serious about growing your wealth and want a partner who puts your goals first, let’s connect.

Contact us:

Richard Rampersad

Conseiller en placement | Investment Advisor
iA Gestion privée de patrimoine | iA Private Wealth

514-447-9976 x 222

[email protected]

Richardrampersad.com

525-2525, boulevard Daniel-Johnson,
Laval (Québec) H7T 1S9

investmentadvice advisor rrsp tfsa financialfreedom financialadvisor returnoninvestment warrenbuffett SP500 dowjones RRSP TFSA montreal quebec investments investmentadviceQuebec CanadianDollarFHSAdefensestocks

05/05/2026

MEGA CAP STOCKS

Mega cap stocks are the world’s largest publicly traded companies, generally defined as having a market capitalization of $200 billion or more.

These industry leaders offer high stability and significant market influence, often dominating indices.

Key examples include Apple, Microsoft, Alphabet, Amazon, Nvidia, Meta, and Tesla.

Top Mega Cap Stocks (As of Early 2026)
* Apple (AAPL): Often the largest by market cap.
* Microsoft (MSFT): A leader in cloud and software.
* Amazon (AMZN): Dominant in e-commerce and cloud services.
* NVIDIA (NVDA): Major player in AI and semiconductors.
* Alphabet (GOOGL): Parent company of Google.
* Meta Platforms (META): Leader in social media and advertising.

Contact us:

Richard Rampersad

Conseiller en placement | Investment Advisor
iA Gestion privée de patrimoine | iA Private Wealth

514-447-9976 x 222
[email protected]

Richardrampersad.com

525-2525, boulevard Daniel-Johnson,
Laval (Québec) H7T 1S9

investmentadvice advisor rrsp tfsa financialfreedom financialadvisor returnoninvestment warrenbuffett SP500 dowjones RRSP TFSA montreal queb

04/30/2026

FERTILIZER STOCKS

Fertilizer stocks are surging in early 2026, driven by supply chain disruptions, particularly tensions in the Middle East affecting the Strait of Hormuz, which have boosted prices for nitrogen and potash.

Key stocks to watch include those that benefit from higher demand and tightening supply.

Contact us:

Richard Rampersad

Conseiller en placement | Investment Advisor
iA Gestion privée de patrimoine | iA Private Wealth

514-447-9976 x 222
[email protected]

Richardrampersad.com

525-2525, boulevard Daniel-Johnson,
Laval (Québec) H7T 1S9

investmentadvice advisor rrsp tfsa financialfreedom financialadvisor returnoninvestment warrenbuffett SP500 dowjones RRSP TFSA montreal quebec investments investmentadviceQuebec CanadianDollarFHSAdefensestocks

“An offer your portfolio can’t refuse.”
04/26/2026

“An offer your portfolio can’t refuse.”

04/26/2026

IRAN WAR & THE STOCK MARKET

The Iran war, which began on February 28, 2026, has triggered significant stock market volatility, leading to a sharp drop in March followed by a robust recovery in April as investors hope for a de-escalation.

While oil markets faced chaos and energy prices spiked, the S&P 500 has proven resilient, erasing losses to hit new highs in late April.

Contact us:

Richard Rampersad

Conseiller en placement | Investment Advisor
iA Gestion privée de patrimoine | iA Private Wealth

514-447-9976 x 222
[email protected]

Richardrampersad.com

525-2525, boulevard Daniel-Johnson,
Laval (Québec) H7T 1S9

investmentadvice advisor rrsp tfsa financialfreedom financialadvisor returnoninvestment warrenbuffett SP500 dowjones RRSP TFSA montreal quebec investments investmentadviceQuebec CanadianDollarFHSAdefensestocks

04/25/2026

At RR Wealth Management, our clients have always been more than just clients — they’re family.

We recently had the pleasure of hosting an intimate information session on the markets, featuring insights and commentary from Vanguard.

What made the evening special wasn’t just the discussion around long-term investing, economic outlooks, and portfolio construction — it was the people in the room.

The conversations, the questions, and the shared perspectives reminded us why we do what we do. Building wealth is important, but building trust, relationships, and a sense of community matters even more.

Thank you to everyone who joined us. We’re grateful to be part of your journey.

04/18/2026

You won the lottery?!!!

Recently one of my clients won $1 million in the 649 lottery. We discussed a lump sum payment, or weekly payments for life;

Winning the lottery in Canada is a major financial event, resulting in a tax-free windfall.

You receive the full prize amount because it is considered a “windfall,” not taxable income .

However, any future income generated by investing those winnings (interest, dividends, capital gains) is taxable.

Immediate steps involve signing the ticket, hiring professionals, and planning for anonymity limitations.

Contact us:

Richard Rampersad

Conseiller en placement | Investment Advisor
iA Gestion privée de patrimoine | iA Private Wealth

514-447-9976 x 222
[email protected]

Richardrampersad.com

525-2525, boulevard Daniel-Johnson,
Laval (Québec) H7T 1S9

investmentadvice advisor rrsp tfsa financialfreedom financialadvisor returnoninvestment warrenbuffett SP500 dowjones RRSP TFSA montreal quebec investments investmentadviceQuebec CanadianDollarFHSAdefensestocks

04/13/2026

Listen to my podcast with the President of iA Private Wealth and our Practice Management Team.

Richard Rampersad and his team are one of the fastest growing practices at our firm. In this episode, Adam Elliott and Gianni Crivello speak with Richard about his journey, his mindset, and the principles which have contributed to his extraordinary success.

We learn how:

Starting out during the Great Financial Crisis of 2008 taught him to lean into difficult markets, communicate openly with clients, and build trust when other advisors were avoiding difficult conversations.

He chose to build a full-scale branch, personally funding the space to signal stability, professionalism, and long-term commitment to clients.

His focus on fewer, higher-net-worth clients creates deeper relationships, clearer planning, and better service outcomes.

An episode you won’t want to miss!

Listen to the entire episode on the below link:

https://subscribe.transistor.fm/0ff59950511b22/listen/51d95b0d

04/13/2026

IPO, Initial Public Offering

The most significant companies set for a potential initial public offering (IPO) in 2026 are heavily concentrated in Artificial Intelligence (AI), Space Technology, and Fintech.

* SpaceX: Potentially the largest IPO in history, with reports from April 2026 indicating the company has filed for a listing targeting a valuation of $1.5 to $1.75 trillion. A roadshow is reportedly targeted for early June 2026.

* OpenAI: The ChatGPT maker is laying the groundwork for a public debut that could value it near $1 trillion. While targeting Q4 2026, recent reports indicate the CFO is cautious about readiness due to heavy cash burn.

* Anthropic: The AI safety lab behind Claude has reportedly hired legal counsel for an IPO that could come as soon as 2026, with a potential valuation near $380 billion.

* Canva: The design platform is a strong contender for a 2026 debut, bolstered by its recent $42 billionvaluation and years of consistent profitability.

* Shein: One of the most valuable private e-commerce companies ($66 billion), though it faces regulatory hurdles that may affect its 2026 timeline.

* Anduril Industries: A defense tech firm valued at over $60 billion, described by analysts as a high-probability 2026 candidate.

Contact us:

Richard Rampersad

Conseiller en placement | Investment Advisor
iA Gestion privée de patrimoine | iA Private Wealth

514-447-9976 x 222
[email protected]

Richardrampersad.com

525-2525, boulevard Daniel-Johnson,
Laval (Québec) H7T 1S9

investmentadvice advisor rrsp tfsa financialfreedom financialadvisor returnoninvestment warrenbuffett SP500 dowjones RRSP TFSA montreal quebec investments investmentadviceQ

Address

525-2525, Boulevard Daniel-Johnson
Laval, QC
H7T1S9

Telephone

+5144479976

Website

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