IBC Financial

IBC Financial Welcome to IBC Financial, led by Jose Salloum, 'The IBC Expert.' Discover the power of being your own banker for financial freedom and legacy building.

Join us for insights and tips on mastering personal finance. The Infinite Banking Concept โ„ข Canada , Becoming Your Own Bankerโ„ข Canada

05/14/2026
๐—ช๐—ต๐—ฎ๐˜ ๐—œ๐˜€ ๐—ฅ๐—ฒ๐—ฎ๐—น ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด?https://ibcfinancial.com/financial-advisors/real-estate-investor-retire...
04/14/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—œ๐˜€ ๐—ฅ๐—ฒ๐—ฎ๐—น ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด?
https://ibcfinancial.com/financial-advisors/real-estate-investor-retirement-planning/

Real estate investor retirement planning is the structured process of converting property assets, rental income, and equity into a sustainable, long-term retirement income strategy.

Real estate investor retirement planning combines property management, tax optimization, and portfolio diversification to generate consistent cash flow throughout retirement... click the link above to read more.

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—น๐—ฎ๐—ป?https://ibcfinancial.com/financial-advisors/business-owners-retirement-p...
04/13/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—น๐—ฎ๐—ป?
https://ibcfinancial.com/financial-advisors/business-owners-retirement-plan

The best business owner retirement plan combines RRSPs, TFSAs, individual pension plans, and corporate investment accounts into one tax-efficient strategy. No single savings vehicle wins universally... click the link above to read more.

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฎ ๐——๐—ผ๐—ฐ๐˜๐—ผ๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—น๐—ฎ๐—ป?https://ibcfinancial.com/financial-advisors/doctor-retirement-plan/A doctor retirement ...
03/31/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฎ ๐——๐—ผ๐—ฐ๐˜๐—ผ๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—น๐—ฎ๐—ป?
https://ibcfinancial.com/financial-advisors/doctor-retirement-plan/

A doctor retirement plan is a structured savings vehicle designed to accumulate wealth for physiciansโ€™ post-career income needs through tax-advantaged accounts... click the link above to read more.

๐—ช๐—ต๐—ฎ๐˜ ๐—œ๐˜€ ๐˜๐—ต๐—ฒ ๐—•๐—ฒ๐˜€๐˜ ๐——๐—ฒ๐—ป๐˜๐—ถ๐˜€๐˜ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—น๐—ฎ๐—ป?https://ibcfinancial.com/financial-advisors/dentist-retirement-plan/An effectiv...
03/19/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—œ๐˜€ ๐˜๐—ต๐—ฒ ๐—•๐—ฒ๐˜€๐˜ ๐——๐—ฒ๐—ป๐˜๐—ถ๐˜€๐˜ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—น๐—ฎ๐—ป?
https://ibcfinancial.com/financial-advisors/dentist-retirement-plan/

An effective Canadian dentist retirement plan combines multiple tax-advantaged benefit plan investment options tailored to practice ownership status and income levels. Solo practitioners may benefit most from Individual Pension Plans (IPPs), insurance policies paired with RRSPs, maximizing annual contributions that can exceed $100,000 or more depending on age and income... click the link above to read more

๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐˜†๐—ฝ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—ฟ๐—ถ๐˜€๐—ธ ๐—บ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ๐—บ๐—ฒ๐—ป๐˜?https://ibcfinancial.com/financial-advisors/risk-management/Risk management divide...
02/18/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐˜†๐—ฝ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—ฟ๐—ถ๐˜€๐—ธ ๐—บ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ๐—บ๐—ฒ๐—ป๐˜?
https://ibcfinancial.com/financial-advisors/risk-management/

Risk management divides into several specialized types based on threat nature and organizational context. Financial risk management addresses threats to monetary assets and includes credit risk, market risk, liquidity risk and operational financial risk... click the link above to read more

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฅ๐—ฒ๐˜๐—ฎ๐—ถ๐—ป๐—ฒ๐—ฑ ๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜?https://ibcfinancial.com/financial-advisors/retained-interest/Retained Interest is the portion...
02/06/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฅ๐—ฒ๐˜๐—ฎ๐—ถ๐—ป๐—ฒ๐—ฑ ๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜?
https://ibcfinancial.com/financial-advisors/retained-interest/

Retained Interest is the portion of an asset, cash flow, or equity position an originator maintains after transferring the remainder to another party. This encompasses rights to cash inflows, residual amounts, equity residuals, and subordinated shares in transactions involving asset-backed securities, mortgage-backed securities, bridging loans, or development loans... click the link above to read more

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ง๐—ฒ๐—ฟ๐—บ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ?https://ibcfinancial.com/financial-advisors/term-insurance/Term insurance is temporary life insur...
01/28/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ง๐—ฒ๐—ฟ๐—บ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ?
https://ibcfinancial.com/financial-advisors/term-insurance/

Term insurance is temporary life insurance providing death benefit protection for a set period at fixed monthly payments. The policyholder pays regular premiums, and if death occurs during the term, beneficiaries receive the sum assured as a tax-free lump sum... click the link above to read more

๐—”๐˜€๐˜€๐—ฒ๐˜ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป - ๐—œ๐—•๐—– ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—นhttps://ibcfinancial.com/financial-advisors/asset-protection/Asset protection involves l...
01/21/2026

๐—”๐˜€๐˜€๐—ฒ๐˜ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป - ๐—œ๐—•๐—– ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น
https://ibcfinancial.com/financial-advisors/asset-protection/

Asset protection involves legal strategies that shield personal and business assets from creditor claims, lawsuits, and financial judgments. In todayโ€™s litigious society, individuals and businesses face unprecedented liability exposure from professional malpractice claims, contractual disputes, and personal injury lawsuits... click the link above to read more.

๐—ฃ๐—ฒ๐—ฟ๐—บ๐—ฎ๐—ป๐—ฒ๐—ป๐˜ ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ถ๐˜, ๐—ง๐˜†๐—ฝ๐—ฒ๐˜€, ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€, ๐——๐—ถ๐˜€๐—ฎ๐—ฑ๐˜ƒ๐—ฎ๐—ป๐˜๐—ฎ๐—ด๐—ฒ๐˜€, ๐—–๐—ผ๐˜€๐˜๐˜€https://ibcfinancial.com/financial-advisors/p...
01/19/2026

๐—ฃ๐—ฒ๐—ฟ๐—บ๐—ฎ๐—ป๐—ฒ๐—ป๐˜ ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ: ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ถ๐˜, ๐—ง๐˜†๐—ฝ๐—ฒ๐˜€, ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€, ๐——๐—ถ๐˜€๐—ฎ๐—ฑ๐˜ƒ๐—ฎ๐—ป๐˜๐—ฎ๐—ด๐—ฒ๐˜€, ๐—–๐—ผ๐˜€๐˜๐˜€
https://ibcfinancial.com/financial-advisors/permanent-life-insurance/

Permanent life insurance delivers lifelong coverage with guaranteed death benefits and cash value accumulation, unlike term policies that expire after set periods. This financial product protects beneficiaries with tax-free payouts, builds wealth through investment components, facilitates estate planning, and creates accessible savings within policies... click the link above to read more

Address

3899 A. Des Laurentides Suite 203
Laval, QC
H7L3H7

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+15148759444

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