09/03/2026
🚨 NEW EPISODE ALERT! 🚨
This week on The Mortgage Broker Podcast, Dean & Deryk are joined by Colin Johnston.
Colin has been the Managing Director of Western Canada at Vault Mortgage since March of 2026, having been at the company since June of 2022 where he started as the SVP of Sales and Operations.
Colin is here to discuss:
→ HIs history in the mortgage industry, how he got into alternative lending, and his day-to-day.
→ Why he spends so much time investing in relationships with brokers and how he can make a decision on a file in under a minute.
→ Why brokers need to learn alt lending and the importance of finding creative solutions for clients.
→ Alt renewals - what to expect, the current broker pitfalls, & why your client always needs an exit plan.
→ What makes Vault unique from other lenders, how institutionalized capital means consistent rates and rate sheets, and their future plans for a business loan division.
→ The Vault "Near B" product - it's benefits, tangible ways to position it with clients, & why it's great for the self-employed.
→ The uniqueness of Vault's industry events and how they support brokers beyond just product knowledge.
→ The untapped market of accountants as broker referral partners, which ones to go after, and where they are.
→ Common mistakes brokers make including not understanding rate sheets and why you must stop emailing file submission and credit bureaus.
→ Current market trends including the struggle of small developers and pre-sale condos, how single family homes are starting to decrease, and advice for new brokers in this tough market.
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📝 View this episode on our blog → https://podcast.joinabw.ca/episode/ep-75-behind-the-lender-colin-johnston-on-vault-mortgage-near-b-lending-and-building-real-broker-partnerships
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