Marion Maysenhoelder

10/26/2022

Thanks for all the wonderful birthday wishes❣️❣️❣️
I had an amazing day!!

09/12/2019

12/14/2018

Happy Holidays to you and yours!

09/12/2018

12/18/2017

http://imx7.com/invis/holidayvideo2017/en.asp?a=99MXKVZX

12/14/2015

Finance Minister Bill Morneau announced new down payment rules for government-backed mortgages on Friday morning.
The minimum down payment for new insured mortgages will increase from 5% to 10% for the portion of the house price above $500,000, the finance ministry wrote.

The changes are meant to reduce taxpayer exposure while supporting long-term stability of the housing market, according to the ministry.

And while many are quick to criticize any government tinkering, the most recent changes are largely being accepted by brokers.

“The truth is the first-time buyers who are purchasing in Toronto and Vancouver are the riskiest; I think (the rules) are well thought-out and targeting the right area of concern,” Laird said. “The government has already used five different levers (including down payment and CMHC premium increases, and amortization decreases) to slow down the market, but Toronto and Vancouver keep chugging along.”

11/16/2015

Financial comfort and joy
It’s tempting to overspend at this time of the year so take a quick assessment of your financial situation before you get started on your holiday shopping. It can help make sure you don’t suffer from “plastic shock” when your credit card bills arrive in January. Are you carrying too much credit card or other high interest debt? Are you struggling to keep up with your monthly obligations? If so, it might be worth having a conversation about streamlining your finances now, before the holidays are upon us. You may be able to take advantage of today’s great rates to consolidate your debts into a smart plan with sensible payments. If you are worried that your locked-in mortgage means your options are limited, I can do a quick review. There’s a good chance the savings each month will far outweigh any penalties. Give me a call. I love to help at this time of year. Financial comfort and joy: what a wonderful gift!

11/03/2015